Bajaj Finance Limited (BAJFINANCE) — Working Capital to Net Assets Ratio
Bajaj Finance Limited (BAJFINANCE) has a Working Capital to Net Assets ratio of -46.5% as of March 2026. Working capital of Rs-544.08 Billion (current assets of Rs176.63 Billion minus current liabilities of Rs720.71 Billion) is measured against net assets of Rs1.17 Trillion. A higher ratio indicates strong short-term liquidity financed by the equity base. See how many days can Bajaj Finance Limited fund operations to measure how many days the company can operate on defensive assets alone.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Bajaj Finance Limited Working Capital to Net Assets (2005–2026)
This chart shows how Bajaj Finance Limited's Working Capital to Net Assets ratio has evolved across 22 annual periods from 2005 to 2026. As of March 2026, the ratio stands at -46.5%, reflecting working capital of Rs-544.08 Billion against net assets of Rs1.17 Trillion INR. For the complete balance sheet picture, see balance sheet size of Bajaj Finance Limited.
Annual Working Capital to Net Assets for Bajaj Finance Limited (2005–2026)
The table below presents the year-by-year Working Capital to Net Assets ratio for Bajaj Finance Limited from 2005 to 2026, covering 22 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. Check Bajaj Finance Limited (BAJFINANCE) asset resilience to evaluate the company's liquid asset resilience ratio.
| Year | WC/NA Ratio | Working Capital (INR) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2026 | -47.5% | Rs-555.82 Billion | Rs1.17 Trillion | Rs176.63 Billion | Rs732.45 Billion | ▲ +11.1 pp |
| 2025 | -58.6% | Rs-580.15 Billion | Rs989.37 Billion | Rs154.57 Billion | Rs734.72 Billion | ▲ +6.6 pp |
| 2024 | -65.2% | Rs-500.33 Billion | Rs766.95 Billion | Rs123.58 Billion | Rs623.91 Billion | ▼ -65.4 pp |
| 2023 | 0.2% | Rs986.30 Million | Rs543.72 Billion | Rs15.51 Billion | Rs14.52 Billion | ▼ -4.9 pp |
| 2022 | 5.1% | Rs22.12 Billion | Rs437.13 Billion | Rs33.81 Billion | Rs11.69 Billion | ▲ +2.5 pp |
| 2021 | 2.6% | Rs9.54 Billion | Rs369.18 Billion | Rs18.49 Billion | Rs8.95 Billion | ▲ +0.7 pp |
| 2020 | 1.9% | Rs6.21 Billion | Rs323.28 Billion | Rs13.83 Billion | Rs7.62 Billion | ▲ +3.0 pp |
| 2019 | -1.1% | Rs-2.15 Billion | Rs196.97 Billion | Rs3.49 Billion | Rs5.64 Billion | ▲ +9.2 pp |
| 2018 | -10.3% | Rs-16.97 Billion | Rs165.46 Billion | Rs9.32 Billion | Rs26.28 Billion | ▲ +6.4 pp |
| 2017 | -16.6% | Rs-15.98 Billion | Rs96.00 Billion | Rs7.04 Billion | Rs23.01 Billion | ▼ -18.4 pp |
| 2016 | 1.7% | Rs1.28 Billion | Rs74.27 Billion | Rs15.59 Billion | Rs14.31 Billion | ▲ +9.2 pp |
| 2015 | -7.5% | Rs-3.60 Billion | Rs48.00 Billion | Rs4.02 Billion | Rs7.62 Billion | ▼ -15.8 pp |
| 2014 | 8.3% | Rs3.31 Billion | Rs39.92 Billion | Rs8.67 Billion | Rs5.36 Billion | ▲ +8.6 pp |
| 2013 | -0.3% | Rs-87.40 Million | Rs33.67 Billion | Rs4.95 Billion | Rs5.03 Billion | ▼ -81.3 pp |
| 2012 | 81.0% | Rs16.47 Billion | Rs20.34 Billion | Rs60.72 Billion | Rs44.24 Billion | ▼ -467.8 pp |
| 2011 | 548.8% | Rs74.54 Billion | Rs13.58 Billion | Rs79.05 Billion | Rs4.51 Billion | ▲ +205.4 pp |
| 2010 | 343.4% | Rs39.58 Billion | Rs11.53 Billion | Rs44.01 Billion | Rs4.43 Billion | ▲ +127.1 pp |
| 2009 | 216.3% | Rs23.55 Billion | Rs10.89 Billion | Rs36.98 Billion | Rs13.42 Billion | ▼ -5.5 pp |
| 2008 | 221.8% | Rs23.59 Billion | Rs10.63 Billion | Rs34.78 Billion | Rs11.19 Billion | ▼ -35.8 pp |
| 2007 | 257.6% | Rs25.65 Billion | Rs9.96 Billion | Rs34.88 Billion | Rs9.23 Billion | ▼ -41.9 pp |
| 2006 | 299.5% | Rs14.83 Billion | Rs4.95 Billion | Rs21.88 Billion | Rs7.05 Billion | ▼ -36.9 pp |
| 2005 | 336.4% | Rs9.28 Billion | Rs2.76 Billion | Rs13.94 Billion | Rs4.66 Billion | — |