Bajaj Finance Limited (BAJFINANCE) — Cash Flow-to-Debt Ratio
Bajaj Finance Limited (BAJFINANCE) has a Cash Flow-to-Debt Ratio of -0.07x as of September 2025, meaning its operating cash flow of Rs-295.85 Billion could theoretically repay 0% of its total liabilities (Rs4.04 Trillion) in one year. See Bajaj Finance Limited free cash flow to debt ratio to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Bajaj Finance Limited Cash Flow-to-Debt Ratio (2005–2026)
Historical debt coverage capacity for Bajaj Finance Limited across 22 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Bajaj Finance Limited.
Annual Cash Flow-to-Debt Ratio for Bajaj Finance Limited (2005–2026)
Year-by-year debt coverage analysis for Bajaj Finance Limited. Check Bajaj Finance Limited (BAJFINANCE) cash earnings ratio to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (INR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2026 | 0.08x | Rs359.17 Billion | Rs4.43 Trillion | ▲ +143.7% |
| 2025 | -0.19x | Rs-681.54 Billion | Rs3.67 Trillion | ▼ -377.6% |
| 2024 | 0.07x | Rs199.92 Billion | Rs2.99 Trillion | ▲ +135.0% |
| 2023 | -0.19x | Rs-421.40 Billion | Rs2.21 Trillion | ▲ +13.0% |
| 2022 | -0.22x | Rs-370.29 Billion | Rs1.69 Trillion | ▼ -3252.0% |
| 2021 | -0.01x | Rs-8.81 Billion | Rs1.35 Trillion | ▲ +96.5% |
| 2020 | -0.18x | Rs-244.26 Billion | Rs1.32 Trillion | ▲ +33.7% |
| 2019 | -0.28x | Rs-291.47 Billion | Rs1.05 Trillion | ▲ +4.2% |
| 2018 | -0.29x | Rs-204.61 Billion | Rs702.79 Billion | ▼ -50.1% |
| 2017 | -0.19x | Rs-104.99 Billion | Rs541.24 Billion | ▲ +22.7% |
| 2016 | -0.25x | Rs-97.92 Billion | Rs390.29 Billion | ▲ +0.5% |
| 2015 | -0.25x | Rs-70.64 Billion | Rs280.11 Billion | ▲ +14.5% |
| 2014 | -0.30x | Rs-60.87 Billion | Rs206.26 Billion | ▼ -30.6% |
| 2013 | -0.23x | Rs-32.66 Billion | Rs144.54 Billion | ▲ +46.1% |
| 2012 | -0.42x | Rs-45.68 Billion | Rs108.93 Billion | ▼ -5.7% |
| 2011 | -0.40x | Rs-28.42 Billion | Rs71.60 Billion | ▲ +6.6% |
| 2010 | -0.42x | Rs-15.60 Billion | Rs36.70 Billion | ▼ -848.6% |
| 2009 | -0.04x | Rs-1.32 Billion | Rs29.54 Billion | ▼ -488.0% |
| 2008 | 0.01x | Rs321.27 Million | Rs27.82 Billion | ▲ +106.2% |
| 2007 | -0.19x | Rs-4.71 Billion | Rs25.46 Billion | ▲ +28.3% |
| 2006 | -0.26x | Rs-4.45 Billion | Rs17.24 Billion | ▼ -3.9% |
| 2005 | -0.25x | Rs-2.85 Billion | Rs11.46 Billion | — |