Bajaj Finance Limited (BAJFINANCE) — Defensive Interval Ratio

Latest as of September 2025: 69 days

Bajaj Finance Limited (BAJFINANCE) has a Defensive Interval Ratio of 69 days as of September 2025. Defensive assets of Rs136.32 Billion (cash Rs120.01 Billion, short-term investments Rs-, receivables Rs16.31 Billion) cover 69 days of daily cash needs of Rs1.97 Billion/day. See BAJFINANCE working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

69 days
Days of operational coverage

Defensive Assets

Rs136.32 Billion
Cash + ST Investments + Receivables

Daily Cash Need

Rs1.97 Billion
Current Liabilities ÷ 365

Current Liabilities

Rs718.20 Billion
INR

Bajaj Finance Limited Defensive Interval Ratio (2005–2026)

This chart shows how Bajaj Finance Limited's Defensive Interval Ratio has evolved across 18 annual periods from 2005 to 2026. As of September 2025, the ratio stands at 69 days, meaning defensive assets of Rs136.32 Billion can fund 69 days of operations without new revenue. See Bajaj Finance Limited balance sheet quality to measure how much of total assets are equity-financed.

Annual Defensive Interval Ratio for Bajaj Finance Limited (2005–2026)

The table below presents the year-by-year Defensive Interval Ratio for Bajaj Finance Limited from 2005 to 2026, covering 18 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see how much is Bajaj Finance Limited worth.

Year DIR (days) Defensive Assets (INR) Daily Cash Need Cash ST Investments Change (days)
2026 1 days Rs2.30 Billion Rs1.97 Billion/day Rs- Rs- ▼ -13 days
2025 14 days Rs28.64 Billion Rs2.01 Billion/day Rs9.51 Billion Rs- ▼ -35 days
2024 49 days Rs84.46 Billion Rs1.71 Billion/day Rs- Rs65.07 Billion ▼ -667 days
2023 716 days Rs28.50 Billion Rs39.78 Million/day Rs43.05 Billion Rs-27.54 Billion ▼ -689 days
2022 1405 days Rs45.01 Billion Rs32.04 Million/day Rs34.07 Billion Rs-4.05 Billion ▲ +366 days
2021 1039 days Rs25.48 Billion Rs24.52 Million/day Rs18.49 Billion Rs-4.09 Billion ▼ -40 days
2020 1079 days Rs22.53 Billion Rs20.88 Million/day Rs13.45 Billion Rs-444.60 Million ▲ +311 days
2019 768 days Rs11.87 Billion Rs15.45 Million/day Rs3.47 Billion Rs-577.80 Million ▲ +647 days
2018 122 days Rs8.77 Billion Rs72.01 Million/day Rs3.38 Billion Rs- ▼ -506 days
2017 627 days Rs39.56 Billion Rs63.05 Million/day Rs3.25 Billion Rs33.07 Billion ▲ +427 days
2016 200 days Rs7.85 Billion Rs39.21 Million/day Rs- Rs5.73 Billion ▲ +121 days
2015 79 days Rs1.66 Billion Rs20.87 Million/day Rs- Rs- ▲ +26 days
2014 54 days Rs787.20 Million Rs14.69 Million/day Rs- Rs- ▲ +4 days
2013 49 days Rs682.00 Million Rs13.79 Million/day Rs- Rs- ▲ +29 days
2012 21 days Rs2.51 Billion Rs121.22 Million/day Rs- Rs-59.80 Million ▼ -88 days
2011 109 days Rs1.35 Billion Rs12.37 Million/day Rs- Rs- ▼ -851 days
2006 960 days Rs18.55 Billion Rs19.33 Million/day Rs- Rs18.55 Billion ▲ +81 days
2005 879 days Rs11.22 Billion Rs12.76 Million/day Rs- Rs11.22 Billion —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)