Bank Permata Tbk (BNLI) — Financial Flexibility Index
Bank Permata Tbk (BNLI) has a Financial Flexibility Index of -0.02x as of March 2026. Free cash flow of Rp-3.92 Trillion (operating CF Rp-3.98 Trillion minus capex Rp54.44 Billion) represents 0% of total liabilities (Rp216.27 Trillion). Check BNLI strategic asset allocation to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Bank Permata Tbk Financial Flexibility Index (2005–2025)
Historical Financial Flexibility Index trend for Bank Permata Tbk across 21 annual periods. See Bank Permata Tbk (BNLI) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Bank Permata Tbk (2005–2025)
Year-by-year free cash flow to debt coverage for Bank Permata Tbk. For the full company profile including market capitalisation, see market value of Bank Permata Tbk.
| Year | Flexibility Index | Free Cash Flow (IDR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | Rp4.93 Trillion | Rp4.43 Trillion | Rp222.49 Trillion | ▼ -44.1% |
| 2024 | 0.04x | Rp8.57 Trillion | Rp7.88 Trillion | Rp216.46 Trillion | ▲ +127.8% |
| 2023 | -0.14x | Rp-31.03 Trillion | Rp-31.51 Trillion | Rp217.45 Trillion | ▼ -277.0% |
| 2022 | 0.08x | Rp17.53 Trillion | Rp17.02 Trillion | Rp217.50 Trillion | ▼ -54.7% |
| 2021 | 0.18x | Rp35.21 Trillion | Rp34.81 Trillion | Rp197.77 Trillion | ▲ +1685.1% |
| 2020 | 0.01x | Rp1.62 Trillion | Rp1.15 Trillion | Rp162.65 Trillion | ▲ +178.7% |
| 2019 | -0.01x | Rp-1.74 Trillion | Rp-1.88 Trillion | Rp137.41 Trillion | ▲ +63.3% |
| 2018 | -0.03x | Rp-4.50 Trillion | Rp-4.70 Trillion | Rp130.44 Trillion | ▲ +66.6% |
| 2017 | -0.10x | Rp-13.11 Trillion | Rp-13.39 Trillion | Rp126.82 Trillion | ▼ -373.9% |
| 2016 | 0.04x | Rp5.52 Trillion | Rp5.33 Trillion | Rp146.24 Trillion | ▲ +209.0% |
| 2015 | 0.01x | Rp2.00 Trillion | Rp1.81 Trillion | Rp163.88 Trillion | ▼ -67.1% |
| 2014 | 0.04x | Rp6.24 Trillion | Rp5.99 Trillion | Rp168.26 Trillion | ▲ +453.0% |
| 2013 | -0.01x | Rp-1.59 Trillion | Rp-1.91 Trillion | Rp151.71 Trillion | ▼ -135.5% |
| 2012 | 0.03x | Rp3.53 Trillion | Rp3.40 Trillion | Rp119.30 Trillion | ▼ -51.7% |
| 2011 | 0.06x | Rp5.65 Trillion | Rp5.59 Trillion | Rp92.19 Trillion | ▼ -18.1% |
| 2010 | 0.07x | Rp4.93 Trillion | Rp4.61 Trillion | Rp65.83 Trillion | ▲ +208.1% |
| 2009 | -0.07x | Rp-3.54 Trillion | Rp-3.60 Trillion | Rp51.11 Trillion | ▼ -170.7% |
| 2008 | 0.10x | Rp4.87 Trillion | Rp4.77 Trillion | Rp49.71 Trillion | ▲ +26.2% |
| 2007 | 0.08x | Rp2.75 Trillion | Rp-29.79 Billion | Rp35.34 Trillion | ▲ +62.7% |
| 2006 | 0.05x | Rp1.63 Trillion | Rp1.46 Trillion | Rp34.03 Trillion | ▲ +158.8% |
| 2005 | -0.08x | Rp-2.61 Trillion | Rp-2.92 Trillion | Rp32.15 Trillion | — |