Bajaj Finance Limited Financial Flexibility Index
Bajaj Finance Limited financial flexibility index. Bajaj Finance Limited (BAJFINANCE) has a Financial Flexibility Index of -0.07x as of September 2025. Free cash flow of Rs-293.59 Billion (operating CF Rs-295.85 Billion minus capex Rs2.26 Billion) represents 0% of total liabilities (Rs4.04 Trillion). See free cash flow generation of Bajaj Finance Limited to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Bajaj Finance Limited (2005–2026)
Financial flexibility index of Bajaj Finance Limited from 2005 to 2026. Historical Financial Flexibility Index trend for Bajaj Finance Limited across 22 annual periods. Check BAJFINANCE cash flow quality score to evaluate the quality of earnings relative to operating cash generation.
Bajaj Finance Limited Financial Flexibility Index by Year (2005–2026)
Bajaj Finance Limited financial flexibility index by year from 2005 to 2026. Year-by-year free cash flow to debt coverage for Bajaj Finance Limited. For the full cash flow conversion analysis, see cash efficiency ratio of Bajaj Finance Limited.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | 0.08x | Rs368.78 Billion | Rs359.17 Billion | Rs4.43 Trillion | ▲ +145.6% |
| 2025 | -0.18x | Rs-670.73 Billion | Rs-681.54 Billion | Rs3.67 Trillion | ▼ -359.8% |
| 2024 | 0.07x | Rs210.30 Billion | Rs199.92 Billion | Rs2.99 Trillion | ▲ +137.6% |
| 2023 | -0.19x | Rs-412.62 Billion | Rs-421.40 Billion | Rs2.21 Trillion | ▲ +13.4% |
| 2022 | -0.22x | Rs-363.94 Billion | Rs-370.29 Billion | Rs1.69 Trillion | ▼ -4978.9% |
| 2021 | 0.00x | Rs-5.71 Billion | Rs-8.81 Billion | Rs1.35 Trillion | ▲ +97.7% |
| 2020 | -0.18x | Rs-239.19 Billion | Rs-244.26 Billion | Rs1.32 Trillion | ▲ +34.1% |
| 2019 | -0.28x | Rs-287.48 Billion | Rs-291.47 Billion | Rs1.05 Trillion | ▲ +4.6% |
| 2018 | -0.29x | Rs-202.54 Billion | Rs-204.61 Billion | Rs702.79 Billion | ▼ -50.7% |
| 2017 | -0.19x | Rs-103.50 Billion | Rs-104.99 Billion | Rs541.24 Billion | ▲ +23.0% |
| 2016 | -0.25x | Rs-96.97 Billion | Rs-97.92 Billion | Rs390.29 Billion | ▲ +0.6% |
| 2015 | -0.25x | Rs-69.98 Billion | Rs-70.64 Billion | Rs280.11 Billion | ▲ +14.3% |
| 2014 | -0.29x | Rs-60.13 Billion | Rs-60.87 Billion | Rs206.26 Billion | ▼ -31.3% |
| 2013 | -0.22x | Rs-32.08 Billion | Rs-32.66 Billion | Rs144.54 Billion | ▲ +46.5% |
| 2012 | -0.41x | Rs-45.16 Billion | Rs-45.68 Billion | Rs108.93 Billion | ▼ -4.5% |
| 2011 | -0.40x | Rs-28.42 Billion | Rs-28.42 Billion | Rs71.60 Billion | ▲ +6.6% |
| 2010 | -0.42x | Rs-15.60 Billion | Rs-15.60 Billion | Rs36.70 Billion | ▼ -848.6% |
| 2009 | -0.04x | Rs-1.32 Billion | Rs-1.32 Billion | Rs29.54 Billion | ▼ -488.0% |
| 2008 | 0.01x | Rs321.27 Million | Rs321.27 Million | Rs27.82 Billion | ▲ +106.2% |
| 2007 | -0.19x | Rs-4.71 Billion | Rs-4.71 Billion | Rs25.46 Billion | ▲ +28.3% |
| 2006 | -0.26x | Rs-4.45 Billion | Rs-4.45 Billion | Rs17.24 Billion | ▼ -3.9% |
| 2005 | -0.25x | Rs-2.85 Billion | Rs-2.85 Billion | Rs11.46 Billion | — |