Bank Permata Tbk Financial Flexibility Index
Bank Permata Tbk financial flexibility index. Bank Permata Tbk (BNLI) has a Financial Flexibility Index of 0.01x as of June 2026. Free cash flow of Rp1.72 Trillion (operating CF Rp1.71 Trillion minus capex Rp12.62 Billion) represents 0% of total liabilities (Rp227.58 Trillion). See Bank Permata Tbk free cash flow efficiency to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Bank Permata Tbk (2005–2025)
Financial flexibility index of Bank Permata Tbk from 2005 to 2025. Historical Financial Flexibility Index trend for Bank Permata Tbk across 21 annual periods. Check BNLI operating cash flow to net income to evaluate the quality of earnings relative to operating cash generation.
Bank Permata Tbk Financial Flexibility Index by Year (2005–2025)
Bank Permata Tbk financial flexibility index by year from 2005 to 2025. Year-by-year free cash flow to debt coverage for Bank Permata Tbk. For the full cash flow conversion analysis, see Bank Permata Tbk (BNLI) cash flow conversion.
| Year | Flexibility Index | Free Cash Flow (IDR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | Rp4.93 Trillion | Rp4.43 Trillion | Rp222.49 Trillion | ▼ -44.1% |
| 2024 | 0.04x | Rp8.57 Trillion | Rp7.88 Trillion | Rp216.46 Trillion | ▲ +127.8% |
| 2023 | -0.14x | Rp-31.03 Trillion | Rp-31.51 Trillion | Rp217.45 Trillion | ▼ -277.0% |
| 2022 | 0.08x | Rp17.53 Trillion | Rp17.02 Trillion | Rp217.50 Trillion | ▼ -54.7% |
| 2021 | 0.18x | Rp35.21 Trillion | Rp34.81 Trillion | Rp197.77 Trillion | ▲ +1685.1% |
| 2020 | 0.01x | Rp1.62 Trillion | Rp1.15 Trillion | Rp162.65 Trillion | ▲ +178.7% |
| 2019 | -0.01x | Rp-1.74 Trillion | Rp-1.88 Trillion | Rp137.41 Trillion | ▲ +63.3% |
| 2018 | -0.03x | Rp-4.50 Trillion | Rp-4.70 Trillion | Rp130.44 Trillion | ▲ +66.6% |
| 2017 | -0.10x | Rp-13.11 Trillion | Rp-13.39 Trillion | Rp126.82 Trillion | ▼ -373.9% |
| 2016 | 0.04x | Rp5.52 Trillion | Rp5.33 Trillion | Rp146.24 Trillion | ▲ +209.0% |
| 2015 | 0.01x | Rp2.00 Trillion | Rp1.81 Trillion | Rp163.88 Trillion | ▼ -67.1% |
| 2014 | 0.04x | Rp6.24 Trillion | Rp5.99 Trillion | Rp168.26 Trillion | ▲ +453.0% |
| 2013 | -0.01x | Rp-1.59 Trillion | Rp-1.91 Trillion | Rp151.71 Trillion | ▼ -135.5% |
| 2012 | 0.03x | Rp3.53 Trillion | Rp3.40 Trillion | Rp119.30 Trillion | ▼ -51.7% |
| 2011 | 0.06x | Rp5.65 Trillion | Rp5.59 Trillion | Rp92.19 Trillion | ▼ -18.1% |
| 2010 | 0.07x | Rp4.93 Trillion | Rp4.61 Trillion | Rp65.83 Trillion | ▲ +208.1% |
| 2009 | -0.07x | Rp-3.54 Trillion | Rp-3.60 Trillion | Rp51.11 Trillion | ▼ -170.7% |
| 2008 | 0.10x | Rp4.87 Trillion | Rp4.77 Trillion | Rp49.71 Trillion | ▲ +26.2% |
| 2007 | 0.08x | Rp2.75 Trillion | Rp-29.79 Billion | Rp35.34 Trillion | ▲ +62.7% |
| 2006 | 0.05x | Rp1.63 Trillion | Rp1.46 Trillion | Rp34.03 Trillion | ▲ +158.8% |
| 2005 | -0.08x | Rp-2.61 Trillion | Rp-2.92 Trillion | Rp32.15 Trillion | — |