US Century Bank Defensive Interval Ratio
US Century Bank defensive interval ratio. US Century Bank (USCB) has a Defensive Interval Ratio of 357 days as of March 2026. Defensive assets of $2.49 Billion (cash $-, short-term investments $277.16 Million, receivables $2.21 Billion) cover 357 days of daily cash needs of $6.98 Million/day. See USCB net working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of US Century Bank (2020–2025)
Defensive interval ratio of US Century Bank from 2020 to 2025. This chart shows how US Century Bank's Defensive Interval Ratio has evolved across 6 annual periods from 2020 to 2025. As of March 2026, the ratio stands at 357 days, meaning defensive assets of $2.49 Billion can fund 357 days of operations without new revenue. Check USCB asset liquidity ratio to evaluate the company's liquid asset resilience ratio.
US Century Bank Defensive Interval Ratio by Year (2020–2025)
US Century Bank defensive interval ratio by year from 2020 to 2025. The table below presents the year-by-year Defensive Interval Ratio for US Century Bank from 2020 to 2025, covering 6 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see USCB asset base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 2 days | $11.66 Million | $6.86 Million/day | $- | $0.00 | ▼ -36 days |
| 2024 | 38 days | $228.15 Million | $6.06 Million/day | $- | $217.20 Million | ▼ -7 days |
| 2023 | 45 days | $240.02 Million | $5.36 Million/day | $- | $229.33 Million | ▲ +43 days |
| 2022 | 1 days | $7.55 Million | $5.05 Million/day | $- | $- | ▲ +0 days |
| 2021 | 1 days | $5.97 Million | $4.38 Million/day | $- | $- | ▼ 0 days |
| 2020 | 2 days | $5.55 Million | $3.51 Million/day | $- | $- | — |