Bank Permata Tbk (BNLI) - Net Assets

Latest as of December 2025: Rp45.85 Trillion IDR ≈ $2.69 Billion USD

Based on the latest financial reports, Bank Permata Tbk (BNLI) has net assets worth Rp45.85 Trillion IDR (≈ $2.69 Billion USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rp268.34 Trillion ≈ $15.72 Billion USD) and total liabilities (Rp222.49 Trillion ≈ $13.04 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check BNLI asset resilience ratio to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric	Value
Current Net Assets	Rp45.85 Trillion
% of Total Assets	17.09%
Annual Growth Rate	19.78%
5-Year Change	25.22%
10-Year Change	137.68%
Growth Volatility	25.7

Bank Permata Tbk - Net Assets Trend (2000–2025)

This chart illustrates how Bank Permata Tbk's net assets have evolved over time, based on quarterly financial data. Also explore Bank Permata Tbk total assets for the complete picture of this company's asset base.

Annual Net Assets for Bank Permata Tbk (2000–2025)

The table below shows the annual net assets of Bank Permata Tbk from 2000 to 2025. For live valuation and market cap data, see how much is Bank Permata Tbk worth.

Year	Net Assets	Change
2025-12-31	Rp45.85 Trillion ≈ $2.69 Billion	+7.62%
2024-12-31	Rp42.60 Trillion ≈ $2.50 Billion	+6.53%
2023-12-31	Rp39.99 Trillion ≈ $2.34 Billion	+6.31%
2022-12-31	Rp37.62 Trillion ≈ $2.20 Billion	+2.74%
2021-12-31	Rp36.61 Trillion ≈ $2.15 Billion	+4.40%
2020-12-31	Rp35.07 Trillion ≈ $2.06 Billion	+45.90%
2019-12-31	Rp24.04 Trillion ≈ $1.41 Billion	+7.06%
2018-12-31	Rp22.45 Trillion ≈ $1.32 Billion	+4.38%
2017-12-31	Rp21.51 Trillion ≈ $1.26 Billion	+11.51%
2016-12-31	Rp19.29 Trillion ≈ $1.13 Billion	+2.53%
2015-12-31	Rp18.81 Trillion ≈ $1.10 Billion	+10.05%
2014-12-31	Rp17.09 Trillion ≈ $1.00 Billion	+21.01%
2013-12-31	Rp14.13 Trillion ≈ $827.77 Million	+13.05%
2012-12-31	Rp12.50 Trillion ≈ $732.19 Million	+36.77%
2011-12-31	Rp9.14 Trillion ≈ $535.35 Million	+14.44%
2010-12-31	Rp7.98 Trillion ≈ $467.81 Million	+62.85%
2009-12-31	Rp4.90 Trillion ≈ $287.27 Million	+12.61%
2008-12-31	Rp4.35 Trillion ≈ $255.10 Million	+9.87%
2007-12-31	Rp3.96 Trillion ≈ $232.18 Million	+3.85%
2006-12-31	Rp3.82 Trillion ≈ $223.58 Million	+45.21%
2005-12-31	Rp2.63 Trillion ≈ $153.97 Million	+10.03%
2004-12-31	Rp2.39 Trillion ≈ $139.94 Million	+35.98%
2003-12-31	Rp1.76 Trillion ≈ $102.91 Million	+46.74%
2002-12-31	Rp1.20 Trillion ≈ $70.13 Million	+117.73%
2001-12-31	Rp549.68 Billion ≈ $32.21 Million	+9.34%
2000-12-31	Rp502.72 Billion ≈ $29.46 Million	--

Equity Component Analysis

This analysis shows how different components contribute to Bank Permata Tbk's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 1016459300000000.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component	Amount	Percentage
Retained Earnings	Rp10.16 Trillion	22.17%
Common Stock	Rp4.86 Trillion	10.59%
Other Components	Rp30.83 Trillion	67.24%
Total Equity	Rp45.85 Trillion	100.00%

Bank Permata Tbk Competitors by Market Cap

The table below lists competitors of Bank Permata Tbk ranked by their market capitalization.

Company	Market Cap
CN Asia Corporation Bhd KLSE:7986	$4.73 Million
Nexgel Inc NASDAQ:NXGL	$4.73 Million
PayPoint plc LSE:PAY	$4.73 Million
Qualigen Therapeutics Inc NASDAQ:QLGN	$4.74 Million
Nutritional Growth Solutions Ltd AU:NGS	$4.71 Million
Global Engine Group Holding Limited Ordinary Shares NASDAQ:GLE	$4.71 Million
Pulmatrix Inc NASDAQ:PULM	$4.71 Million
Merino & Co. Ltd AU:MNC	$4.71 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Bank Permata Tbk's equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 42,603,182,000,000 to 45,848,014,000,000, a change of 3,244,832,000,000 (7.6%).
Net income of 3,587,535,000,000 contributed positively to equity growth.
Dividend payments of 1,085,439,000,000 reduced retained earnings.
Other comprehensive income decreased equity by 3,257,458,000,000.
Other factors increased equity by 4,000,194,000,000.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	Rp3.59 Trillion	+7.82%
Dividends Paid	Rp1.09 Trillion	-2.37%
Other Comprehensive Income	Rp-3.26 Trillion	-7.1%
Other Changes	Rp4.00 Trillion	+8.72%
Total Change	Rp-	7.62%

Book Value vs Market Value Analysis

This analysis compares Bank Permata Tbk's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 2.37x
The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
The price-to-book ratio has decreased from 12.46x to 2.37x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2005-12-31	Rp240.70	Rp3000.00	x
2006-12-31	Rp352.07	Rp3000.00	x
2007-12-31	Rp365.23	Rp3000.00	x
2008-12-31	Rp413.99	Rp3000.00	x
2009-12-31	Rp466.77	Rp3000.00	x
2010-12-31	Rp755.97	Rp3000.00	x
2011-12-31	Rp755.93	Rp3000.00	x
2012-12-31	Rp1051.58	Rp3000.00	x
2013-12-31	Rp1014.72	Rp3000.00	x
2014-12-31	Rp1109.60	Rp3000.00	x
2015-12-31	Rp1214.04	Rp3000.00	x
2016-12-31	Rp1371.16	Rp3000.00	x
2017-12-31	Rp735.65	Rp3000.00	x
2018-12-31	Rp699.81	Rp3000.00	x
2019-12-31	Rp749.23	Rp3000.00	x
2020-12-31	Rp1093.16	Rp3000.00	x
2021-12-31	Rp1160.74	Rp3000.00	x
2022-12-31	Rp1039.69	Rp3000.00	x
2023-12-31	Rp1105.33	Rp3000.00	x
2024-12-31	Rp1178.37	Rp3000.00	x
2025-12-31	Rp1267.17	Rp3000.00	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Bank Permata Tbk utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 7.82%
The company has moderate efficiency in generating returns from equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 18.46%
• Asset Turnover: 0.07x
• Equity Multiplier: 5.85x
Recent ROE (7.82%) is below the historical average (8.45%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2001	42.05%	14.51%	0.11x	25.30x	Rp164.73 Billion
2004	26.60%	18.18%	0.11x	13.57x	Rp388.63 Billion
2005	11.47%	7.85%	0.11x	13.52x	Rp37.80 Billion
2006	8.28%	6.06%	0.14x	10.06x	Rp-64.74 Billion
2007	12.79%	9.76%	0.13x	10.07x	Rp108.76 Billion
2008	10.55%	8.33%	0.10x	12.61x	Rp23.54 Billion
2009	9.93%	7.01%	0.12x	11.58x	Rp-3.40 Billion
2010	12.68%	14.80%	0.09x	9.32x	Rp211.95 Billion
2011	12.66%	13.15%	0.09x	11.09x	Rp243.26 Billion
2012	10.95%	13.54%	0.08x	10.55x	Rp118.58 Billion
2013	12.22%	13.43%	0.08x	11.74x	Rp313.21 Billion
2014	9.29%	9.62%	0.09x	10.84x	Rp-121.68 Billion
2015	1.31%	1.43%	0.09x	9.71x	Rp-1.63 Trillion
2016	-33.61%	-41.29%	0.09x	8.58x	Rp-8.41 Trillion
2017	3.48%	5.51%	0.09x	6.90x	Rp-1.40 Trillion
2018	4.01%	7.40%	0.08x	6.81x	Rp-1.34 Trillion
2019	6.24%	11.45%	0.08x	6.72x	Rp-903.31 Billion
2020	2.06%	5.37%	0.07x	5.64x	Rp-2.79 Trillion
2021	3.36%	9.28%	0.06x	6.40x	Rp-2.43 Trillion
2022	5.35%	18.77%	0.04x	6.78x	Rp-1.75 Trillion
2023	6.46%	14.47%	0.07x	6.44x	Rp-1.41 Trillion
2024	8.37%	18.84%	0.07x	6.08x	Rp-693.80 Billion
2025	7.82%	18.46%	0.07x	5.85x	Rp-997.27 Billion

Industry Comparison

This section compares Bank Permata Tbk's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $5,917,401,827,400
Average return on equity (ROE) among peers: 5.92%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Bank Permata Tbk (BNLI)	Rp45.85 Trillion	42.05%	4.85x	$4.73 Million
Bank Rakyat Indonesia Agroniaga (AGRO)	$278.29 Billion	5.04%	9.97x	$262.39 Million
Bank Agris Tbk (AGRS)	$5.37 Trillion	3.41%	2.61x	$196.33 Million
Bank Amar Indonesia (AMAR)	$472.48 Billion	-5.85%	0.16x	$208.99 Million
Bank Artos Indonesia Tbk PT (ARTO)	$105.52 Billion	0.00%	3.84x	$1.06 Billion
Bank Mnc Internasional Tbk (BABP)	$518.93 Billion	1.53%	9.44x	$132.86 Million
Bank Capital Indonesia Tbk (BACA)	$1.32 Trillion	7.11%	9.80x	$160.18 Million
Bank Net Indonesia Syariah Tbk PT (BANK)	$595.72 Billion	12.98%	0.20x	$502.76 Million
Bank Central Asia Tbk (BBCA)	$34.11 Trillion	24.86%	8.51x	$42.25 Billion
Bk Harda Internasional Tbk Pt (BBHI)	$7.51 Trillion	7.65%	1.46x	$1.62 Billion
Bank Bukopin Tbk (BBKP)	$8.91 Trillion	2.43%	10.26x	$671.50 Million

About Bank Permata Tbk

JK:BNLI Indonesia Banks - Regional

Market Cap

$4.73 Million

Rp80.64 Billion IDR

Market Cap Rank

#28476 Global

#716 in Indonesia

Share Price

Rp3000.00

Change (1 day)

-3.23%

52-Week Range

Rp2170.00 - Rp5975.00

All Time High

Rp5975.00