Bank Permata Tbk (BNLI) - Cash Flow Conversion Efficiency

Latest as of December 2025: -0.140x

Based on the latest financial reports, Bank Permata Tbk (BNLI) has a cash flow conversion efficiency ratio of -0.140x as of December 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (Rp-6.44 Trillion ≈ $-377.21 Million USD) by net assets (Rp45.85 Trillion ≈ $2.69 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.

Bank Permata Tbk - Cash Flow Conversion Efficiency Trend (2005–2025)

This chart illustrates how Bank Permata Tbk's cash flow conversion efficiency has evolved over time, based on yearly financial data. Read BNLI current and long-term liabilities for a breakdown of total debt and financial obligations.

Bank Permata Tbk Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Bank Permata Tbk ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
CN Asia Corporation Bhd KLSE:7986	0.017x
Nexgel Inc NASDAQ:NXGL	-0.141x
PayPoint plc LSE:PAY	0.845x
Qualigen Therapeutics Inc NASDAQ:QLGN	-0.056x
Nutritional Growth Solutions Ltd AU:NGS	-2.363x
Global Engine Group Holding Limited Ordinary Shares NASDAQ:GLE	-0.028x
Pulmatrix Inc NASDAQ:PULM	-0.218x
Merino & Co. Ltd AU:MNC	-0.297x

Annual Cash Flow Conversion Efficiency for Bank Permata Tbk (2005–2025)

The table below shows the annual cash flow conversion efficiency of Bank Permata Tbk from 2005 to 2025. For the full company profile with market capitalisation and key ratios, see BNLI market cap overview.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-12-31	Rp45.85 Trillion ≈ $2.69 Billion	Rp4.43 Trillion ≈ $259.69 Million	0.097x	-47.72%
2024-12-31	Rp42.60 Trillion ≈ $2.50 Billion	Rp7.88 Trillion ≈ $461.58 Million	0.185x	+123.46%
2023-12-31	Rp39.99 Trillion ≈ $2.34 Billion	Rp-31.51 Trillion ≈ $-1.85 Billion	-0.788x	-274.13%
2022-12-31	Rp37.62 Trillion ≈ $2.20 Billion	Rp17.02 Trillion ≈ $997.52 Million	0.453x	-52.40%
2021-12-31	Rp36.61 Trillion ≈ $2.15 Billion	Rp34.81 Trillion ≈ $2.04 Billion	0.951x	+2802.06%
2020-12-31	Rp35.07 Trillion ≈ $2.06 Billion	Rp1.15 Trillion ≈ $67.32 Million	0.033x	+141.89%
2019-12-31	Rp24.04 Trillion ≈ $1.41 Billion	Rp-1.88 Trillion ≈ $-110.14 Million	-0.078x	+62.64%
2018-12-31	Rp22.45 Trillion ≈ $1.32 Billion	Rp-4.70 Trillion ≈ $-275.34 Million	-0.209x	+66.39%
2017-12-31	Rp21.51 Trillion ≈ $1.26 Billion	Rp-13.39 Trillion ≈ $-784.84 Million	-0.623x	-325.21%
2016-12-31	Rp19.29 Trillion ≈ $1.13 Billion	Rp5.33 Trillion ≈ $312.51 Million	0.276x	+187.63%
2015-12-31	Rp18.81 Trillion ≈ $1.10 Billion	Rp1.81 Trillion ≈ $105.96 Million	0.096x	-72.58%
2014-12-31	Rp17.09 Trillion ≈ $1.00 Billion	Rp5.99 Trillion ≈ $351.13 Million	0.351x	+359.81%
2013-12-31	Rp14.13 Trillion ≈ $827.77 Million	Rp-1.91 Trillion ≈ $-111.68 Million	-0.135x	-149.53%
2012-12-31	Rp12.50 Trillion ≈ $732.19 Million	Rp3.40 Trillion ≈ $199.45 Million	0.272x	-55.50%
2011-12-31	Rp9.14 Trillion ≈ $535.35 Million	Rp5.59 Trillion ≈ $327.71 Million	0.612x	+6.00%
2010-12-31	Rp7.98 Trillion ≈ $467.81 Million	Rp4.61 Trillion ≈ $270.16 Million	0.577x	+178.68%
2009-12-31	Rp4.90 Trillion ≈ $287.27 Million	Rp-3.60 Trillion ≈ $-210.85 Million	-0.734x	-166.97%
2008-12-31	Rp4.35 Trillion ≈ $255.10 Million	Rp4.77 Trillion ≈ $279.58 Million	1.096x	+14677.42%
2007-12-31	Rp3.96 Trillion ≈ $232.18 Million	Rp-29.79 Billion ≈ $-1.75 Million	-0.008x	-101.96%
2006-12-31	Rp3.82 Trillion ≈ $223.58 Million	Rp1.46 Trillion ≈ $85.67 Million	0.383x	+134.44%
2005-12-31	Rp2.63 Trillion ≈ $153.97 Million	Rp-2.92 Trillion ≈ $-171.32 Million	-1.113x	--

About Bank Permata Tbk

JK:BNLI Indonesia Banks - Regional

Market Cap

$4.73 Million

Rp80.64 Billion IDR

Market Cap Rank

#28476 Global

#716 in Indonesia

Share Price

Rp3000.00

Change (1 day)

-3.23%

52-Week Range

Rp2170.00 - Rp5975.00

All Time High

Rp5975.00