Citizens Inc Financial Flexibility Index
Citizens Inc financial flexibility index. Citizens Inc (CIA) has a Financial Flexibility Index of 0.00x as of June 2026. Free cash flow of $2.08 Million (operating CF $1.72 Million minus capex $361.00K) represents 0% of total liabilities ($1.47 Billion). See Citizens Inc (CIA) free cash flow to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Citizens Inc (1989–2025)
Financial flexibility index of Citizens Inc from 1989 to 2025. Historical Financial Flexibility Index trend for Citizens Inc across 37 annual periods. Check CIA cash flow quality score to evaluate the quality of earnings relative to operating cash generation.
Citizens Inc Financial Flexibility Index by Year (1989–2025)
Citizens Inc financial flexibility index by year from 1989 to 2025. Year-by-year free cash flow to debt coverage for Citizens Inc. For the full cash flow conversion analysis, see Citizens Inc cash flow conversion.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $18.43 Million | $17.99 Million | $1.52 Billion | ▼ -45.1% |
| 2024 | 0.02x | $32.58 Million | $31.92 Million | $1.47 Billion | ▲ +47.0% |
| 2023 | 0.02x | $22.50 Million | $22.06 Million | $1.50 Billion | ▼ -61.4% |
| 2022 | 0.04x | $57.02 Million | $56.92 Million | $1.46 Billion | ▲ +44.2% |
| 2021 | 0.03x | $41.46 Million | $40.45 Million | $1.53 Billion | ▼ -15.0% |
| 2020 | 0.03x | $49.05 Million | $48.83 Million | $1.54 Billion | ▼ -35.1% |
| 2019 | 0.05x | $72.73 Million | $72.22 Million | $1.49 Billion | ▼ -18.1% |
| 2018 | 0.06x | $85.34 Million | $84.62 Million | $1.43 Billion | ▼ -10.0% |
| 2017 | 0.07x | $94.34 Million | $93.01 Million | $1.42 Billion | ▼ -15.2% |
| 2016 | 0.08x | $104.48 Million | $102.27 Million | $1.33 Billion | ▲ +10.8% |
| 2015 | 0.07x | $87.74 Million | $87.15 Million | $1.24 Billion | ▼ -16.8% |
| 2014 | 0.08x | $98.42 Million | $97.93 Million | $1.16 Billion | ▲ +0.7% |
| 2013 | 0.08x | $81.81 Million | $81.41 Million | $970.47 Million | ▲ +10.0% |
| 2012 | 0.08x | $69.89 Million | $69.27 Million | $911.84 Million | ▼ -3.1% |
| 2011 | 0.08x | $66.08 Million | $64.28 Million | $835.59 Million | ▼ -4.6% |
| 2010 | 0.08x | $62.91 Million | $60.54 Million | $758.87 Million | ▲ +7.5% |
| 2009 | 0.08x | $54.83 Million | $52.09 Million | $711.25 Million | ▲ +7.1% |
| 2008 | 0.07x | $47.54 Million | $46.43 Million | $660.74 Million | ▲ +4.1% |
| 2007 | 0.07x | $42.27 Million | $37.92 Million | $611.75 Million | ▼ -2.1% |
| 2006 | 0.07x | $40.35 Million | $39.08 Million | $571.57 Million | ▲ +6.1% |
| 2005 | 0.07x | $34.94 Million | $34.51 Million | $524.93 Million | ▲ +170.3% |
| 2004 | 0.02x | $12.95 Million | $9.47 Million | $526.08 Million | ▼ -56.4% |
| 2003 | 0.06x | $14.86 Million | $13.63 Million | $263.07 Million | ▲ +14.4% |
| 2002 | 0.05x | $11.08 Million | $10.60 Million | $224.50 Million | ▼ -38.6% |
| 2001 | 0.08x | $16.02 Million | $14.52 Million | $199.36 Million | ▲ +46.1% |
| 2000 | 0.05x | $10.48 Million | $9.40 Million | $190.53 Million | ▲ +20.6% |
| 1999 | 0.05x | $8.35 Million | $7.63 Million | $183.22 Million | ▼ -42.6% |
| 1998 | 0.08x | $14.16 Million | $13.14 Million | $178.48 Million | ▼ -4.5% |
| 1997 | 0.08x | $14.12 Million | $13.93 Million | $169.94 Million | ▼ -2.9% |
| 1996 | 0.09x | $12.64 Million | $11.94 Million | $147.57 Million | ▲ +5.6% |
| 1995 | 0.08x | $9.30 Million | $8.10 Million | $114.70 Million | ▲ +0.0% |
| 1994 | 0.08x | $9.30 Million | $8.10 Million | $114.70 Million | ▼ -30.3% |
| 1993 | 0.12x | $12.30 Million | $10.30 Million | $105.80 Million | ▲ +60.1% |
| 1992 | 0.07x | $6.50 Million | $6.50 Million | $89.50 Million | ▼ -33.4% |
| 1991 | 0.11x | $6.90 Million | $6.90 Million | $63.30 Million | ▲ +50.1% |
| 1990 | 0.07x | $3.90 Million | $3.90 Million | $53.70 Million | ▲ +33.8% |
| 1989 | 0.05x | $2.60 Million | $2.60 Million | $47.90 Million | — |