Bajaj Finance Limited Cash Flow-to-Debt Ratio
Bajaj Finance Limited cash flow-to-debt ratio. Bajaj Finance Limited (BAJFINANCE) has a Cash Flow-to-Debt Ratio of -0.07x as of September 2025, meaning its operating cash flow of Rs-295.85 Billion could theoretically repay 0% of its total liabilities (Rs4.04 Trillion) in one year. Check Bajaj Finance Limited earnings quality ratio to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Bajaj Finance Limited (2005–2026)
Cash flow-to-debt ratio of Bajaj Finance Limited from 2005 to 2026. Historical debt coverage capacity for Bajaj Finance Limited across 22 annual periods. Check BAJFINANCE capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.
Bajaj Finance Limited Cash Flow-to-Debt Ratio by Year (2005–2026)
Bajaj Finance Limited cash flow-to-debt ratio by year from 2005 to 2026. Year-by-year debt coverage analysis for Bajaj Finance Limited. For the full cash flow conversion analysis, see cash efficiency ratio of Bajaj Finance Limited.
| Year | CF-to-Debt Ratio | Operating CF (INR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2026 | 0.08x | Rs359.17 Billion | Rs4.43 Trillion | ▲ +143.7% |
| 2025 | -0.19x | Rs-681.54 Billion | Rs3.67 Trillion | ▼ -377.6% |
| 2024 | 0.07x | Rs199.92 Billion | Rs2.99 Trillion | ▲ +135.0% |
| 2023 | -0.19x | Rs-421.40 Billion | Rs2.21 Trillion | ▲ +13.0% |
| 2022 | -0.22x | Rs-370.29 Billion | Rs1.69 Trillion | ▼ -3252.0% |
| 2021 | -0.01x | Rs-8.81 Billion | Rs1.35 Trillion | ▲ +96.5% |
| 2020 | -0.18x | Rs-244.26 Billion | Rs1.32 Trillion | ▲ +33.7% |
| 2019 | -0.28x | Rs-291.47 Billion | Rs1.05 Trillion | ▲ +4.2% |
| 2018 | -0.29x | Rs-204.61 Billion | Rs702.79 Billion | ▼ -50.1% |
| 2017 | -0.19x | Rs-104.99 Billion | Rs541.24 Billion | ▲ +22.7% |
| 2016 | -0.25x | Rs-97.92 Billion | Rs390.29 Billion | ▲ +0.5% |
| 2015 | -0.25x | Rs-70.64 Billion | Rs280.11 Billion | ▲ +14.5% |
| 2014 | -0.30x | Rs-60.87 Billion | Rs206.26 Billion | ▼ -30.6% |
| 2013 | -0.23x | Rs-32.66 Billion | Rs144.54 Billion | ▲ +46.1% |
| 2012 | -0.42x | Rs-45.68 Billion | Rs108.93 Billion | ▼ -5.7% |
| 2011 | -0.40x | Rs-28.42 Billion | Rs71.60 Billion | ▲ +6.6% |
| 2010 | -0.42x | Rs-15.60 Billion | Rs36.70 Billion | ▼ -848.6% |
| 2009 | -0.04x | Rs-1.32 Billion | Rs29.54 Billion | ▼ -488.0% |
| 2008 | 0.01x | Rs321.27 Million | Rs27.82 Billion | ▲ +106.2% |
| 2007 | -0.19x | Rs-4.71 Billion | Rs25.46 Billion | ▲ +28.3% |
| 2006 | -0.26x | Rs-4.45 Billion | Rs17.24 Billion | ▼ -3.9% |
| 2005 | -0.25x | Rs-2.85 Billion | Rs11.46 Billion | — |