Bajaj Finance Limited Cash Flow Quality Index
Bajaj Finance Limited cash flow quality index. Bajaj Finance Limited (BAJFINANCE) has a Cash Flow Quality Index of -3.09x as of September 2025. Operating cash flow of Rs-295.85 Billion is below net income of Rs95.75 Billion, suggesting accrual-heavy earnings not yet converted to cash. See Bajaj Finance Limited financial flexibility index to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Bajaj Finance Limited (2005–2026)
Cash flow quality index of Bajaj Finance Limited from 2005 to 2026. Historical Cash Flow Quality Index for Bajaj Finance Limited across 22 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore BAJFINANCE cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Bajaj Finance Limited Cash Flow Quality Index by Year (2005–2026)
Bajaj Finance Limited cash flow quality index by year from 2005 to 2026. Year-by-year earnings quality comparison for Bajaj Finance Limited. For the full cash flow conversion analysis, see Bajaj Finance Limited cash conversion from operations.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2026 | 1.89x | Rs359.17 Billion | Rs190.17 Billion | ▲ +146.1% |
| 2025 | -4.10x | Rs-681.54 Billion | Rs166.38 Billion | ▼ -396.1% |
| 2024 | 1.38x | Rs199.92 Billion | Rs144.51 Billion | ▲ +151.0% |
| 2023 | -2.71x | Rs-421.40 Billion | Rs155.28 Billion | ▲ +30.3% |
| 2022 | -3.90x | Rs-370.29 Billion | Rs95.04 Billion | ▼ -2550.2% |
| 2021 | -0.15x | Rs-8.81 Billion | Rs59.92 Billion | ▲ +95.6% |
| 2020 | -3.34x | Rs-244.26 Billion | Rs73.22 Billion | ▲ +29.3% |
| 2019 | -4.72x | Rs-291.47 Billion | Rs61.79 Billion | ▲ +5.6% |
| 2018 | -5.00x | Rs-204.61 Billion | Rs40.96 Billion | ▼ -34.0% |
| 2017 | -3.73x | Rs-104.99 Billion | Rs28.17 Billion | ▲ +25.2% |
| 2016 | -4.98x | Rs-97.92 Billion | Rs19.65 Billion | ▲ +4.3% |
| 2015 | -5.21x | Rs-70.64 Billion | Rs13.57 Billion | ▲ +6.7% |
| 2014 | -5.58x | Rs-60.87 Billion | Rs10.91 Billion | ▼ -48.9% |
| 2013 | -3.75x | Rs-32.66 Billion | Rs8.72 Billion | ▲ +50.6% |
| 2012 | -7.59x | Rs-45.68 Billion | Rs6.02 Billion | ▲ +1.3% |
| 2011 | -7.68x | Rs-28.42 Billion | Rs3.70 Billion | ▲ +33.9% |
| 2010 | -11.61x | Rs-15.60 Billion | Rs1.34 Billion | ▼ -347.9% |
| 2009 | -2.59x | Rs-1.32 Billion | Rs510.37 Million | ▼ -342.0% |
| 2008 | 1.07x | Rs321.27 Million | Rs299.82 Million | ▲ +116.2% |
| 2007 | -6.61x | Rs-4.71 Billion | Rs712.53 Million | ▲ +18.4% |
| 2006 | -8.10x | Rs-4.45 Billion | Rs549.46 Million | ▼ -86.4% |
| 2005 | -4.35x | Rs-2.85 Billion | Rs654.98 Million | — |