Bajaj Finance Limited (BAJFINANCE) — Cash Flow-to-Debt Ratio
Bajaj Finance Limited (BAJFINANCE) has a Cash Flow-to-Debt Ratio of -0.07x as of September 2025, meaning its operating cash flow of Rs-295.85 Billion could theoretically repay 0% of its total liabilities (Rs4.04 Trillion) in one year. See BAJFINANCE FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Bajaj Finance Limited Cash Flow-to-Debt Ratio (2005–2025)
Historical debt coverage capacity for Bajaj Finance Limited across 21 annual periods. Also explore BAJFINANCE net asset momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Bajaj Finance Limited (2005–2025)
Year-by-year debt coverage analysis for Bajaj Finance Limited. For market capitalisation and broader financial context, see BAJFINANCE market cap overview.
| Year | CF-to-Debt Ratio | Operating CF (INR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | -0.19x | Rs-681.54 Billion | Rs3.67 Trillion | ▼ -377.6% |
| 2024 | 0.07x | Rs199.92 Billion | Rs2.99 Trillion | ▲ +135.0% |
| 2023 | -0.19x | Rs-421.40 Billion | Rs2.21 Trillion | ▲ +13.0% |
| 2022 | -0.22x | Rs-370.29 Billion | Rs1.69 Trillion | ▼ -3252.0% |
| 2021 | -0.01x | Rs-8.81 Billion | Rs1.35 Trillion | ▲ +96.5% |
| 2020 | -0.18x | Rs-244.26 Billion | Rs1.32 Trillion | ▲ +33.7% |
| 2019 | -0.28x | Rs-291.47 Billion | Rs1.05 Trillion | ▲ +4.2% |
| 2018 | -0.29x | Rs-204.61 Billion | Rs702.79 Billion | ▼ -50.1% |
| 2017 | -0.19x | Rs-104.99 Billion | Rs541.24 Billion | ▲ +22.7% |
| 2016 | -0.25x | Rs-97.92 Billion | Rs390.29 Billion | ▲ +0.5% |
| 2015 | -0.25x | Rs-70.64 Billion | Rs280.11 Billion | ▲ +14.5% |
| 2014 | -0.30x | Rs-60.87 Billion | Rs206.26 Billion | ▼ -30.6% |
| 2013 | -0.23x | Rs-32.66 Billion | Rs144.54 Billion | ▲ +46.1% |
| 2012 | -0.42x | Rs-45.68 Billion | Rs108.93 Billion | ▼ -5.7% |
| 2011 | -0.40x | Rs-28.42 Billion | Rs71.60 Billion | ▲ +6.6% |
| 2010 | -0.42x | Rs-15.60 Billion | Rs36.70 Billion | ▼ -848.6% |
| 2009 | -0.04x | Rs-1.32 Billion | Rs29.54 Billion | ▼ -488.0% |
| 2008 | 0.01x | Rs321.27 Million | Rs27.82 Billion | ▲ +106.2% |
| 2007 | -0.19x | Rs-4.71 Billion | Rs25.46 Billion | ▲ +28.3% |
| 2006 | -0.26x | Rs-4.45 Billion | Rs17.24 Billion | ▼ -3.9% |
| 2005 | -0.25x | Rs-2.85 Billion | Rs11.46 Billion | — |