Bajaj Finance Limited (BAJFINANCE) — Financial Flexibility Index
Bajaj Finance Limited (BAJFINANCE) has a Financial Flexibility Index of -0.07x as of September 2025. Free cash flow of Rs-293.59 Billion (operating CF Rs-295.85 Billion minus capex Rs2.26 Billion) represents 0% of total liabilities (Rs4.04 Trillion). Check Bajaj Finance Limited (BAJFINANCE) strategic asset index to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Bajaj Finance Limited Financial Flexibility Index (2005–2026)
Historical Financial Flexibility Index trend for Bajaj Finance Limited across 22 annual periods. See Bajaj Finance Limited working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Bajaj Finance Limited (2005–2026)
Year-by-year free cash flow to debt coverage for Bajaj Finance Limited. For the full company profile including market capitalisation, see BAJFINANCE company net worth.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | 0.08x | Rs368.78 Billion | Rs359.17 Billion | Rs4.43 Trillion | ▲ +145.6% |
| 2025 | -0.18x | Rs-670.73 Billion | Rs-681.54 Billion | Rs3.67 Trillion | ▼ -359.8% |
| 2024 | 0.07x | Rs210.30 Billion | Rs199.92 Billion | Rs2.99 Trillion | ▲ +137.6% |
| 2023 | -0.19x | Rs-412.62 Billion | Rs-421.40 Billion | Rs2.21 Trillion | ▲ +13.4% |
| 2022 | -0.22x | Rs-363.94 Billion | Rs-370.29 Billion | Rs1.69 Trillion | ▼ -4978.9% |
| 2021 | 0.00x | Rs-5.71 Billion | Rs-8.81 Billion | Rs1.35 Trillion | ▲ +97.7% |
| 2020 | -0.18x | Rs-239.19 Billion | Rs-244.26 Billion | Rs1.32 Trillion | ▲ +34.1% |
| 2019 | -0.28x | Rs-287.48 Billion | Rs-291.47 Billion | Rs1.05 Trillion | ▲ +4.6% |
| 2018 | -0.29x | Rs-202.54 Billion | Rs-204.61 Billion | Rs702.79 Billion | ▼ -50.7% |
| 2017 | -0.19x | Rs-103.50 Billion | Rs-104.99 Billion | Rs541.24 Billion | ▲ +23.0% |
| 2016 | -0.25x | Rs-96.97 Billion | Rs-97.92 Billion | Rs390.29 Billion | ▲ +0.6% |
| 2015 | -0.25x | Rs-69.98 Billion | Rs-70.64 Billion | Rs280.11 Billion | ▲ +14.3% |
| 2014 | -0.29x | Rs-60.13 Billion | Rs-60.87 Billion | Rs206.26 Billion | ▼ -31.3% |
| 2013 | -0.22x | Rs-32.08 Billion | Rs-32.66 Billion | Rs144.54 Billion | ▲ +46.5% |
| 2012 | -0.41x | Rs-45.16 Billion | Rs-45.68 Billion | Rs108.93 Billion | ▼ -4.5% |
| 2011 | -0.40x | Rs-28.42 Billion | Rs-28.42 Billion | Rs71.60 Billion | ▲ +6.6% |
| 2010 | -0.42x | Rs-15.60 Billion | Rs-15.60 Billion | Rs36.70 Billion | ▼ -848.6% |
| 2009 | -0.04x | Rs-1.32 Billion | Rs-1.32 Billion | Rs29.54 Billion | ▼ -488.0% |
| 2008 | 0.01x | Rs321.27 Million | Rs321.27 Million | Rs27.82 Billion | ▲ +106.2% |
| 2007 | -0.19x | Rs-4.71 Billion | Rs-4.71 Billion | Rs25.46 Billion | ▲ +28.3% |
| 2006 | -0.26x | Rs-4.45 Billion | Rs-4.45 Billion | Rs17.24 Billion | ▼ -3.9% |
| 2005 | -0.25x | Rs-2.85 Billion | Rs-2.85 Billion | Rs11.46 Billion | — |