Citizens Inc (CIA) — Financial Flexibility Index
Citizens Inc (CIA) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of $3.00K (operating CF $-323.00K minus capex $326.00K) represents 0% of total liabilities ($1.49 Billion). Check Citizens Inc strategic asset allocation index to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Citizens Inc Financial Flexibility Index (1989–2025)
Historical Financial Flexibility Index trend for Citizens Inc across 37 annual periods. See Citizens Inc working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Citizens Inc (1989–2025)
Year-by-year free cash flow to debt coverage for Citizens Inc. For the full company profile including market capitalisation, see Citizens Inc stock valuation.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $18.43 Million | $17.99 Million | $1.52 Billion | ▼ -45.1% |
| 2024 | 0.02x | $32.58 Million | $31.92 Million | $1.47 Billion | ▲ +47.0% |
| 2023 | 0.02x | $22.50 Million | $22.06 Million | $1.50 Billion | ▼ -61.4% |
| 2022 | 0.04x | $57.02 Million | $56.92 Million | $1.46 Billion | ▲ +44.2% |
| 2021 | 0.03x | $41.46 Million | $40.45 Million | $1.53 Billion | ▼ -15.0% |
| 2020 | 0.03x | $49.05 Million | $48.83 Million | $1.54 Billion | ▼ -35.1% |
| 2019 | 0.05x | $72.73 Million | $72.22 Million | $1.49 Billion | ▼ -18.1% |
| 2018 | 0.06x | $85.34 Million | $84.62 Million | $1.43 Billion | ▼ -10.0% |
| 2017 | 0.07x | $94.34 Million | $93.01 Million | $1.42 Billion | ▼ -15.2% |
| 2016 | 0.08x | $104.48 Million | $102.27 Million | $1.33 Billion | ▲ +10.8% |
| 2015 | 0.07x | $87.74 Million | $87.15 Million | $1.24 Billion | ▼ -16.8% |
| 2014 | 0.08x | $98.42 Million | $97.93 Million | $1.16 Billion | ▲ +0.7% |
| 2013 | 0.08x | $81.81 Million | $81.41 Million | $970.47 Million | ▲ +10.0% |
| 2012 | 0.08x | $69.89 Million | $69.27 Million | $911.84 Million | ▼ -3.1% |
| 2011 | 0.08x | $66.08 Million | $64.28 Million | $835.59 Million | ▼ -4.6% |
| 2010 | 0.08x | $62.91 Million | $60.54 Million | $758.87 Million | ▲ +7.5% |
| 2009 | 0.08x | $54.83 Million | $52.09 Million | $711.25 Million | ▲ +7.1% |
| 2008 | 0.07x | $47.54 Million | $46.43 Million | $660.74 Million | ▲ +4.1% |
| 2007 | 0.07x | $42.27 Million | $37.92 Million | $611.75 Million | ▼ -2.1% |
| 2006 | 0.07x | $40.35 Million | $39.08 Million | $571.57 Million | ▲ +6.1% |
| 2005 | 0.07x | $34.94 Million | $34.51 Million | $524.93 Million | ▲ +170.3% |
| 2004 | 0.02x | $12.95 Million | $9.47 Million | $526.08 Million | ▼ -56.4% |
| 2003 | 0.06x | $14.86 Million | $13.63 Million | $263.07 Million | ▲ +14.4% |
| 2002 | 0.05x | $11.08 Million | $10.60 Million | $224.50 Million | ▼ -38.6% |
| 2001 | 0.08x | $16.02 Million | $14.52 Million | $199.36 Million | ▲ +46.1% |
| 2000 | 0.05x | $10.48 Million | $9.40 Million | $190.53 Million | ▲ +20.6% |
| 1999 | 0.05x | $8.35 Million | $7.63 Million | $183.22 Million | ▼ -42.6% |
| 1998 | 0.08x | $14.16 Million | $13.14 Million | $178.48 Million | ▼ -4.5% |
| 1997 | 0.08x | $14.12 Million | $13.93 Million | $169.94 Million | ▼ -2.9% |
| 1996 | 0.09x | $12.64 Million | $11.94 Million | $147.57 Million | ▲ +5.6% |
| 1995 | 0.08x | $9.30 Million | $8.10 Million | $114.70 Million | ▲ +0.0% |
| 1994 | 0.08x | $9.30 Million | $8.10 Million | $114.70 Million | ▼ -30.3% |
| 1993 | 0.12x | $12.30 Million | $10.30 Million | $105.80 Million | ▲ +60.1% |
| 1992 | 0.07x | $6.50 Million | $6.50 Million | $89.50 Million | ▼ -33.4% |
| 1991 | 0.11x | $6.90 Million | $6.90 Million | $63.30 Million | ▲ +50.1% |
| 1990 | 0.07x | $3.90 Million | $3.90 Million | $53.70 Million | ▲ +33.8% |
| 1989 | 0.05x | $2.60 Million | $2.60 Million | $47.90 Million | — |