US Century Bank (USCB) — Cash Flow Reinvestment Rate

Latest as of September 2025: 1.53x

US Century Bank (USCB) has a Cash Flow Reinvestment Rate of 1.53x as of September 2025, reinvesting $30.75 Million (capex $114.00K plus investments $-30.63 Million) from operating cash flow of $20.15 Million. Check US Century Bank earnings quality ratio to evaluate the quality of earnings relative to operating cash generation.

Reinvestment Rate

1.53x
(Capex + Investments) / Operating CF

Total Reinvested

$30.75 Million
Capex + Investments

Operating Cash Flow

$20.15 Million
USD

Capital Expenditures

$114.00K
USD

US Century Bank Cash Flow Reinvestment Rate (2019–2025)

Historical reinvestment intensity for US Century Bank across 7 annual periods. Explore USCB strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.

Annual Cash Flow Reinvestment Rate for US Century Bank (2019–2025)

Year-by-year capital reinvestment analysis for US Century Bank. For live market cap and broader valuation context, see US Century Bank (USCB) total market value.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 0.55x $23.35 Million $42.80 Million $303.00K ▼ -91.2%
2024 6.22x $212.18 Million $34.09 Million $314.00K ▼ -46.1%
2023 11.54x $260.22 Million $22.55 Million $163.00K ▲ +20.3%
2022 9.60x $283.42 Million $29.54 Million $673.00K ▼ -39.4%
2021 15.83x $349.05 Million $22.05 Million $633.00K ▲ +39.6%
2020 11.34x $148.59 Million $13.10 Million $347.00K ▲ +1622.4%
2019 0.66x $9.44 Million $14.34 Million $871.00K
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow