Bank Permata Tbk (BNLI) — Cash Flow Reinvestment Rate

Latest as of June 2026: 1.89x

Bank Permata Tbk (BNLI) has a Cash Flow Reinvestment Rate of 1.89x as of June 2026, reinvesting Rp3.22 Trillion (capex Rp12.62 Billion plus investments Rp3.21 Trillion) from operating cash flow of Rp1.71 Trillion. See Bank Permata Tbk free cash flow ratio to measure how efficiently the company converts operating cash flow to free cash.

Reinvestment Rate

1.89x
(Capex + Investments) / Operating CF

Total Reinvested

Rp3.22 Trillion
Capex + Investments

Operating Cash Flow

Rp1.71 Trillion
IDR

Capital Expenditures

Rp12.62 Billion
IDR

Bank Permata Tbk Cash Flow Reinvestment Rate (2006–2025)

Historical reinvestment intensity for Bank Permata Tbk across 13 annual periods. For the full cash flow conversion analysis, see Bank Permata Tbk (BNLI) cash conversion ratio.

Annual Cash Flow Reinvestment Rate for Bank Permata Tbk (2006–2025)

Year-by-year capital reinvestment analysis for Bank Permata Tbk. See financial flexibility index of Bank Permata Tbk to measure the company's free cash flow as a share of total liabilities.

Year Reinvestment Rate Total Reinvested (IDR) Operating CF Capex YoY Change
2025 1.59x Rp7.06 Trillion Rp4.43 Trillion Rp497.05 Billion ▼ -34.4%
2024 2.43x Rp19.11 Trillion Rp7.88 Trillion Rp697.46 Billion ▲ +975.5%
2022 0.23x Rp3.84 Trillion Rp17.02 Trillion Rp509.76 Billion ▼ -55.6%
2021 0.51x Rp17.68 Trillion Rp34.81 Trillion Rp399.05 Billion ▼ -91.4%
2020 5.92x Rp6.80 Trillion Rp1.15 Trillion Rp473.20 Billion ▲ +226.0%
2016 1.82x Rp9.68 Trillion Rp5.33 Trillion Rp187.23 Billion ▼ -29.9%
2015 2.59x Rp4.68 Trillion Rp1.81 Trillion Rp193.65 Billion ▲ +6194.8%
2014 0.04x Rp246.57 Billion Rp5.99 Trillion Rp246.57 Billion ▲ +8.6%
2012 0.04x Rp128.95 Billion Rp3.40 Trillion Rp128.95 Billion ▲ +247.8%
2011 0.01x Rp60.92 Billion Rp5.59 Trillion Rp60.92 Billion ▼ -84.4%
2010 0.07x Rp321.20 Billion Rp4.61 Trillion Rp321.20 Billion ▲ +224.6%
2008 0.02x Rp102.42 Billion Rp4.77 Trillion Rp102.42 Billion ▼ -80.8%
2006 0.11x Rp163.45 Billion Rp1.46 Trillion Rp163.45 Billion —
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow