US Century Bank (USCB) — Financial Flexibility Index
US Century Bank (USCB) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of $-9.92 Million (operating CF $-10.01 Million minus capex $95.00K) represents 0% of total liabilities ($2.59 Billion). Check US Century Bank (USCB) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
US Century Bank Financial Flexibility Index (2019–2025)
Historical Financial Flexibility Index trend for US Century Bank across 7 annual periods. For the full cash flow conversion analysis, see how efficiently does US Century Bank generate cash.
Annual Financial Flexibility Index for US Century Bank (2019–2025)
Year-by-year free cash flow to debt coverage for US Century Bank. Explore US Century Bank (USCB) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $43.11 Million | $42.80 Million | $2.59 Billion | ▲ +14.6% |
| 2024 | 0.01x | $34.40 Million | $34.09 Million | $2.37 Billion | ▲ +37.5% |
| 2023 | 0.01x | $22.71 Million | $22.55 Million | $2.15 Billion | ▼ -33.4% |
| 2022 | 0.02x | $30.21 Million | $29.54 Million | $1.90 Billion | ▲ +15.5% |
| 2021 | 0.01x | $22.68 Million | $22.05 Million | $1.65 Billion | ▲ +36.0% |
| 2020 | 0.01x | $13.45 Million | $13.10 Million | $1.33 Billion | ▼ -23.4% |
| 2019 | 0.01x | $15.21 Million | $14.34 Million | $1.15 Billion | — |