Bajaj Finance Limited (BAJFINANCE) — Net Asset Quality Index
Bajaj Finance Limited (BAJFINANCE) has a Net Asset Quality Index of 20.9% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Rs5.60 Trillion minus total liabilities of Rs4.43 Trillion yields net assets of Rs1.17 Trillion. A higher index indicates a stronger, lower-leverage balance sheet. Read Bajaj Finance Limited debt and liabilities for a breakdown of total debt and financial obligations.
Quality Index
Net Assets
Total Assets
Total Liabilities
Bajaj Finance Limited Net Asset Quality Index Over Time (2005–2026)
This chart shows how Bajaj Finance Limited's Net Asset Quality Index has evolved across 22 annual periods from 2005 to 2026. As of March 2026, the index stands at 20.9%, representing net assets of Rs1.17 Trillion against total assets of Rs5.60 Trillion INR. For live market cap and overall valuation, see Bajaj Finance Limited stock valuation.
Annual Net Asset Quality Index for Bajaj Finance Limited (2005–2026)
The table below presents the year-by-year Net Asset Quality Index for Bajaj Finance Limited from 2005 to 2026, covering 22 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check how strategically is Bajaj Finance Limited's equity deployed to assess the company's strategic physical and investment asset allocation.
| Year | Quality Index | Net Assets (INR) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2026 | 20.9% | Rs1.17 Trillion | Rs5.60 Trillion | Rs4.43 Trillion | ▼ -0.3 pp |
| 2025 | 21.2% | Rs989.37 Billion | Rs4.66 Trillion | Rs3.67 Trillion | ▲ +0.8 pp |
| 2024 | 20.4% | Rs766.95 Billion | Rs3.76 Trillion | Rs2.99 Trillion | ▲ +0.7 pp |
| 2023 | 19.8% | Rs543.72 Billion | Rs2.75 Trillion | Rs2.21 Trillion | ▼ -0.8 pp |
| 2022 | 20.6% | Rs437.13 Billion | Rs2.13 Trillion | Rs1.69 Trillion | ▼ -1.0 pp |
| 2021 | 21.5% | Rs369.18 Billion | Rs1.72 Trillion | Rs1.35 Trillion | ▲ +1.9 pp |
| 2020 | 19.7% | Rs323.28 Billion | Rs1.64 Trillion | Rs1.32 Trillion | ▲ +3.8 pp |
| 2019 | 15.9% | Rs196.97 Billion | Rs1.24 Trillion | Rs1.05 Trillion | ▼ -3.2 pp |
| 2018 | 19.1% | Rs165.46 Billion | Rs868.24 Billion | Rs702.79 Billion | ▲ +4.0 pp |
| 2017 | 15.1% | Rs96.00 Billion | Rs637.25 Billion | Rs541.24 Billion | ▼ -0.9 pp |
| 2016 | 16.0% | Rs74.27 Billion | Rs464.57 Billion | Rs390.29 Billion | ▲ +1.4 pp |
| 2015 | 14.6% | Rs48.00 Billion | Rs328.11 Billion | Rs280.11 Billion | ▼ -1.6 pp |
| 2014 | 16.2% | Rs39.92 Billion | Rs246.18 Billion | Rs206.26 Billion | ▼ -2.7 pp |
| 2013 | 18.9% | Rs33.67 Billion | Rs178.21 Billion | Rs144.54 Billion | ▲ +3.2 pp |
| 2012 | 15.7% | Rs20.34 Billion | Rs129.27 Billion | Rs108.93 Billion | ▼ -0.2 pp |
| 2011 | 15.9% | Rs13.58 Billion | Rs85.18 Billion | Rs71.60 Billion | ▼ -8.0 pp |
| 2010 | 23.9% | Rs11.53 Billion | Rs48.23 Billion | Rs36.70 Billion | ▼ -3.0 pp |
| 2009 | 26.9% | Rs10.89 Billion | Rs40.42 Billion | Rs29.54 Billion | ▼ -0.7 pp |
| 2008 | 27.7% | Rs10.63 Billion | Rs38.46 Billion | Rs27.82 Billion | ▼ -0.5 pp |
| 2007 | 28.1% | Rs9.96 Billion | Rs35.42 Billion | Rs25.46 Billion | ▲ +5.8 pp |
| 2006 | 22.3% | Rs4.95 Billion | Rs22.19 Billion | Rs17.24 Billion | ▲ +2.9 pp |
| 2005 | 19.4% | Rs2.76 Billion | Rs14.22 Billion | Rs11.46 Billion | — |