Bank Permata Tbk (BNLI) — Cash Flow-to-Debt Ratio
Bank Permata Tbk (BNLI) has a Cash Flow-to-Debt Ratio of 0.01x as of June 2026, meaning its operating cash flow of Rp1.71 Trillion could theoretically repay 0% of its total liabilities (Rp227.58 Trillion) in one year. See BNLI financial flexibility index to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Bank Permata Tbk Cash Flow-to-Debt Ratio (2005–2025)
Historical debt coverage capacity for Bank Permata Tbk across 21 annual periods. For the full cash flow conversion analysis, see Bank Permata Tbk cash conversion from operations.
Annual Cash Flow-to-Debt Ratio for Bank Permata Tbk (2005–2025)
Year-by-year debt coverage analysis for Bank Permata Tbk. Check Bank Permata Tbk (BNLI) cash earnings ratio to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (IDR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | Rp4.43 Trillion | Rp222.49 Trillion | ▼ -45.3% |
| 2024 | 0.04x | Rp7.88 Trillion | Rp216.46 Trillion | ▲ +125.1% |
| 2023 | -0.14x | Rp-31.51 Trillion | Rp217.45 Trillion | ▼ -285.2% |
| 2022 | 0.08x | Rp17.02 Trillion | Rp217.50 Trillion | ▼ -55.5% |
| 2021 | 0.18x | Rp34.81 Trillion | Rp197.77 Trillion | ▲ +2391.8% |
| 2020 | 0.01x | Rp1.15 Trillion | Rp162.65 Trillion | ▲ +151.6% |
| 2019 | -0.01x | Rp-1.88 Trillion | Rp137.41 Trillion | ▲ +62.0% |
| 2018 | -0.04x | Rp-4.70 Trillion | Rp130.44 Trillion | ▲ +65.9% |
| 2017 | -0.11x | Rp-13.39 Trillion | Rp126.82 Trillion | ▼ -389.6% |
| 2016 | 0.04x | Rp5.33 Trillion | Rp146.24 Trillion | ▲ +230.5% |
| 2015 | 0.01x | Rp1.81 Trillion | Rp163.88 Trillion | ▼ -69.0% |
| 2014 | 0.04x | Rp5.99 Trillion | Rp168.26 Trillion | ▲ +383.5% |
| 2013 | -0.01x | Rp-1.91 Trillion | Rp151.71 Trillion | ▼ -144.0% |
| 2012 | 0.03x | Rp3.40 Trillion | Rp119.30 Trillion | ▼ -53.0% |
| 2011 | 0.06x | Rp5.59 Trillion | Rp92.19 Trillion | ▼ -13.4% |
| 2010 | 0.07x | Rp4.61 Trillion | Rp65.83 Trillion | ▲ +199.5% |
| 2009 | -0.07x | Rp-3.60 Trillion | Rp51.11 Trillion | ▼ -173.3% |
| 2008 | 0.10x | Rp4.77 Trillion | Rp49.71 Trillion | ▲ +11486.1% |
| 2007 | 0.00x | Rp-29.79 Billion | Rp35.34 Trillion | ▼ -102.0% |
| 2006 | 0.04x | Rp1.46 Trillion | Rp34.03 Trillion | ▲ +147.3% |
| 2005 | -0.09x | Rp-2.92 Trillion | Rp32.15 Trillion | — |