US Century Bank (USCB) — Defensive Interval Ratio
US Century Bank (USCB) has a Defensive Interval Ratio of 357 days as of March 2026. Defensive assets of $2.49 Billion (cash $-, short-term investments $277.16 Million, receivables $2.21 Billion) cover 357 days of daily cash needs of $6.98 Million/day. See working capital to net assets of US Century Bank to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
US Century Bank Defensive Interval Ratio (2020–2025)
This chart shows how US Century Bank's Defensive Interval Ratio has evolved across 6 annual periods from 2020 to 2025. As of March 2026, the ratio stands at 357 days, meaning defensive assets of $2.49 Billion can fund 357 days of operations without new revenue. See debt-free asset ratio of US Century Bank to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for US Century Bank (2020–2025)
The table below presents the year-by-year Defensive Interval Ratio for US Century Bank from 2020 to 2025, covering 6 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see USCB company net worth.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 2 days | $11.66 Million | $6.86 Million/day | $- | $0.00 | ▼ -36 days |
| 2024 | 38 days | $228.15 Million | $6.06 Million/day | $- | $217.20 Million | ▼ -7 days |
| 2023 | 45 days | $240.02 Million | $5.36 Million/day | $- | $229.33 Million | ▲ +43 days |
| 2022 | 1 days | $7.55 Million | $5.05 Million/day | $- | $- | ▲ +0 days |
| 2021 | 1 days | $5.97 Million | $4.38 Million/day | $- | $- | ▼ 0 days |
| 2020 | 2 days | $5.55 Million | $3.51 Million/day | $- | $- | — |