Bajaj Finance Limited (BAJFINANCE) - Total Assets
Based on the latest financial reports, Bajaj Finance Limited (BAJFINANCE) holds total assets worth Rs5.10 Trillion INR (≈ $55.15 Billion USD) as of September 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. See Bajaj Finance Limited net assets for net asset value and shareholders' equity analysis.
Bajaj Finance Limited - Total Assets Trend (2005–2025)
This chart illustrates how Bajaj Finance Limited's total assets have evolved over time, based on quarterly financial data.
Bajaj Finance Limited - Asset Composition Analysis
Current Asset Composition (March 2025)
Bajaj Finance Limited's total assets of Rs5.10 Trillion consist of 3.3% current assets and 96.7% non-current assets.
| Asset Category | Amount (INR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs9.51 Billion | 2.9% |
| Accounts Receivable | Rs19.13 Billion | 0.4% |
| Inventory | Rs0.00 | 0.0% |
| Property, Plant & Equipment | Rs27.16 Billion | 0.6% |
| Intangible Assets | Rs11.03 Billion | 0.2% |
| Goodwill | Rs32.70 Million | 0.0% |
Asset Composition Trend (2005–2025)
This chart illustrates how Bajaj Finance Limited's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see market value of Bajaj Finance Limited.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Bajaj Finance Limited's current assets represent 3.3% of total assets in 2025, a decrease from 98.0% in 2005.
- Cash Position: Cash and equivalents constituted 2.9% of total assets in 2025, down from 18.8% in 2005.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2005.
- Asset Diversification: The largest asset category is property, plant & equipment at 0.6% of total assets.
Bajaj Finance Limited Competitors by Total Assets
Key competitors of Bajaj Finance Limited based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Western Union Co
NYSE:WU
|
USA | $7.78 Billion |
|
AEON Thana Sinsap (Thailand) Public Company Limited
BK:AEONTS
|
Thailand | ฿92.25 Billion |
|
Propel Holdings Inc
TO:PRL
|
Canada | CA$639.53 Million |
|
Muthoot Microfin Limited
NSE:MUTHOOTMF
|
India | Rs108.57 Billion |
|
PTC India Financial Services Limited
NSE:PFS
|
India | Rs53.51 Billion |
|
Pappajack Bhd
KLSE:0242
|
Malaysia | RM361.68 Million |
|
Arman Financial Services Limited
NSE:ARMANFIN
|
India | Rs21.53 Billion |
|
Hexa Tradex Limited
NSE:HEXATRADEX
|
India | Rs55.63 Billion |
Bajaj Finance Limited - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.19 | 2.86 | 4.07 |
| Quick Ratio | 0.19 | 2.86 | 4.07 |
| Cash Ratio | 0.17 | 2.56 | 0.00 |
| Working Capital | Rs-581.88 Billion | Rs89.87 Billion | Rs28.53 Billion |
Bajaj Finance Limited - Advanced Valuation Insights
This section examines the relationship between Bajaj Finance Limited's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 5.91 |
| Latest Market Cap to Assets Ratio | 0.01 |
| Asset Growth Rate (YoY) | 24.1% |
| Total Assets | Rs4.66 Trillion |
| Market Capitalization | $62.99 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Bajaj Finance Limited's assets below their book value (0.01x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Bajaj Finance Limited's assets grew by 24.1% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Bajaj Finance Limited (2005–2025)
The table below shows the annual total assets of Bajaj Finance Limited from 2005 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-03-31 | Rs4.66 Trillion ≈ $50.41 Billion |
+24.06% |
| 2024-03-31 | Rs3.76 Trillion ≈ $40.64 Billion |
+36.52% |
| 2023-03-31 | Rs2.75 Trillion ≈ $29.76 Billion |
+29.52% |
| 2022-03-31 | Rs2.13 Trillion ≈ $22.98 Billion |
+23.89% |
| 2021-03-31 | Rs1.72 Trillion ≈ $18.55 Billion |
+4.34% |
| 2020-03-31 | Rs1.64 Trillion ≈ $17.78 Billion |
+32.33% |
| 2019-03-31 | Rs1.24 Trillion ≈ $13.44 Billion |
+43.08% |
| 2018-03-31 | Rs868.24 Billion ≈ $9.39 Billion |
+36.25% |
| 2017-03-31 | Rs637.25 Billion ≈ $6.89 Billion |
+37.17% |
| 2016-03-31 | Rs464.57 Billion ≈ $5.02 Billion |
+41.59% |
| 2015-03-31 | Rs328.11 Billion ≈ $3.55 Billion |
+33.28% |
| 2014-03-31 | Rs246.18 Billion ≈ $2.66 Billion |
+38.14% |
| 2013-03-31 | Rs178.21 Billion ≈ $1.93 Billion |
+37.86% |
| 2012-03-31 | Rs129.27 Billion ≈ $1.40 Billion |
+51.76% |
| 2011-03-31 | Rs85.18 Billion ≈ $921.20 Million |
+76.63% |
| 2010-03-31 | Rs48.23 Billion ≈ $521.54 Million |
+19.30% |
| 2009-03-31 | Rs40.42 Billion ≈ $437.16 Million |
+5.11% |
| 2008-03-31 | Rs38.46 Billion ≈ $415.90 Million |
+8.57% |
| 2007-03-31 | Rs35.42 Billion ≈ $383.06 Million |
+59.61% |
| 2006-03-31 | Rs22.19 Billion ≈ $240.00 Million |
+56.07% |
| 2005-03-31 | Rs14.22 Billion ≈ $153.78 Million |
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About Bajaj Finance Limited
Bajaj Finance Limited operates as a deposit-taking non-banking financial company in India. The company offers financing for various products, such as consumer electronics, furniture, digital products, e-commerce purchases, retail spends, and two and three-wheelers; and personal, unsecured, home, and secured, gold, and car loans. It also provides secured and unsecured loans to micro, small, and me… Read more