Bank Permata Tbk (BNLI) — Free Cash Flow Generation Index

Latest as of September 2025: 0.90x

Bank Permata Tbk (BNLI) has a Free Cash Flow Generation Index of 0.90x as of September 2025. Free cash flow of Rp1.21 Trillion represents 1% of operating cash flow (Rp1.35 Trillion). See Bank Permata Tbk current assets vs equity to evaluate short-term liquidity relative to the company's equity base.

FCF Generation Index

0.90x
Free Cash Flow / Operating CF

Free Cash Flow

Rp1.21 Trillion
IDR

Operating Cash Flow

Rp1.35 Trillion
IDR

Capital Expenditures

Rp132.70 Billion
IDR

Bank Permata Tbk Free Cash Flow Generation Index (2006–2025)

Historical FCF Generation Index trend for Bank Permata Tbk across 13 annual periods. Explore debt repayment capacity of Bank Permata Tbk to assess how comfortably operating cash covers total debt obligations.

Annual Free Cash Flow Generation for Bank Permata Tbk (2006–2025)

Year-by-year Free Cash Flow Generation Index for Bank Permata Tbk. For the full company profile including market capitalisation, see Bank Permata Tbk market capitalisation.

Year FCG Index Free Cash Flow (IDR) Operating CF Capital Expenditures YoY Change
2025 0.89x Rp3.93 Trillion Rp4.43 Trillion Rp497.05 Billion ▼ -2.6%
2024 0.91x Rp7.18 Trillion Rp7.88 Trillion Rp697.46 Billion ▼ -6.0%
2022 0.97x Rp16.51 Trillion Rp17.02 Trillion Rp509.76 Billion ▼ -1.9%
2021 0.99x Rp34.41 Trillion Rp34.81 Trillion Rp399.05 Billion ▲ +68.1%
2020 0.59x Rp675.70 Billion Rp1.15 Trillion Rp473.20 Billion ▼ -39.0%
2016 0.96x Rp5.15 Trillion Rp5.33 Trillion Rp187.23 Billion ▲ +8.1%
2015 0.89x Rp1.61 Trillion Rp1.81 Trillion Rp193.65 Billion ▼ -6.9%
2014 0.96x Rp5.75 Trillion Rp5.99 Trillion Rp246.57 Billion ▼ -0.3%
2012 0.96x Rp3.27 Trillion Rp3.40 Trillion Rp128.95 Billion ▼ -2.7%
2011 0.99x Rp5.53 Trillion Rp5.59 Trillion Rp60.92 Billion ▲ +6.3%
2010 0.93x Rp4.29 Trillion Rp4.61 Trillion Rp321.20 Billion ▼ -4.9%
2008 0.98x Rp4.67 Trillion Rp4.77 Trillion Rp102.42 Billion ▲ +10.2%
2006 0.89x Rp1.30 Trillion Rp1.46 Trillion Rp163.45 Billion
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).