US Century Bank (USCB) — Cash Flow Quality Index
US Century Bank (USCB) has a Cash Flow Quality Index of -7.34x as of December 2025. Operating cash flow of $-10.01 Million is below net income of $1.36 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore US Century Bank operating cash flow efficiency to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
US Century Bank Cash Flow Quality Index (2019–2025)
Historical Cash Flow Quality Index for US Century Bank across 7 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check US Century Bank investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for US Century Bank (2019–2025)
Year-by-year earnings quality comparison for US Century Bank. For live market cap and the full company financial profile, see USCB market cap overview.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.64x | $42.80 Million | $26.10 Million | ▲ +18.7% |
| 2024 | 1.38x | $34.09 Million | $24.67 Million | ▲ +1.4% |
| 2023 | 1.36x | $22.55 Million | $16.55 Million | ▼ -7.1% |
| 2022 | 1.47x | $29.54 Million | $20.14 Million | ▲ +40.2% |
| 2021 | 1.05x | $22.05 Million | $21.08 Million | ▼ -13.6% |
| 2020 | 1.21x | $13.10 Million | $10.82 Million | ▼ -12.2% |
| 2019 | 1.38x | $14.34 Million | $10.39 Million | — |