US Century Bank (USCB) — Cash Flow Reinvestment Rate

Latest as of September 2025: 1.53x

US Century Bank (USCB) has a Cash Flow Reinvestment Rate of 1.53x as of September 2025, reinvesting $30.75 Million (capex $114.00K plus investments $-30.63 Million) from operating cash flow of $20.15 Million. See US Century Bank (USCB) free cash flow to measure how efficiently the company converts operating cash flow to free cash.

Reinvestment Rate

1.53x
(Capex + Investments) / Operating CF

Total Reinvested

$30.75 Million
Capex + Investments

Operating Cash Flow

$20.15 Million
USD

Capital Expenditures

$114.00K
USD

US Century Bank Cash Flow Reinvestment Rate (2019–2025)

Historical reinvestment intensity for US Century Bank across 7 annual periods. For the full cash flow conversion analysis, see USCB cash flow conversion.

Annual Cash Flow Reinvestment Rate for US Century Bank (2019–2025)

Year-by-year capital reinvestment analysis for US Century Bank. See US Century Bank leverage flexibility ratio to measure the company's free cash flow as a share of total liabilities.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 0.55x $23.35 Million $42.80 Million $303.00K ▼ -91.2%
2024 6.22x $212.18 Million $34.09 Million $314.00K ▼ -46.1%
2023 11.54x $260.22 Million $22.55 Million $163.00K ▲ +20.3%
2022 9.60x $283.42 Million $29.54 Million $673.00K ▼ -39.4%
2021 15.83x $349.05 Million $22.05 Million $633.00K ▲ +39.6%
2020 11.34x $148.59 Million $13.10 Million $347.00K ▲ +1622.4%
2019 0.66x $9.44 Million $14.34 Million $871.00K
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow