Bank Permata Tbk (BNLI) — Financial Flexibility Index
Bank Permata Tbk (BNLI) has a Financial Flexibility Index of 0.01x as of June 2026. Free cash flow of Rp1.72 Trillion (operating CF Rp1.71 Trillion minus capex Rp12.62 Billion) represents 0% of total liabilities (Rp227.58 Trillion). Check cash flow reinvestment rate of Bank Permata Tbk to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Bank Permata Tbk Financial Flexibility Index (2005–2025)
Historical Financial Flexibility Index trend for Bank Permata Tbk across 21 annual periods. For the full cash flow conversion analysis, see how efficiently does Bank Permata Tbk generate cash.
Annual Financial Flexibility Index for Bank Permata Tbk (2005–2025)
Year-by-year free cash flow to debt coverage for Bank Permata Tbk. Explore how well can Bank Permata Tbk service its debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (IDR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | Rp4.93 Trillion | Rp4.43 Trillion | Rp222.49 Trillion | ▼ -44.1% |
| 2024 | 0.04x | Rp8.57 Trillion | Rp7.88 Trillion | Rp216.46 Trillion | ▲ +127.8% |
| 2023 | -0.14x | Rp-31.03 Trillion | Rp-31.51 Trillion | Rp217.45 Trillion | ▼ -277.0% |
| 2022 | 0.08x | Rp17.53 Trillion | Rp17.02 Trillion | Rp217.50 Trillion | ▼ -54.7% |
| 2021 | 0.18x | Rp35.21 Trillion | Rp34.81 Trillion | Rp197.77 Trillion | ▲ +1685.1% |
| 2020 | 0.01x | Rp1.62 Trillion | Rp1.15 Trillion | Rp162.65 Trillion | ▲ +178.7% |
| 2019 | -0.01x | Rp-1.74 Trillion | Rp-1.88 Trillion | Rp137.41 Trillion | ▲ +63.3% |
| 2018 | -0.03x | Rp-4.50 Trillion | Rp-4.70 Trillion | Rp130.44 Trillion | ▲ +66.6% |
| 2017 | -0.10x | Rp-13.11 Trillion | Rp-13.39 Trillion | Rp126.82 Trillion | ▼ -373.9% |
| 2016 | 0.04x | Rp5.52 Trillion | Rp5.33 Trillion | Rp146.24 Trillion | ▲ +209.0% |
| 2015 | 0.01x | Rp2.00 Trillion | Rp1.81 Trillion | Rp163.88 Trillion | ▼ -67.1% |
| 2014 | 0.04x | Rp6.24 Trillion | Rp5.99 Trillion | Rp168.26 Trillion | ▲ +453.0% |
| 2013 | -0.01x | Rp-1.59 Trillion | Rp-1.91 Trillion | Rp151.71 Trillion | ▼ -135.5% |
| 2012 | 0.03x | Rp3.53 Trillion | Rp3.40 Trillion | Rp119.30 Trillion | ▼ -51.7% |
| 2011 | 0.06x | Rp5.65 Trillion | Rp5.59 Trillion | Rp92.19 Trillion | ▼ -18.1% |
| 2010 | 0.07x | Rp4.93 Trillion | Rp4.61 Trillion | Rp65.83 Trillion | ▲ +208.1% |
| 2009 | -0.07x | Rp-3.54 Trillion | Rp-3.60 Trillion | Rp51.11 Trillion | ▼ -170.7% |
| 2008 | 0.10x | Rp4.87 Trillion | Rp4.77 Trillion | Rp49.71 Trillion | ▲ +26.2% |
| 2007 | 0.08x | Rp2.75 Trillion | Rp-29.79 Billion | Rp35.34 Trillion | ▲ +62.7% |
| 2006 | 0.05x | Rp1.63 Trillion | Rp1.46 Trillion | Rp34.03 Trillion | ▲ +158.8% |
| 2005 | -0.08x | Rp-2.61 Trillion | Rp-2.92 Trillion | Rp32.15 Trillion | — |