Citizens Inc (CIA) - Cash Flow Conversion Efficiency

Latest as of March 2026: -0.001x

Based on the latest financial reports, Citizens Inc (CIA) has a cash flow conversion efficiency ratio of -0.001x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($-323.00K) by net assets ($238.67 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See Citizens Inc balance sheet independence to measure how much of total assets are equity-financed.

Citizens Inc - Cash Flow Conversion Efficiency Trend (1989–2025)

This chart illustrates how Citizens Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check Citizens Inc (CIA) cash earnings ratio to evaluate the quality of earnings relative to operating cash generation.

Citizens Inc Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Citizens Inc ranked by their cash flow conversion efficiency.

Company Cash Flow Conversion Efficiency
Space Asset Acquisition Corp. Class A Ordinary Shares
NASDAQ:SAAQ
N/A
agilon health Inc
NYSE:AGL
-0.162x
Jaya Tiasa Holdings Bhd
KLSE:4383
0.046x
MegaStudyEdu Co. Ltd
KQ:215200
0.132x
Arima Real Estate SOCIMI SA
MC:ARM
0.000x
Jiangxi Everbright Measurement Cont
SHE:300906
0.007x
Lightbridge Corp
NASDAQ:LTBR
-0.022x
Talon Capital Corp. Class A Ordinary Shares
NASDAQ:TLNC
N/A

Annual Cash Flow Conversion Efficiency for Citizens Inc (1989–2025)

The table below shows the annual cash flow conversion efficiency of Citizens Inc from 1989 to 2025. For the full company profile with market capitalisation and key ratios, see CIA company net worth.

Year Net Assets Operating Cash Flow Cash Flow Conversion Efficiency Change
2025-12-31 $234.99 Million $17.99 Million 0.077x -49.56%
2024-12-31 $210.35 Million $31.92 Million 0.152x +18.42%
2023-12-31 $172.13 Million $22.06 Million 0.128x -71.23%
2022-12-31 $127.79 Million $56.92 Million 0.445x +252.96%
2021-12-31 $320.57 Million $40.45 Million 0.126x -22.23%
2020-12-31 $300.94 Million $48.83 Million 0.162x -41.62%
2019-12-31 $259.84 Million $72.22 Million 0.278x -38.33%
2018-12-31 $187.73 Million $84.62 Million 0.451x +8.32%
2017-12-31 $223.51 Million $93.01 Million 0.416x +1.36%
2016-12-31 $249.10 Million $102.27 Million 0.411x +14.25%
2015-12-31 $242.52 Million $87.15 Million 0.359x -5.20%
2014-12-31 $258.36 Million $97.93 Million 0.379x +14.45%
2013-12-31 $245.81 Million $81.41 Million 0.331x +25.80%
2012-12-31 $263.11 Million $69.27 Million 0.263x +4.72%
2011-12-31 $255.69 Million $64.28 Million 0.251x -5.47%
2010-12-31 $227.63 Million $60.54 Million 0.266x +10.31%
2009-12-31 $216.07 Million $52.09 Million 0.241x -10.93%
2008-12-31 $171.54 Million $46.43 Million 0.271x +25.75%
2007-12-31 $176.16 Million $37.92 Million 0.215x -23.10%
2006-12-31 $139.61 Million $39.08 Million 0.280x +11.10%
2005-12-31 $136.96 Million $34.51 Million 0.252x +259.54%
2004-12-31 $135.13 Million $9.47 Million 0.070x -34.70%
2003-12-31 $127.03 Million $13.63 Million 0.107x +3.08%
2002-12-31 $101.79 Million $10.60 Million 0.104x -40.71%
2001-12-31 $82.72 Million $14.52 Million 0.176x +44.38%
2000-12-31 $77.31 Million $9.40 Million 0.122x +15.15%
1999-12-31 $72.27 Million $7.63 Million 0.106x -39.78%
1998-12-31 $74.90 Million $13.14 Million 0.175x +0.21%
1997-12-31 $79.58 Million $13.93 Million 0.175x -2.00%
1996-12-31 $66.88 Million $11.94 Million 0.179x -22.61%
1995-12-31 $35.10 Million $8.10 Million 0.231x 0.00%
1994-12-31 $35.10 Million $8.10 Million 0.231x -36.59%
1993-12-31 $28.30 Million $10.30 Million 0.364x +27.67%
1992-12-31 $22.80 Million $6.50 Million 0.285x -45.87%
1991-12-31 $13.10 Million $6.90 Million 0.527x +8.04%
1990-12-31 $8.00 Million $3.90 Million 0.488x +21.87%
1989-12-31 $6.50 Million $2.60 Million 0.400x --

About Citizens Inc

NYSE:CIA USA Insurance - Life
Market Cap
$264.40 Million
Market Cap Rank
#15286 Global
#3610 in USA
Share Price
$5.23
Change (1 day)
-1.32%
52-Week Range
$3.82 - $6.38
All Time High
$11.69
About

Citizens, Inc., is a diversified financial services company providing life, living benefits and final expense insurance and other financial products to individuals and small businesses in the U.S., Latin America, and Asia. The company operates in two segments, Life Insurance and Home Service Insurance. The Life Insurance segment sells U.S. dollar-denominated whole life insurance, endowment, and c… Read more