Bajaj Finance Limited (BAJFINANCE) — Cash Flow-to-Debt Ratio
Bajaj Finance Limited (BAJFINANCE) has a Cash Flow-to-Debt Ratio of -0.07x as of September 2025, meaning its operating cash flow of Rs-295.85 Billion could theoretically repay 0% of its total liabilities (Rs4.04 Trillion) in one year. Explore BAJFINANCE long-term investment intensity to see how much of total assets are deployed in long-term investments.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Bajaj Finance Limited Cash Flow-to-Debt Ratio (2005–2026)
Historical debt coverage capacity for Bajaj Finance Limited across 22 annual periods. Also explore Bajaj Finance Limited assets under control for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for Bajaj Finance Limited (2005–2026)
Year-by-year debt coverage analysis for Bajaj Finance Limited. For market capitalisation and broader financial context, see Bajaj Finance Limited stock valuation.
| Year | CF-to-Debt Ratio | Operating CF (INR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2026 | 0.08x | Rs359.17 Billion | Rs4.43 Trillion | ▲ +143.7% |
| 2025 | -0.19x | Rs-681.54 Billion | Rs3.67 Trillion | ▼ -377.6% |
| 2024 | 0.07x | Rs199.92 Billion | Rs2.99 Trillion | ▲ +135.0% |
| 2023 | -0.19x | Rs-421.40 Billion | Rs2.21 Trillion | ▲ +13.0% |
| 2022 | -0.22x | Rs-370.29 Billion | Rs1.69 Trillion | ▼ -3252.0% |
| 2021 | -0.01x | Rs-8.81 Billion | Rs1.35 Trillion | ▲ +96.5% |
| 2020 | -0.18x | Rs-244.26 Billion | Rs1.32 Trillion | ▲ +33.7% |
| 2019 | -0.28x | Rs-291.47 Billion | Rs1.05 Trillion | ▲ +4.2% |
| 2018 | -0.29x | Rs-204.61 Billion | Rs702.79 Billion | ▼ -50.1% |
| 2017 | -0.19x | Rs-104.99 Billion | Rs541.24 Billion | ▲ +22.7% |
| 2016 | -0.25x | Rs-97.92 Billion | Rs390.29 Billion | ▲ +0.5% |
| 2015 | -0.25x | Rs-70.64 Billion | Rs280.11 Billion | ▲ +14.5% |
| 2014 | -0.30x | Rs-60.87 Billion | Rs206.26 Billion | ▼ -30.6% |
| 2013 | -0.23x | Rs-32.66 Billion | Rs144.54 Billion | ▲ +46.1% |
| 2012 | -0.42x | Rs-45.68 Billion | Rs108.93 Billion | ▼ -5.7% |
| 2011 | -0.40x | Rs-28.42 Billion | Rs71.60 Billion | ▲ +6.6% |
| 2010 | -0.42x | Rs-15.60 Billion | Rs36.70 Billion | ▼ -848.6% |
| 2009 | -0.04x | Rs-1.32 Billion | Rs29.54 Billion | ▼ -488.0% |
| 2008 | 0.01x | Rs321.27 Million | Rs27.82 Billion | ▲ +106.2% |
| 2007 | -0.19x | Rs-4.71 Billion | Rs25.46 Billion | ▲ +28.3% |
| 2006 | -0.26x | Rs-4.45 Billion | Rs17.24 Billion | ▼ -3.9% |
| 2005 | -0.25x | Rs-2.85 Billion | Rs11.46 Billion | — |