Bank Permata Tbk (BNLI) — Defensive Interval Ratio
Bank Permata Tbk (BNLI) has a Defensive Interval Ratio of 41 days as of June 2026. Defensive assets of Rp1.60 Trillion (cash Rp-, short-term investments Rp-, receivables Rp1.60 Trillion) cover 41 days of daily cash needs of Rp39.41 Billion/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Bank Permata Tbk Defensive Interval Ratio (2005–2025)
This chart shows how Bank Permata Tbk's Defensive Interval Ratio has evolved across 21 annual periods from 2005 to 2025. As of June 2026, the ratio stands at 41 days, meaning defensive assets of Rp1.60 Trillion can fund 41 days of operations without new revenue. For the complete balance sheet picture, see Bank Permata Tbk balance sheet assets.
Annual Defensive Interval Ratio for Bank Permata Tbk (2005–2025)
The table below presents the year-by-year Defensive Interval Ratio for Bank Permata Tbk from 2005 to 2025, covering 21 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Bank Permata Tbk short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (IDR) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 9 days | Rp5.08 Trillion | Rp546.81 Billion/day | Rp- | Rp3.30 Trillion | ▼ -13 days |
| 2024 | 22 days | Rp7.16 Trillion | Rp327.51 Billion/day | Rp- | Rp- | ▼ -115 days |
| 2023 | 137 days | Rp355.91 Billion | Rp2.60 Billion/day | Rp- | Rp- | ▼ -4430 days |
| 2022 | 4567 days | Rp2.59 Trillion | Rp566.60 Million/day | Rp- | Rp- | ▼ -2892 days |
| 2021 | 7459 days | Rp3.78 Trillion | Rp506.53 Million/day | Rp- | Rp- | ▼ -2166 days |
| 2020 | 9624 days | Rp3.25 Trillion | Rp338.16 Million/day | Rp- | Rp- | ▼ -12044 days |
| 2019 | 21668 days | Rp8.70 Trillion | Rp401.52 Million/day | Rp- | Rp5.77 Trillion | ▲ +7139 days |
| 2018 | 14529 days | Rp6.25 Trillion | Rp430.11 Million/day | Rp- | Rp3.51 Trillion | ▼ -10098 days |
| 2017 | 24628 days | Rp13.37 Trillion | Rp543.07 Million/day | Rp- | Rp11.20 Trillion | ▲ +11971 days |
| 2016 | 12657 days | Rp13.48 Trillion | Rp1.06 Billion/day | Rp- | Rp11.20 Trillion | ▲ +6407 days |
| 2015 | 6250 days | Rp3.36 Trillion | Rp538.14 Million/day | Rp- | Rp745.09 Billion | ▼ -34093 days |
| 2014 | 40344 days | Rp20.28 Trillion | Rp502.74 Million/day | Rp- | Rp16.56 Trillion | ▲ +14399 days |
| 2013 | 25945 days | Rp18.18 Trillion | Rp700.70 Million/day | Rp- | Rp15.96 Trillion | ▲ +19810 days |
| 2012 | 6135 days | Rp10.44 Trillion | Rp1.70 Billion/day | Rp- | Rp9.36 Trillion | ▼ -1280 days |
| 2011 | 7414 days | Rp12.93 Trillion | Rp1.74 Billion/day | Rp- | Rp11.78 Trillion | ▲ +6194 days |
| 2010 | 1221 days | Rp4.75 Trillion | Rp3.89 Billion/day | Rp- | Rp4.72 Trillion | ▼ -691 days |
| 2009 | 1912 days | Rp6.07 Trillion | Rp3.18 Billion/day | Rp- | Rp4.99 Trillion | ▼ -458 days |
| 2008 | 2370 days | Rp5.30 Trillion | Rp2.24 Billion/day | Rp- | Rp4.11 Trillion | ▼ -2242 days |
| 2007 | 4612 days | Rp3.13 Trillion | Rp677.92 Million/day | Rp- | Rp2.94 Trillion | ▲ +3711 days |
| 2006 | 901 days | Rp364.62 Billion | Rp404.61 Million/day | Rp- | Rp14.60 Billion | ▲ +686 days |
| 2005 | 216 days | Rp239.30 Billion | Rp1.11 Billion/day | Rp- | Rp- | — |