US Century Bank (USCB) — Net Asset Quality Index

Latest as of March 2026: 7.8%

US Century Bank (USCB) has a Net Asset Quality Index of 7.8% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $2.85 Billion minus total liabilities of $2.62 Billion yields net assets of $223.25 Million. A higher index indicates a stronger, lower-leverage balance sheet. Check US Century Bank liquid asset ratio to evaluate the company's liquid asset resilience ratio.

Quality Index

7.8%
Equity / Total Assets

Net Assets

$223.25 Million
USD

Total Assets

$2.85 Billion
USD

Total Liabilities

$2.62 Billion
USD

US Century Bank Net Asset Quality Index Over Time (2019–2025)

This chart shows how US Century Bank's Net Asset Quality Index has evolved across 7 annual periods from 2019 to 2025. As of March 2026, the index stands at 7.8%, representing net assets of $223.25 Million against total assets of $2.85 Billion USD. See US Century Bank working capital to net assets to evaluate short-term liquidity relative to the company's equity base.

Annual Net Asset Quality Index for US Century Bank (2019–2025)

The table below presents the year-by-year Net Asset Quality Index for US Century Bank from 2019 to 2025, covering 7 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see US Century Bank market capitalisation.

Year Quality Index Net Assets (USD) Total Assets Total Liabilities Change (pp)
2025 7.6% $212.39 Million $2.80 Billion $2.59 Billion ▼ -0.8 pp
2024 8.3% $215.39 Million $2.58 Billion $2.37 Billion ▲ +0.1 pp
2023 8.2% $191.97 Million $2.34 Billion $2.15 Billion ▼ -0.5 pp
2022 8.7% $182.43 Million $2.09 Billion $1.90 Billion ▼ -2.3 pp
2021 11.0% $203.90 Million $1.85 Billion $1.65 Billion ▼ -0.4 pp
2020 11.4% $171.00 Million $1.50 Billion $1.33 Billion ▼ -0.8 pp
2019 12.2% $160.28 Million $1.31 Billion $1.15 Billion
pp = percentage points