Bank Permata Tbk (BNLI) — Defensive Interval Ratio

Latest as of March 2026: 4 days

Bank Permata Tbk (BNLI) has a Defensive Interval Ratio of 4 days as of March 2026. Defensive assets of Rp2.17 Trillion (cash Rp-, short-term investments Rp2.17 Trillion, receivables Rp-) cover 4 days of daily cash needs of Rp531.94 Billion/day. Check how tangible is Bank Permata Tbk's equity to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

4 days
Days of operational coverage

Defensive Assets

Rp2.17 Trillion
Cash + ST Investments + Receivables

Daily Cash Need

Rp531.94 Billion
Current Liabilities ÷ 365

Current Liabilities

Rp194.16 Trillion
IDR

Bank Permata Tbk Defensive Interval Ratio (2005–2025)

This chart shows how Bank Permata Tbk's Defensive Interval Ratio has evolved across 21 annual periods from 2005 to 2025. As of March 2026, the ratio stands at 4 days, meaning defensive assets of Rp2.17 Trillion can fund 4 days of operations without new revenue. Also explore BNLI year-over-year net asset growth to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Bank Permata Tbk (2005–2025)

The table below presents the year-by-year Defensive Interval Ratio for Bank Permata Tbk from 2005 to 2025, covering 21 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Bank Permata Tbk (BNLI) total market value.

Year DIR (days) Defensive Assets (IDR) Daily Cash Need Cash ST Investments Change (days)
2025 6 days Rp3.30 Trillion Rp546.81 Billion/day Rp- Rp3.30 Trillion ▼ -16 days
2024 22 days Rp7.16 Trillion Rp327.51 Billion/day Rp- Rp- ▼ -1285 days
2023 1306 days Rp3.39 Trillion Rp2.60 Billion/day Rp- Rp- ▼ -3261 days
2022 4567 days Rp2.59 Trillion Rp566.60 Million/day Rp- Rp- ▼ -2892 days
2021 7459 days Rp3.78 Trillion Rp506.53 Million/day Rp- Rp- ▼ -2166 days
2020 9624 days Rp3.25 Trillion Rp338.16 Million/day Rp- Rp- ▼ -12044 days
2019 21668 days Rp8.70 Trillion Rp401.52 Million/day Rp- Rp5.77 Trillion ▲ +7139 days
2018 14529 days Rp6.25 Trillion Rp430.11 Million/day Rp- Rp3.51 Trillion ▼ -10098 days
2017 24628 days Rp13.37 Trillion Rp543.07 Million/day Rp- Rp11.20 Trillion ▲ +11971 days
2016 12657 days Rp13.48 Trillion Rp1.06 Billion/day Rp- Rp11.20 Trillion ▲ +6407 days
2015 6250 days Rp3.36 Trillion Rp538.14 Million/day Rp- Rp745.09 Billion ▼ -34093 days
2014 40344 days Rp20.28 Trillion Rp502.74 Million/day Rp- Rp16.56 Trillion ▲ +14399 days
2013 25945 days Rp18.18 Trillion Rp700.70 Million/day Rp- Rp15.96 Trillion ▲ +19810 days
2012 6135 days Rp10.44 Trillion Rp1.70 Billion/day Rp- Rp9.36 Trillion ▼ -1280 days
2011 7414 days Rp12.93 Trillion Rp1.74 Billion/day Rp- Rp11.78 Trillion ▲ +6194 days
2010 1221 days Rp4.75 Trillion Rp3.89 Billion/day Rp- Rp4.72 Trillion ▼ -691 days
2009 1912 days Rp6.07 Trillion Rp3.18 Billion/day Rp- Rp4.99 Trillion ▼ -458 days
2008 2370 days Rp5.30 Trillion Rp2.24 Billion/day Rp- Rp4.11 Trillion ▼ -2242 days
2007 4612 days Rp3.13 Trillion Rp677.92 Million/day Rp- Rp2.94 Trillion ▲ +3711 days
2006 901 days Rp364.62 Billion Rp404.61 Million/day Rp- Rp14.60 Billion ▲ +686 days
2005 216 days Rp239.30 Billion Rp1.11 Billion/day Rp- Rp-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)