Bank Permata Tbk (BNLI) — Cash Flow Quality Index
Latest as of June 2026:
2.14x
Bank Permata Tbk (BNLI) has a Cash Flow Quality Index of 2.14x as of June 2026. Operating cash flow of Rp1.71 Trillion exceeds net income of Rp798.94 Billion, indicating high earnings quality where cash backs reported profits. Explore BNLI debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
2.14x
Operating CF / Net Income
Operating Cash Flow
Rp1.71 Trillion
IDR
Net Income
Rp798.94 Billion
IDR
Data as of
Jun 2026
Most recent filing
Bank Permata Tbk Cash Flow Quality Index (2005–2025)
Historical Cash Flow Quality Index for Bank Permata Tbk across 20 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see BNLI operating cash flow.
Annual Cash Flow Quality Index for Bank Permata Tbk (2005–2025)
Year-by-year earnings quality comparison for Bank Permata Tbk.
| Year | Quality Index | Operating CF (IDR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.24x | Rp4.43 Trillion | Rp3.59 Trillion | ▼ -44.1% |
| 2024 | 2.21x | Rp7.88 Trillion | Rp3.57 Trillion | ▲ +118.1% |
| 2023 | -12.19x | Rp-31.51 Trillion | Rp2.59 Trillion | ▼ -244.2% |
| 2022 | 8.46x | Rp17.02 Trillion | Rp2.01 Trillion | ▼ -70.1% |
| 2021 | 28.27x | Rp34.81 Trillion | Rp1.23 Trillion | ▲ +1675.8% |
| 2020 | 1.59x | Rp1.15 Trillion | Rp721.59 Billion | ▲ +227.1% |
| 2019 | -1.25x | Rp-1.88 Trillion | Rp1.50 Trillion | ▲ +76.0% |
| 2018 | -5.21x | Rp-4.70 Trillion | Rp901.25 Billion | ▲ +70.9% |
| 2017 | -17.90x | Rp-13.39 Trillion | Rp748.43 Billion | ▼ -344.5% |
| 2015 | 7.32x | Rp1.81 Trillion | Rp247.11 Billion | ▲ +93.8% |
| 2014 | 3.78x | Rp5.99 Trillion | Rp1.59 Trillion | ▲ +441.9% |
| 2013 | -1.10x | Rp-1.91 Trillion | Rp1.73 Trillion | ▼ -144.4% |
| 2012 | 2.49x | Rp3.40 Trillion | Rp1.37 Trillion | ▼ -48.5% |
| 2011 | 4.83x | Rp5.59 Trillion | Rp1.16 Trillion | ▲ +4.5% |
| 2010 | 4.63x | Rp4.61 Trillion | Rp996.65 Billion | ▲ +161.7% |
| 2009 | -7.49x | Rp-3.60 Trillion | Rp480.15 Billion | ▼ -171.1% |
| 2008 | 10.55x | Rp4.77 Trillion | Rp452.41 Billion | ▲ +17766.8% |
| 2007 | -0.06x | Rp-29.79 Billion | Rp499.02 Billion | ▼ -101.3% |
| 2006 | 4.69x | Rp1.46 Trillion | Rp311.47 Billion | ▲ +147.4% |
| 2005 | -9.91x | Rp-2.92 Trillion | Rp295.00 Billion | — |
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.