Bank Permata Tbk (BNLI) — Financial Flexibility Index

Latest as of March 2026: -0.02x

Bank Permata Tbk (BNLI) has a Financial Flexibility Index of -0.02x as of March 2026. Free cash flow of Rp-3.92 Trillion (operating CF Rp-3.98 Trillion minus capex Rp54.44 Billion) represents 0% of total liabilities (Rp216.27 Trillion). Also explore Bank Permata Tbk (BNLI) equity growth momentum to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

-0.02x
Free Cash Flow / Total Liabilities

Free Cash Flow

Rp-3.92 Trillion
Operating CF − Capex

Total Liabilities

Rp216.27 Trillion
IDR

Capital Expenditures

Rp54.44 Billion
IDR

Bank Permata Tbk Financial Flexibility Index (2005–2025)

Historical Financial Flexibility Index trend for Bank Permata Tbk across 21 annual periods. Check BNLI strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Bank Permata Tbk (2005–2025)

Year-by-year free cash flow to debt coverage for Bank Permata Tbk. For the full company profile including market capitalisation, see market value of Bank Permata Tbk.

Year Flexibility Index Free Cash Flow (IDR) Operating CF Total Liabilities YoY Change
2025 0.02x Rp4.93 Trillion Rp4.43 Trillion Rp222.49 Trillion ▼ -44.1%
2024 0.04x Rp8.57 Trillion Rp7.88 Trillion Rp216.46 Trillion ▲ +127.8%
2023 -0.14x Rp-31.03 Trillion Rp-31.51 Trillion Rp217.45 Trillion ▼ -277.0%
2022 0.08x Rp17.53 Trillion Rp17.02 Trillion Rp217.50 Trillion ▼ -54.7%
2021 0.18x Rp35.21 Trillion Rp34.81 Trillion Rp197.77 Trillion ▲ +1685.1%
2020 0.01x Rp1.62 Trillion Rp1.15 Trillion Rp162.65 Trillion ▲ +178.7%
2019 -0.01x Rp-1.74 Trillion Rp-1.88 Trillion Rp137.41 Trillion ▲ +63.3%
2018 -0.03x Rp-4.50 Trillion Rp-4.70 Trillion Rp130.44 Trillion ▲ +66.6%
2017 -0.10x Rp-13.11 Trillion Rp-13.39 Trillion Rp126.82 Trillion ▼ -373.9%
2016 0.04x Rp5.52 Trillion Rp5.33 Trillion Rp146.24 Trillion ▲ +209.0%
2015 0.01x Rp2.00 Trillion Rp1.81 Trillion Rp163.88 Trillion ▼ -67.1%
2014 0.04x Rp6.24 Trillion Rp5.99 Trillion Rp168.26 Trillion ▲ +453.0%
2013 -0.01x Rp-1.59 Trillion Rp-1.91 Trillion Rp151.71 Trillion ▼ -135.5%
2012 0.03x Rp3.53 Trillion Rp3.40 Trillion Rp119.30 Trillion ▼ -51.7%
2011 0.06x Rp5.65 Trillion Rp5.59 Trillion Rp92.19 Trillion ▼ -18.1%
2010 0.07x Rp4.93 Trillion Rp4.61 Trillion Rp65.83 Trillion ▲ +208.1%
2009 -0.07x Rp-3.54 Trillion Rp-3.60 Trillion Rp51.11 Trillion ▼ -170.7%
2008 0.10x Rp4.87 Trillion Rp4.77 Trillion Rp49.71 Trillion ▲ +26.2%
2007 0.08x Rp2.75 Trillion Rp-29.79 Billion Rp35.34 Trillion ▲ +62.7%
2006 0.05x Rp1.63 Trillion Rp1.46 Trillion Rp34.03 Trillion ▲ +158.8%
2005 -0.08x Rp-2.61 Trillion Rp-2.92 Trillion Rp32.15 Trillion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities