Bajaj Finance Limited (BAJFINANCE) - Total Assets

Latest as of September 2025: Rs5.10 Trillion INR ≈ $55.15 Billion USD

Based on the latest financial reports, Bajaj Finance Limited (BAJFINANCE) holds total assets worth Rs5.10 Trillion INR (≈ $55.15 Billion USD) as of September 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. See Bajaj Finance Limited net assets for net asset value and shareholders' equity analysis.

Bajaj Finance Limited - Total Assets Trend (2005–2025)

This chart illustrates how Bajaj Finance Limited's total assets have evolved over time, based on quarterly financial data.

Bajaj Finance Limited - Asset Composition Analysis

Current Asset Composition (March 2025)

Bajaj Finance Limited's total assets of Rs5.10 Trillion consist of 3.3% current assets and 96.7% non-current assets.

Asset Category Amount (INR) % of Total Assets
Cash & Equivalents Rs9.51 Billion 2.9%
Accounts Receivable Rs19.13 Billion 0.4%
Inventory Rs0.00 0.0%
Property, Plant & Equipment Rs27.16 Billion 0.6%
Intangible Assets Rs11.03 Billion 0.2%
Goodwill Rs32.70 Million 0.0%

Asset Composition Trend (2005–2025)

This chart illustrates how Bajaj Finance Limited's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see market value of Bajaj Finance Limited.

Key Asset Composition Facts

  • Current vs. Non-Current Assets: Bajaj Finance Limited's current assets represent 3.3% of total assets in 2025, a decrease from 98.0% in 2005.
  • Cash Position: Cash and equivalents constituted 2.9% of total assets in 2025, down from 18.8% in 2005.
  • Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2005.
  • Asset Diversification: The largest asset category is property, plant & equipment at 0.6% of total assets.

Bajaj Finance Limited Competitors by Total Assets

Key competitors of Bajaj Finance Limited based on total assets are shown below.

Company Country Total Assets
Western Union Co
NYSE:WU
USA $7.78 Billion
AEON Thana Sinsap (Thailand) Public Company Limited
BK:AEONTS
Thailand ฿92.25 Billion
Propel Holdings Inc
TO:PRL
Canada CA$639.53 Million
Muthoot Microfin Limited
NSE:MUTHOOTMF
India Rs108.57 Billion
PTC India Financial Services Limited
NSE:PFS
India Rs53.51 Billion
Pappajack Bhd
KLSE:0242
Malaysia RM361.68 Million
Arman Financial Services Limited
NSE:ARMANFIN
India Rs21.53 Billion
Hexa Tradex Limited
NSE:HEXATRADEX
India Rs55.63 Billion

Bajaj Finance Limited - Liquidity and Working Capital Analysis

Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.

Key Liquidity Metrics

Metric Current 1 Year Ago 5 Years Ago
Current Ratio 0.19 2.86 4.07
Quick Ratio 0.19 2.86 4.07
Cash Ratio 0.17 2.56 0.00
Working Capital Rs-581.88 Billion Rs89.87 Billion Rs28.53 Billion

Bajaj Finance Limited - Advanced Valuation Insights

This section examines the relationship between Bajaj Finance Limited's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.

Key Valuation Metrics

Current Price-to-Book Ratio 5.91
Latest Market Cap to Assets Ratio 0.01
Asset Growth Rate (YoY) 24.1%
Total Assets Rs4.66 Trillion
Market Capitalization $62.99 Billion USD

Valuation Analysis

Below Book Valuation: The market values Bajaj Finance Limited's assets below their book value (0.01x), which may indicate investor concerns about asset quality or future growth.

Rapid Asset Growth: Bajaj Finance Limited's assets grew by 24.1% over the past year, indicating significant expansion of the company's resource base.

Annual Total Assets for Bajaj Finance Limited (2005–2025)

The table below shows the annual total assets of Bajaj Finance Limited from 2005 to 2025.

Year Total Assets Change
2025-03-31 Rs4.66 Trillion
≈ $50.41 Billion
+24.06%
2024-03-31 Rs3.76 Trillion
≈ $40.64 Billion
+36.52%
2023-03-31 Rs2.75 Trillion
≈ $29.76 Billion
+29.52%
2022-03-31 Rs2.13 Trillion
≈ $22.98 Billion
+23.89%
2021-03-31 Rs1.72 Trillion
≈ $18.55 Billion
+4.34%
2020-03-31 Rs1.64 Trillion
≈ $17.78 Billion
+32.33%
2019-03-31 Rs1.24 Trillion
≈ $13.44 Billion
+43.08%
2018-03-31 Rs868.24 Billion
≈ $9.39 Billion
+36.25%
2017-03-31 Rs637.25 Billion
≈ $6.89 Billion
+37.17%
2016-03-31 Rs464.57 Billion
≈ $5.02 Billion
+41.59%
2015-03-31 Rs328.11 Billion
≈ $3.55 Billion
+33.28%
2014-03-31 Rs246.18 Billion
≈ $2.66 Billion
+38.14%
2013-03-31 Rs178.21 Billion
≈ $1.93 Billion
+37.86%
2012-03-31 Rs129.27 Billion
≈ $1.40 Billion
+51.76%
2011-03-31 Rs85.18 Billion
≈ $921.20 Million
+76.63%
2010-03-31 Rs48.23 Billion
≈ $521.54 Million
+19.30%
2009-03-31 Rs40.42 Billion
≈ $437.16 Million
+5.11%
2008-03-31 Rs38.46 Billion
≈ $415.90 Million
+8.57%
2007-03-31 Rs35.42 Billion
≈ $383.06 Million
+59.61%
2006-03-31 Rs22.19 Billion
≈ $240.00 Million
+56.07%
2005-03-31 Rs14.22 Billion
≈ $153.78 Million
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About Bajaj Finance Limited

NSE:BAJFINANCE India Credit Services
Market Cap
$62.99 Billion
Rs5.82 Trillion INR
Market Cap Rank
#417 Global
#4 in India
Share Price
Rs937.00
Change (1 day)
+0.75%
52-Week Range
Rs801.55 - Rs9607.50
All Time High
Rs9607.50
About

Bajaj Finance Limited operates as a deposit-taking non-banking financial company in India. The company offers financing for various products, such as consumer electronics, furniture, digital products, e-commerce purchases, retail spends, and two and three-wheelers; and personal, unsecured, home, and secured, gold, and car loans. It also provides secured and unsecured loans to micro, small, and me… Read more