Citizens Inc Cash Flow Conversion Efficiency
Citizens Inc cash flow conversion efficiency. Based on the latest financial reports, Citizens Inc (CIA) has a cash flow conversion efficiency ratio of -0.001x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($-323.00K) by net assets ($238.67 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
Cash Flow Conversion Efficiency of Citizens Inc (1989–2025)
Cash flow conversion efficiency of Citizens Inc from 1989 to 2025. This chart illustrates how Citizens Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data. View Citizens Inc stock quote for real-time trading data and today's change.
Citizens Inc Cash Flow Conversion Ratio Explained
Citizens Inc cash flow conversion ratio divides operating cash flow by net assets, so a higher ratio means more cash generated from each unit of shareholder equity.
Citizens Inc Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Citizens Inc ranked by their cash flow conversion efficiency. Also see market value of Citizens Inc for the company's overall valuation and market capitalisation.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Verb Technology Company Inc
NASDAQ:VERB
|
-0.004x |
|
Rhom Bho Property Public Company Limited
BK:TITLE
|
-0.254x |
|
Qinghaihuading Industrial Co Ltd
SHG:600243
|
-0.009x |
|
Mayer Steel Pipe Corp
TW:2020
|
0.070x |
|
Z Squared Inc.
NASDAQ:ZSQR
|
0.012x |
|
SWK Holdings Corp
NASDAQ:SWKH
|
0.004x |
|
Ramada Investimentos e Industria S.A
LS:RAM
|
0.094x |
|
Tornado Global Hydrovacs Ltd
V:TGH
|
0.209x |
Annual Cash Flow Conversion Efficiency for Citizens Inc (1989–2025)
The table below shows the annual cash flow conversion efficiency of Citizens Inc from 1989 to 2025. Review Citizens Inc free cash flow generation to assess how much free cash flow the company generates relative to operating cash flow.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $234.99 Million | $17.99 Million | 0.077x | -49.56% |
| 2024-12-31 | $210.35 Million | $31.92 Million | 0.152x | +18.42% |
| 2023-12-31 | $172.13 Million | $22.06 Million | 0.128x | -71.23% |
| 2022-12-31 | $127.79 Million | $56.92 Million | 0.445x | +252.96% |
| 2021-12-31 | $320.57 Million | $40.45 Million | 0.126x | -22.23% |
| 2020-12-31 | $300.94 Million | $48.83 Million | 0.162x | -41.62% |
| 2019-12-31 | $259.84 Million | $72.22 Million | 0.278x | -38.33% |
| 2018-12-31 | $187.73 Million | $84.62 Million | 0.451x | +8.32% |
| 2017-12-31 | $223.51 Million | $93.01 Million | 0.416x | +1.36% |
| 2016-12-31 | $249.10 Million | $102.27 Million | 0.411x | +14.25% |
| 2015-12-31 | $242.52 Million | $87.15 Million | 0.359x | -5.20% |
| 2014-12-31 | $258.36 Million | $97.93 Million | 0.379x | +14.45% |
| 2013-12-31 | $245.81 Million | $81.41 Million | 0.331x | +25.80% |
| 2012-12-31 | $263.11 Million | $69.27 Million | 0.263x | +4.72% |
| 2011-12-31 | $255.69 Million | $64.28 Million | 0.251x | -5.47% |
| 2010-12-31 | $227.63 Million | $60.54 Million | 0.266x | +10.31% |
| 2009-12-31 | $216.07 Million | $52.09 Million | 0.241x | -10.93% |
| 2008-12-31 | $171.54 Million | $46.43 Million | 0.271x | +25.75% |
| 2007-12-31 | $176.16 Million | $37.92 Million | 0.215x | -23.10% |
| 2006-12-31 | $139.61 Million | $39.08 Million | 0.280x | +11.10% |
| 2005-12-31 | $136.96 Million | $34.51 Million | 0.252x | +259.54% |
| 2004-12-31 | $135.13 Million | $9.47 Million | 0.070x | -34.70% |
| 2003-12-31 | $127.03 Million | $13.63 Million | 0.107x | +3.08% |
| 2002-12-31 | $101.79 Million | $10.60 Million | 0.104x | -40.71% |
| 2001-12-31 | $82.72 Million | $14.52 Million | 0.176x | +44.38% |
| 2000-12-31 | $77.31 Million | $9.40 Million | 0.122x | +15.15% |
| 1999-12-31 | $72.27 Million | $7.63 Million | 0.106x | -39.78% |
| 1998-12-31 | $74.90 Million | $13.14 Million | 0.175x | +0.21% |
| 1997-12-31 | $79.58 Million | $13.93 Million | 0.175x | -2.00% |
| 1996-12-31 | $66.88 Million | $11.94 Million | 0.179x | -22.61% |
| 1995-12-31 | $35.10 Million | $8.10 Million | 0.231x | 0.00% |
| 1994-12-31 | $35.10 Million | $8.10 Million | 0.231x | -36.59% |
| 1993-12-31 | $28.30 Million | $10.30 Million | 0.364x | +27.67% |
| 1992-12-31 | $22.80 Million | $6.50 Million | 0.285x | -45.87% |
| 1991-12-31 | $13.10 Million | $6.90 Million | 0.527x | +8.04% |
| 1990-12-31 | $8.00 Million | $3.90 Million | 0.488x | +21.87% |
| 1989-12-31 | $6.50 Million | $2.60 Million | 0.400x | -- |
About Citizens Inc
Citizens, Inc., is a diversified financial services company providing life, living benefits and final expense insurance and other financial products to individuals and small businesses in the U.S., Latin America, and Asia. The company operates in two segments, Life Insurance and Home Service Insurance. The Life Insurance segment sells U.S. dollar-denominated whole life insurance, endowment, and c… Read more