Citizens Inc (CIA) — Financial Flexibility Index
Citizens Inc (CIA) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of $3.00K (operating CF $-323.00K minus capex $326.00K) represents 0% of total liabilities ($1.51 Billion). Also explore CIA net asset momentum to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Citizens Inc Financial Flexibility Index (1989–2025)
Historical Financial Flexibility Index trend for Citizens Inc across 37 annual periods. Check Citizens Inc (CIA) strategic investment index to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for Citizens Inc (1989–2025)
Year-by-year free cash flow to debt coverage for Citizens Inc. For the full company profile including market capitalisation, see market cap of Citizens Inc.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $18.43 Million | $17.99 Million | $1.52 Billion | ▼ -45.1% |
| 2024 | 0.02x | $32.58 Million | $31.92 Million | $1.47 Billion | ▲ +47.0% |
| 2023 | 0.02x | $22.50 Million | $22.06 Million | $1.50 Billion | ▼ -61.4% |
| 2022 | 0.04x | $57.02 Million | $56.92 Million | $1.46 Billion | ▲ +44.2% |
| 2021 | 0.03x | $41.46 Million | $40.45 Million | $1.53 Billion | ▼ -15.0% |
| 2020 | 0.03x | $49.05 Million | $48.83 Million | $1.54 Billion | ▼ -35.1% |
| 2019 | 0.05x | $72.73 Million | $72.22 Million | $1.49 Billion | ▼ -18.1% |
| 2018 | 0.06x | $85.34 Million | $84.62 Million | $1.43 Billion | ▼ -10.0% |
| 2017 | 0.07x | $94.34 Million | $93.01 Million | $1.42 Billion | ▼ -15.2% |
| 2016 | 0.08x | $104.48 Million | $102.27 Million | $1.33 Billion | ▲ +10.8% |
| 2015 | 0.07x | $87.74 Million | $87.15 Million | $1.24 Billion | ▼ -16.8% |
| 2014 | 0.08x | $98.42 Million | $97.93 Million | $1.16 Billion | ▲ +0.7% |
| 2013 | 0.08x | $81.81 Million | $81.41 Million | $970.47 Million | ▲ +10.0% |
| 2012 | 0.08x | $69.89 Million | $69.27 Million | $911.84 Million | ▼ -3.1% |
| 2011 | 0.08x | $66.08 Million | $64.28 Million | $835.59 Million | ▼ -4.6% |
| 2010 | 0.08x | $62.91 Million | $60.54 Million | $758.87 Million | ▲ +7.5% |
| 2009 | 0.08x | $54.83 Million | $52.09 Million | $711.25 Million | ▲ +7.1% |
| 2008 | 0.07x | $47.54 Million | $46.43 Million | $660.74 Million | ▲ +4.1% |
| 2007 | 0.07x | $42.27 Million | $37.92 Million | $611.75 Million | ▼ -2.1% |
| 2006 | 0.07x | $40.35 Million | $39.08 Million | $571.57 Million | ▲ +6.1% |
| 2005 | 0.07x | $34.94 Million | $34.51 Million | $524.93 Million | ▲ +170.3% |
| 2004 | 0.02x | $12.95 Million | $9.47 Million | $526.08 Million | ▼ -56.4% |
| 2003 | 0.06x | $14.86 Million | $13.63 Million | $263.07 Million | ▲ +14.4% |
| 2002 | 0.05x | $11.08 Million | $10.60 Million | $224.50 Million | ▼ -38.6% |
| 2001 | 0.08x | $16.02 Million | $14.52 Million | $199.36 Million | ▲ +46.1% |
| 2000 | 0.05x | $10.48 Million | $9.40 Million | $190.53 Million | ▲ +20.6% |
| 1999 | 0.05x | $8.35 Million | $7.63 Million | $183.22 Million | ▼ -42.6% |
| 1998 | 0.08x | $14.16 Million | $13.14 Million | $178.48 Million | ▼ -4.5% |
| 1997 | 0.08x | $14.12 Million | $13.93 Million | $169.94 Million | ▼ -2.9% |
| 1996 | 0.09x | $12.64 Million | $11.94 Million | $147.57 Million | ▲ +5.6% |
| 1995 | 0.08x | $9.30 Million | $8.10 Million | $114.70 Million | ▲ +0.0% |
| 1994 | 0.08x | $9.30 Million | $8.10 Million | $114.70 Million | ▼ -30.3% |
| 1993 | 0.12x | $12.30 Million | $10.30 Million | $105.80 Million | ▲ +60.1% |
| 1992 | 0.07x | $6.50 Million | $6.50 Million | $89.50 Million | ▼ -33.4% |
| 1991 | 0.11x | $6.90 Million | $6.90 Million | $63.30 Million | ▲ +50.1% |
| 1990 | 0.07x | $3.90 Million | $3.90 Million | $53.70 Million | ▲ +33.8% |
| 1989 | 0.05x | $2.60 Million | $2.60 Million | $47.90 Million | — |