Bajaj Finance Limited (BAJFINANCE) — Cash Flow Quality Index
Bajaj Finance Limited (BAJFINANCE) has a Cash Flow Quality Index of -6.07x as of September 2025. Operating cash flow of Rs-295.85 Billion is below net income of Rs48.75 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore Bajaj Finance Limited long-term investment intensity to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Bajaj Finance Limited Cash Flow Quality Index (2005–2025)
Historical Cash Flow Quality Index for Bajaj Finance Limited across 21 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Bajaj Finance Limited (BAJFINANCE) tangible net worth to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Bajaj Finance Limited (2005–2025)
Year-by-year earnings quality comparison for Bajaj Finance Limited. For live market cap and the full company financial profile, see BAJFINANCE market cap.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -4.10x | Rs-681.54 Billion | Rs166.38 Billion | ▼ -396.1% |
| 2024 | 1.38x | Rs199.92 Billion | Rs144.51 Billion | ▲ +151.0% |
| 2023 | -2.71x | Rs-421.40 Billion | Rs155.28 Billion | ▲ +30.3% |
| 2022 | -3.90x | Rs-370.29 Billion | Rs95.04 Billion | ▼ -2550.2% |
| 2021 | -0.15x | Rs-8.81 Billion | Rs59.92 Billion | ▲ +95.6% |
| 2020 | -3.34x | Rs-244.26 Billion | Rs73.22 Billion | ▲ +29.3% |
| 2019 | -4.72x | Rs-291.47 Billion | Rs61.79 Billion | ▲ +5.6% |
| 2018 | -5.00x | Rs-204.61 Billion | Rs40.96 Billion | ▼ -34.0% |
| 2017 | -3.73x | Rs-104.99 Billion | Rs28.17 Billion | ▲ +25.2% |
| 2016 | -4.98x | Rs-97.92 Billion | Rs19.65 Billion | ▲ +4.3% |
| 2015 | -5.21x | Rs-70.64 Billion | Rs13.57 Billion | ▲ +6.7% |
| 2014 | -5.58x | Rs-60.87 Billion | Rs10.91 Billion | ▼ -48.9% |
| 2013 | -3.75x | Rs-32.66 Billion | Rs8.72 Billion | ▲ +50.6% |
| 2012 | -7.59x | Rs-45.68 Billion | Rs6.02 Billion | ▲ +1.3% |
| 2011 | -7.68x | Rs-28.42 Billion | Rs3.70 Billion | ▲ +33.9% |
| 2010 | -11.61x | Rs-15.60 Billion | Rs1.34 Billion | ▼ -347.9% |
| 2009 | -2.59x | Rs-1.32 Billion | Rs510.37 Million | ▼ -342.0% |
| 2008 | 1.07x | Rs321.27 Million | Rs299.82 Million | ▲ +116.2% |
| 2007 | -6.61x | Rs-4.71 Billion | Rs712.53 Million | ▲ +18.4% |
| 2006 | -8.10x | Rs-4.45 Billion | Rs549.46 Million | ▼ -86.4% |
| 2005 | -4.35x | Rs-2.85 Billion | Rs654.98 Million | — |