Bank Permata Tbk (BNLI) - Cash Flow Conversion Efficiency

Latest as of March 2026: -0.086x

Based on the latest financial reports, Bank Permata Tbk (BNLI) has a cash flow conversion efficiency ratio of -0.086x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (Rp-3.98 Trillion ≈ $-233.03 Million USD) by net assets (Rp46.08 Trillion ≈ $2.70 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See operational self-sufficiency of Bank Permata Tbk to measure how many days the company can operate on defensive assets alone.

Bank Permata Tbk - Cash Flow Conversion Efficiency Trend (2005–2025)

This chart illustrates how Bank Permata Tbk's cash flow conversion efficiency has evolved over time, based on yearly financial data.

Bank Permata Tbk Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Bank Permata Tbk ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
E-Home Household Service Holdings Ltd NASDAQ:EJH	0.004x
Cerebra Integrated Technologies Limited NSE:CEREBRAINT	0.016x
Strategic Energy Resources Limited F:EB8	-0.012x
China Natural Resources Inc NASDAQ:CHNR	-0.019x
Sunshine Biopharma Inc NASDAQ:SBFM	-0.070x
International Research Corporation Public Company Limited BK:IRCP	0.071x
Harworth Group PLC LSE:HWG	-0.109x
Me Group International PLC LSE:MEGP	0.180x

Annual Cash Flow Conversion Efficiency for Bank Permata Tbk (2005–2025)

The table below shows the annual cash flow conversion efficiency of Bank Permata Tbk from 2005 to 2025. For the full company profile with market capitalisation and key ratios, see BNLI market cap overview.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-12-31	Rp45.85 Trillion ≈ $2.69 Billion	Rp4.43 Trillion ≈ $259.69 Million	0.097x	-47.72%
2024-12-31	Rp42.60 Trillion ≈ $2.50 Billion	Rp7.88 Trillion ≈ $461.58 Million	0.185x	+123.46%
2023-12-31	Rp39.99 Trillion ≈ $2.34 Billion	Rp-31.51 Trillion ≈ $-1.85 Billion	-0.788x	-274.13%
2022-12-31	Rp37.62 Trillion ≈ $2.20 Billion	Rp17.02 Trillion ≈ $997.52 Million	0.453x	-52.40%
2021-12-31	Rp36.61 Trillion ≈ $2.15 Billion	Rp34.81 Trillion ≈ $2.04 Billion	0.951x	+2802.06%
2020-12-31	Rp35.07 Trillion ≈ $2.06 Billion	Rp1.15 Trillion ≈ $67.32 Million	0.033x	+141.89%
2019-12-31	Rp24.04 Trillion ≈ $1.41 Billion	Rp-1.88 Trillion ≈ $-110.14 Million	-0.078x	+62.64%
2018-12-31	Rp22.45 Trillion ≈ $1.32 Billion	Rp-4.70 Trillion ≈ $-275.34 Million	-0.209x	+66.39%
2017-12-31	Rp21.51 Trillion ≈ $1.26 Billion	Rp-13.39 Trillion ≈ $-784.84 Million	-0.623x	-325.21%
2016-12-31	Rp19.29 Trillion ≈ $1.13 Billion	Rp5.33 Trillion ≈ $312.51 Million	0.276x	+187.63%
2015-12-31	Rp18.81 Trillion ≈ $1.10 Billion	Rp1.81 Trillion ≈ $105.96 Million	0.096x	-72.58%
2014-12-31	Rp17.09 Trillion ≈ $1.00 Billion	Rp5.99 Trillion ≈ $351.13 Million	0.351x	+359.81%
2013-12-31	Rp14.13 Trillion ≈ $827.77 Million	Rp-1.91 Trillion ≈ $-111.68 Million	-0.135x	-149.53%
2012-12-31	Rp12.50 Trillion ≈ $732.19 Million	Rp3.40 Trillion ≈ $199.45 Million	0.272x	-55.50%
2011-12-31	Rp9.14 Trillion ≈ $535.35 Million	Rp5.59 Trillion ≈ $327.71 Million	0.612x	+6.00%
2010-12-31	Rp7.98 Trillion ≈ $467.81 Million	Rp4.61 Trillion ≈ $270.16 Million	0.577x	+178.68%
2009-12-31	Rp4.90 Trillion ≈ $287.27 Million	Rp-3.60 Trillion ≈ $-210.85 Million	-0.734x	-166.97%
2008-12-31	Rp4.35 Trillion ≈ $255.10 Million	Rp4.77 Trillion ≈ $279.58 Million	1.096x	+14677.42%
2007-12-31	Rp3.96 Trillion ≈ $232.18 Million	Rp-29.79 Billion ≈ $-1.75 Million	-0.008x	-101.96%
2006-12-31	Rp3.82 Trillion ≈ $223.58 Million	Rp1.46 Trillion ≈ $85.67 Million	0.383x	+134.44%
2005-12-31	Rp2.63 Trillion ≈ $153.97 Million	Rp-2.92 Trillion ≈ $-171.32 Million	-1.113x	--

About Bank Permata Tbk

JK:BNLI Indonesia Banks - Regional

Market Cap

$5.06 Million

Rp86.29 Billion IDR

Market Cap Rank

#28550 Global

#698 in Indonesia

Share Price

Rp3210.00

Change (1 day)

-0.31%

52-Week Range

Rp2420.00 - Rp5975.00

All Time High

Rp5975.00