US Century Bank Cash Flow Quality Index
US Century Bank cash flow quality index. US Century Bank (USCB) has a Cash Flow Quality Index of -7.34x as of December 2025. Operating cash flow of $-10.01 Million is below net income of $1.36 Million, suggesting accrual-heavy earnings not yet converted to cash. See US Century Bank (USCB) financial flexibility to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of US Century Bank (2019–2025)
Cash flow quality index of US Century Bank from 2019 to 2025. Historical Cash Flow Quality Index for US Century Bank across 7 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore US Century Bank cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
US Century Bank Cash Flow Quality Index by Year (2019–2025)
US Century Bank cash flow quality index by year from 2019 to 2025. Year-by-year earnings quality comparison for US Century Bank. For the full cash flow conversion analysis, see USCB operating cash flow.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.64x | $42.80 Million | $26.10 Million | ▲ +18.7% |
| 2024 | 1.38x | $34.09 Million | $24.67 Million | ▲ +1.4% |
| 2023 | 1.36x | $22.55 Million | $16.55 Million | ▼ -7.1% |
| 2022 | 1.47x | $29.54 Million | $20.14 Million | ▲ +40.2% |
| 2021 | 1.05x | $22.05 Million | $21.08 Million | ▼ -13.6% |
| 2020 | 1.21x | $13.10 Million | $10.82 Million | ▼ -12.2% |
| 2019 | 1.38x | $14.34 Million | $10.39 Million | — |