Bajaj Finance Limited (BAJFINANCE) — Financial Flexibility Index
Bajaj Finance Limited (BAJFINANCE) has a Financial Flexibility Index of -0.07x as of September 2025. Free cash flow of Rs-293.59 Billion (operating CF Rs-295.85 Billion minus capex Rs2.26 Billion) represents 0% of total liabilities (Rs4.04 Trillion). Check BAJFINANCE total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Bajaj Finance Limited Financial Flexibility Index (2005–2026)
Historical Financial Flexibility Index trend for Bajaj Finance Limited across 22 annual periods. For the full cash flow conversion analysis, see BAJFINANCE operating cash flow.
Annual Financial Flexibility Index for Bajaj Finance Limited (2005–2026)
Year-by-year free cash flow to debt coverage for Bajaj Finance Limited. Explore BAJFINANCE operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | 0.08x | Rs368.78 Billion | Rs359.17 Billion | Rs4.43 Trillion | ▲ +145.6% |
| 2025 | -0.18x | Rs-670.73 Billion | Rs-681.54 Billion | Rs3.67 Trillion | ▼ -359.8% |
| 2024 | 0.07x | Rs210.30 Billion | Rs199.92 Billion | Rs2.99 Trillion | ▲ +137.6% |
| 2023 | -0.19x | Rs-412.62 Billion | Rs-421.40 Billion | Rs2.21 Trillion | ▲ +13.4% |
| 2022 | -0.22x | Rs-363.94 Billion | Rs-370.29 Billion | Rs1.69 Trillion | ▼ -4978.9% |
| 2021 | 0.00x | Rs-5.71 Billion | Rs-8.81 Billion | Rs1.35 Trillion | ▲ +97.7% |
| 2020 | -0.18x | Rs-239.19 Billion | Rs-244.26 Billion | Rs1.32 Trillion | ▲ +34.1% |
| 2019 | -0.28x | Rs-287.48 Billion | Rs-291.47 Billion | Rs1.05 Trillion | ▲ +4.6% |
| 2018 | -0.29x | Rs-202.54 Billion | Rs-204.61 Billion | Rs702.79 Billion | ▼ -50.7% |
| 2017 | -0.19x | Rs-103.50 Billion | Rs-104.99 Billion | Rs541.24 Billion | ▲ +23.0% |
| 2016 | -0.25x | Rs-96.97 Billion | Rs-97.92 Billion | Rs390.29 Billion | ▲ +0.6% |
| 2015 | -0.25x | Rs-69.98 Billion | Rs-70.64 Billion | Rs280.11 Billion | ▲ +14.3% |
| 2014 | -0.29x | Rs-60.13 Billion | Rs-60.87 Billion | Rs206.26 Billion | ▼ -31.3% |
| 2013 | -0.22x | Rs-32.08 Billion | Rs-32.66 Billion | Rs144.54 Billion | ▲ +46.5% |
| 2012 | -0.41x | Rs-45.16 Billion | Rs-45.68 Billion | Rs108.93 Billion | ▼ -4.5% |
| 2011 | -0.40x | Rs-28.42 Billion | Rs-28.42 Billion | Rs71.60 Billion | ▲ +6.6% |
| 2010 | -0.42x | Rs-15.60 Billion | Rs-15.60 Billion | Rs36.70 Billion | ▼ -848.6% |
| 2009 | -0.04x | Rs-1.32 Billion | Rs-1.32 Billion | Rs29.54 Billion | ▼ -488.0% |
| 2008 | 0.01x | Rs321.27 Million | Rs321.27 Million | Rs27.82 Billion | ▲ +106.2% |
| 2007 | -0.19x | Rs-4.71 Billion | Rs-4.71 Billion | Rs25.46 Billion | ▲ +28.3% |
| 2006 | -0.26x | Rs-4.45 Billion | Rs-4.45 Billion | Rs17.24 Billion | ▼ -3.9% |
| 2005 | -0.25x | Rs-2.85 Billion | Rs-2.85 Billion | Rs11.46 Billion | — |