Bank Permata Tbk (BNLI) - Cash Flow Conversion Efficiency

Latest as of March 2026: -0.086x

Based on the latest financial reports, Bank Permata Tbk (BNLI) has a cash flow conversion efficiency ratio of -0.086x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (Rp-3.98 Trillion ≈ $-233.03 Million USD) by net assets (Rp46.08 Trillion ≈ $2.70 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See Bank Permata Tbk balance sheet independence to measure how much of total assets are equity-financed.

Bank Permata Tbk - Cash Flow Conversion Efficiency Trend (2005–2025)

This chart illustrates how Bank Permata Tbk's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check cash flow quality index of Bank Permata Tbk to evaluate the quality of earnings relative to operating cash generation.

Bank Permata Tbk Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Bank Permata Tbk ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
Cann Group Ltd AU:CAN	0.000x
Property Franchise Group PLC LSE:TPFG	0.089x
Pool Safe Inc V:POOL	-3.557x
Elite Education Group International Ltd NASDAQ:EEIQ	-0.045x
Bioter S.A. AT:BIOT	0.009x
Whitemud Resources Inc V:WMK	0.164x
Bakrieland Development Tbk JK:ELTY	0.014x
Odd Burger Corp V:ODD	0.012x

Annual Cash Flow Conversion Efficiency for Bank Permata Tbk (2005–2025)

The table below shows the annual cash flow conversion efficiency of Bank Permata Tbk from 2005 to 2025. For the full company profile with market capitalisation and key ratios, see BNLI market cap overview.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-12-31	Rp45.85 Trillion ≈ $2.69 Billion	Rp4.43 Trillion ≈ $259.69 Million	0.097x	-47.72%
2024-12-31	Rp42.60 Trillion ≈ $2.50 Billion	Rp7.88 Trillion ≈ $461.58 Million	0.185x	+123.46%
2023-12-31	Rp39.99 Trillion ≈ $2.34 Billion	Rp-31.51 Trillion ≈ $-1.85 Billion	-0.788x	-274.13%
2022-12-31	Rp37.62 Trillion ≈ $2.20 Billion	Rp17.02 Trillion ≈ $997.52 Million	0.453x	-52.40%
2021-12-31	Rp36.61 Trillion ≈ $2.15 Billion	Rp34.81 Trillion ≈ $2.04 Billion	0.951x	+2802.06%
2020-12-31	Rp35.07 Trillion ≈ $2.06 Billion	Rp1.15 Trillion ≈ $67.32 Million	0.033x	+141.89%
2019-12-31	Rp24.04 Trillion ≈ $1.41 Billion	Rp-1.88 Trillion ≈ $-110.14 Million	-0.078x	+62.64%
2018-12-31	Rp22.45 Trillion ≈ $1.32 Billion	Rp-4.70 Trillion ≈ $-275.34 Million	-0.209x	+66.39%
2017-12-31	Rp21.51 Trillion ≈ $1.26 Billion	Rp-13.39 Trillion ≈ $-784.84 Million	-0.623x	-325.21%
2016-12-31	Rp19.29 Trillion ≈ $1.13 Billion	Rp5.33 Trillion ≈ $312.51 Million	0.276x	+187.63%
2015-12-31	Rp18.81 Trillion ≈ $1.10 Billion	Rp1.81 Trillion ≈ $105.96 Million	0.096x	-72.58%
2014-12-31	Rp17.09 Trillion ≈ $1.00 Billion	Rp5.99 Trillion ≈ $351.13 Million	0.351x	+359.81%
2013-12-31	Rp14.13 Trillion ≈ $827.77 Million	Rp-1.91 Trillion ≈ $-111.68 Million	-0.135x	-149.53%
2012-12-31	Rp12.50 Trillion ≈ $732.19 Million	Rp3.40 Trillion ≈ $199.45 Million	0.272x	-55.50%
2011-12-31	Rp9.14 Trillion ≈ $535.35 Million	Rp5.59 Trillion ≈ $327.71 Million	0.612x	+6.00%
2010-12-31	Rp7.98 Trillion ≈ $467.81 Million	Rp4.61 Trillion ≈ $270.16 Million	0.577x	+178.68%
2009-12-31	Rp4.90 Trillion ≈ $287.27 Million	Rp-3.60 Trillion ≈ $-210.85 Million	-0.734x	-166.97%
2008-12-31	Rp4.35 Trillion ≈ $255.10 Million	Rp4.77 Trillion ≈ $279.58 Million	1.096x	+14677.42%
2007-12-31	Rp3.96 Trillion ≈ $232.18 Million	Rp-29.79 Billion ≈ $-1.75 Million	-0.008x	-101.96%
2006-12-31	Rp3.82 Trillion ≈ $223.58 Million	Rp1.46 Trillion ≈ $85.67 Million	0.383x	+134.44%
2005-12-31	Rp2.63 Trillion ≈ $153.97 Million	Rp-2.92 Trillion ≈ $-171.32 Million	-1.113x	--

About Bank Permata Tbk

JK:BNLI Indonesia Banks - Regional

Market Cap

$3.45 Million

Rp58.87 Billion IDR

Market Cap Rank

#29226 Global

#729 in Indonesia

Share Price

Rp2190.00

Change (1 day)

+0.46%

52-Week Range

Rp2170.00 - Rp5975.00

All Time High

Rp5975.00