Bajaj Finance Limited (BAJFINANCE) - Cash Flow Conversion Efficiency

Latest as of September 2025: -0.280x

Based on the latest financial reports, Bajaj Finance Limited (BAJFINANCE) has a cash flow conversion efficiency ratio of -0.280x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (Rs-295.85 Billion ≈ $-3.20 Billion USD) by net assets (Rs1.06 Trillion ≈ $11.42 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See Bajaj Finance Limited balance sheet independence to measure how much of total assets are equity-financed.

Bajaj Finance Limited - Cash Flow Conversion Efficiency Trend (2005–2026)

This chart illustrates how Bajaj Finance Limited's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check Bajaj Finance Limited cash earnings quality to evaluate the quality of earnings relative to operating cash generation.

Bajaj Finance Limited Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Bajaj Finance Limited ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
BAE SYSTEMS ADR/4 LS-025 F:BSPA	N/A
United Parcel Service Inc NYSE:UPS	0.203x
Northrop Grumman Corporation NYSE:NOC	-0.097x
Christian Dior SE PA:CDI	0.165x
ASE Industrial Holding Co Ltd TW:3711	0.095x
AMERICA MOVIL SAB DE CV MX:AMXB	0.197x
BYD Co Ltd Class A SHE:002594	0.070x
Postal Savings Bank of China Co Ltd SHG:601658	0.081x

Annual Cash Flow Conversion Efficiency for Bajaj Finance Limited (2005–2026)

The table below shows the annual cash flow conversion efficiency of Bajaj Finance Limited from 2005 to 2026. For the full company profile with market capitalisation and key ratios, see Bajaj Finance Limited market cap and net worth.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2026-03-31	Rs1.17 Trillion ≈ $12.65 Billion	Rs359.17 Billion ≈ $3.88 Billion	0.307x	+144.57%
2025-03-31	Rs989.37 Billion ≈ $10.70 Billion	Rs-681.54 Billion ≈ $-7.37 Billion	-0.689x	-364.27%
2024-03-31	Rs766.95 Billion ≈ $8.29 Billion	Rs199.92 Billion ≈ $2.16 Billion	0.261x	+133.63%
2023-03-31	Rs543.72 Billion ≈ $5.88 Billion	Rs-421.40 Billion ≈ $-4.56 Billion	-0.775x	+8.51%
2022-03-31	Rs437.13 Billion ≈ $4.73 Billion	Rs-370.29 Billion ≈ $-4.00 Billion	-0.847x	-3449.95%
2021-03-31	Rs369.18 Billion ≈ $3.99 Billion	Rs-8.81 Billion ≈ $-95.27 Million	-0.024x	+96.84%
2020-03-31	Rs323.28 Billion ≈ $3.50 Billion	Rs-244.26 Billion ≈ $-2.64 Billion	-0.756x	+48.94%
2019-03-31	Rs196.97 Billion ≈ $2.13 Billion	Rs-291.47 Billion ≈ $-3.15 Billion	-1.480x	-19.66%
2018-03-31	Rs165.46 Billion ≈ $1.79 Billion	Rs-204.61 Billion ≈ $-2.21 Billion	-1.237x	-13.08%
2017-03-31	Rs96.00 Billion ≈ $1.04 Billion	Rs-104.99 Billion ≈ $-1.14 Billion	-1.094x	+17.04%
2016-03-31	Rs74.27 Billion ≈ $803.25 Million	Rs-97.92 Billion ≈ $-1.06 Billion	-1.318x	+10.42%
2015-03-31	Rs48.00 Billion ≈ $519.10 Million	Rs-70.64 Billion ≈ $-763.96 Million	-1.472x	+3.48%
2014-03-31	Rs39.92 Billion ≈ $431.68 Million	Rs-60.87 Billion ≈ $-658.24 Million	-1.525x	-57.21%
2013-03-31	Rs33.67 Billion ≈ $364.13 Million	Rs-32.66 Billion ≈ $-353.19 Million	-0.970x	+56.82%
2012-03-31	Rs20.34 Billion ≈ $219.92 Million	Rs-45.68 Billion ≈ $-494.02 Million	-2.246x	-7.35%
2011-03-31	Rs13.58 Billion ≈ $146.87 Million	Rs-28.42 Billion ≈ $-307.33 Million	-2.092x	-54.62%
2010-03-31	Rs11.53 Billion ≈ $124.64 Million	Rs-15.60 Billion ≈ $-168.68 Million	-1.353x	-1013.42%
2009-03-31	Rs10.89 Billion ≈ $117.74 Million	Rs-1.32 Billion ≈ $-14.31 Million	-0.122x	-502.31%
2008-03-31	Rs10.63 Billion ≈ $115.00 Million	Rs321.27 Million ≈ $3.47 Million	0.030x	+106.39%
2007-03-31	Rs9.96 Billion ≈ $107.71 Million	Rs-4.71 Billion ≈ $-50.94 Million	-0.473x	+47.39%
2006-03-31	Rs4.95 Billion ≈ $53.54 Million	Rs-4.45 Billion ≈ $-48.14 Million	-0.899x	+12.91%
2005-03-31	Rs2.76 Billion ≈ $29.82 Million	Rs-2.85 Billion ≈ $-30.79 Million	-1.032x	--

About Bajaj Finance Limited

NSE:BAJFINANCE India Credit Services

Market Cap

$76.74 Billion

Rs7.10 Trillion INR

Market Cap Rank

#353 Global

#4 in India

Share Price

Rs1141.20

Change (1 day)

+8.32%

52-Week Range

Rs801.55 - Rs1141.20

All Time High

Rs9607.50