OptimumBank Holdings, Inc. (NYSE MKT:OPHC) — Stock Price
OptimumBank Holdings, Inc. (NYSE MKT:OPHC) is currently trading at $5.53 USD, up 0.18% today. Over the past 52 weeks, shares have ranged between $4.10 and $5.59. This page tracks OptimumBank Holdings, Inc.'s live share price on the NYSE MKT exchange, its daily price and volume history, and — where reported — its income statement, balance sheet, cash flow statement, and earnings history. For company valuation and market capitalisation context, see OptimumBank Holdings, Inc. market cap and net worth.
OptimumBank Holdings, Inc. (OPHC) Stock Price Chart — Daily History & Trading Volume
The chart below tracks OptimumBank Holdings, Inc.'s daily closing share price and trading volume on the NYSE MKT exchange over the past year, giving a clear view of recent price momentum and liquidity.
OptimumBank Holdings, Inc. Income Statement — Revenue, Profit & Earnings by Year
OptimumBank Holdings, Inc.'s annual income statement shows how revenue converts into profit each fiscal year, including gross profit, operating income, EBITDA, and net income.
| Fiscal Year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Total Revenue | $71.13 Million | $64.25 Million | $39.23 Million | $22.84 Million | $11.82 Million |
| Cost of Revenue | $23.80 Million | $27.16 Million | $16.11 Million | $7.51 Million | $2.16 Million |
| Gross Profit | $47.33 Million | $37.09 Million | $23.12 Million | $15.33 Million | $9.66 Million |
| Research & Development | — | — | — | — | — |
| SG&A | $1.13 Million | $11.10 Million | $8.26 Million | $5.45 Million | $3.75 Million |
| Total Operating Expenses | $25.15 Million | $19.46 Million | $14.66 Million | $9.94 Million | $6.60 Million |
| Operating Income | $22.17 Million | $17.63 Million | $8.46 Million | $5.39 Million | $3.07 Million |
| EBITDA | $23.05 Million | $18.23 Million | $9.02 Million | $5.96 Million | $3.37 Million |
| EBIT | $22.17 Million | $17.63 Million | $8.46 Million | $5.39 Million | $3.07 Million |
| Interest Expense | $21.77 Million | $24.94 Million | $12.07 Million | $4.05 Million | $985.00K |
| Income Before Tax | $22.17 Million | $17.63 Million | $8.46 Million | $5.39 Million | $3.07 Million |
| Income Tax Expense | $5.52 Million | $4.51 Million | $2.17 Million | $1.37 Million | $-3.23 Million |
| Net Income | $16.65 Million | $13.12 Million | $6.28 Million | $4.02 Million | $6.30 Million |
OptimumBank Holdings, Inc. Balance Sheet — Assets, Liabilities & Shareholder Equity
The balance sheet below summarizes OptimumBank Holdings, Inc.'s financial position at each fiscal year-end — what it owns (assets), what it owes (liabilities), and the resulting shareholder equity.
| Fiscal Year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Total Assets | $1.11 Billion | $932.93 Million | $791.25 Million | $585.22 Million | $351.88 Million |
| Total Current Assets | $118.18 Million | $119.75 Million | $103.49 Million | $98.38 Million | $94.33 Million |
| Cash & Equivalents | — | — | — | — | — |
| Short-term Investments | $25.18 Million | $22.77 Million | $24.36 Million | $25.10 Million | $34.39 Million |
| Net Receivables | $3.62 Million | $3.35 Million | $2.47 Million | $1.44 Million | $971.00K |
| Inventory | — | — | $-40.84 Million | $-73.28 Million | $-59.94 Million |
| Property, Plant & Equipment | — | — | — | $3.05 Million | $2.58 Million |
| Goodwill | — | — | — | — | — |
| Total Liabilities | $989.78 Million | $829.75 Million | $721.25 Million | $522.64 Million | $313.37 Million |
| Total Current Liabilities | $981.75 Million | $822.20 Million | $701.58 Million | $517.90 Million | $310.46 Million |
| Long-term Debt | — | $50.00 Million | $62.00 Million | $10.00 Million | $18.00 Million |
| Net Debt | $-61.81 Million | $9.14 Million | $49.59 Million | $-49.66 Million | $-21.20 Million |
| Total Stockholder Equity | $121.90 Million | $103.18 Million | $70.01 Million | $62.58 Million | $38.51 Million |
| Retained Earnings | $13.80 Million | $-2.85 Million | $-15.97 Million | $-22.07 Million | $-26.10 Million |
OptimumBank Holdings, Inc. Cash Flow Statement — Operating, Investing & Financing Activities
This cash flow statement breaks down how OptimumBank Holdings, Inc. generates and spends cash across operating, investing, and financing activities each fiscal year, including free cash flow and capital expenditures.
| Fiscal Year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Operating Cash Flow | $17.84 Million | $15.61 Million | $6.88 Million | $10.36 Million | $3.76 Million |
| Capital Expenditures | $896.00K | $988.00K | $668.00K | $322.00K | $381.00K |
| Free Cash Flow | $16.95 Million | $14.62 Million | $6.21 Million | $10.04 Million | $3.38 Million |
| Investing Cash Flow | $-156.68 Million | $-125.47 Million | $-199.66 Million | $-229.80 Million | $-108.76 Million |
| Financing Cash Flow | $159.77 Million | $126.83 Million | $197.61 Million | $232.31 Million | $109.34 Million |
| Dividends Paid | — | — | — | — | — |
| Stock-Based Compensation | $875.00K | $490.00K | $490.00K | $372.00K | $199.00K |
| Depreciation | $884.00K | $599.00K | $560.00K | $569.00K | $302.00K |
| Change in Cash | $20.93 Million | $16.97 Million | $4.83 Million | $12.87 Million | $4.34 Million |
OptimumBank Holdings, Inc. Earnings History — EPS Actual vs. Analyst Estimates
Track OptimumBank Holdings, Inc.'s quarterly earnings per share (EPS) against Wall Street estimates, along with the earnings surprise percentage for each reporting period.
| Report Date | EPS Actual | EPS Estimate | Surprise |
|---|---|---|---|
| Jul 30, 2026 | — | 0.24 | — |
| Apr 24, 2026 | 0.20 | 0.23 | -13.04% |
| Feb 02, 2026 | 0.21 | 0.20 | +5.00% |
| Nov 10, 2025 | 0.18 | 0.15 | +20.00% |
| Aug 06, 2025 | 0.29 | 0.15 | +93.33% |
| May 12, 2025 | 0.32 | 0.17 | +88.24% |
| Feb 05, 2025 | 1.33 | 0.16 | +731.25% |
| Nov 08, 2024 | 0.32 | 0.16 | +100.00% |