Bajaj Finance Limited (BAJFINANCE) — Financial Flexibility Index
Bajaj Finance Limited (BAJFINANCE) has a Financial Flexibility Index of -0.07x as of September 2025. Free cash flow of Rs-292.09 Billion (operating CF Rs-295.85 Billion minus capex Rs3.76 Billion) represents 0% of total liabilities (Rs4.04 Trillion). Also explore net asset growth rate of Bajaj Finance Limited to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Bajaj Finance Limited Financial Flexibility Index (2005–2025)
Historical Financial Flexibility Index trend for Bajaj Finance Limited across 21 annual periods. Check Bajaj Finance Limited (BAJFINANCE) strategic investment index to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for Bajaj Finance Limited (2005–2025)
Year-by-year free cash flow to debt coverage for Bajaj Finance Limited. For the full company profile including market capitalisation, see BAJFINANCE stock market capitalisation.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.18x | Rs-670.73 Billion | Rs-681.54 Billion | Rs3.67 Trillion | ▼ -359.8% |
| 2024 | 0.07x | Rs210.30 Billion | Rs199.92 Billion | Rs2.99 Trillion | ▲ +137.6% |
| 2023 | -0.19x | Rs-412.62 Billion | Rs-421.40 Billion | Rs2.21 Trillion | ▲ +13.4% |
| 2022 | -0.22x | Rs-363.94 Billion | Rs-370.29 Billion | Rs1.69 Trillion | ▼ -4978.9% |
| 2021 | 0.00x | Rs-5.71 Billion | Rs-8.81 Billion | Rs1.35 Trillion | ▲ +97.7% |
| 2020 | -0.18x | Rs-239.19 Billion | Rs-244.26 Billion | Rs1.32 Trillion | ▲ +34.1% |
| 2019 | -0.28x | Rs-287.48 Billion | Rs-291.47 Billion | Rs1.05 Trillion | ▲ +4.6% |
| 2018 | -0.29x | Rs-202.54 Billion | Rs-204.61 Billion | Rs702.79 Billion | ▼ -50.7% |
| 2017 | -0.19x | Rs-103.50 Billion | Rs-104.99 Billion | Rs541.24 Billion | ▲ +23.0% |
| 2016 | -0.25x | Rs-96.97 Billion | Rs-97.92 Billion | Rs390.29 Billion | ▲ +0.6% |
| 2015 | -0.25x | Rs-69.98 Billion | Rs-70.64 Billion | Rs280.11 Billion | ▲ +14.3% |
| 2014 | -0.29x | Rs-60.13 Billion | Rs-60.87 Billion | Rs206.26 Billion | ▼ -31.3% |
| 2013 | -0.22x | Rs-32.08 Billion | Rs-32.66 Billion | Rs144.54 Billion | ▲ +46.5% |
| 2012 | -0.41x | Rs-45.16 Billion | Rs-45.68 Billion | Rs108.93 Billion | ▼ -4.5% |
| 2011 | -0.40x | Rs-28.42 Billion | Rs-28.42 Billion | Rs71.60 Billion | ▲ +6.6% |
| 2010 | -0.42x | Rs-15.60 Billion | Rs-15.60 Billion | Rs36.70 Billion | ▼ -848.6% |
| 2009 | -0.04x | Rs-1.32 Billion | Rs-1.32 Billion | Rs29.54 Billion | ▼ -488.0% |
| 2008 | 0.01x | Rs321.27 Million | Rs321.27 Million | Rs27.82 Billion | ▲ +106.2% |
| 2007 | -0.19x | Rs-4.71 Billion | Rs-4.71 Billion | Rs25.46 Billion | ▲ +28.3% |
| 2006 | -0.26x | Rs-4.45 Billion | Rs-4.45 Billion | Rs17.24 Billion | ▼ -3.9% |
| 2005 | -0.25x | Rs-2.85 Billion | Rs-2.85 Billion | Rs11.46 Billion | — |