Citizens Inc (CIA) — Financial Flexibility Index
Citizens Inc (CIA) has a Financial Flexibility Index of 0.00x as of June 2026. Free cash flow of $2.08 Million (operating CF $1.72 Million minus capex $361.00K) represents 0% of total liabilities ($1.47 Billion). Check cash flow reinvestment rate of Citizens Inc to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Citizens Inc Financial Flexibility Index (1989–2025)
Historical Financial Flexibility Index trend for Citizens Inc across 37 annual periods. For the full cash flow conversion analysis, see how efficiently does Citizens Inc generate cash.
Annual Financial Flexibility Index for Citizens Inc (1989–2025)
Year-by-year free cash flow to debt coverage for Citizens Inc. Explore Citizens Inc cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $18.43 Million | $17.99 Million | $1.52 Billion | ▼ -45.1% |
| 2024 | 0.02x | $32.58 Million | $31.92 Million | $1.47 Billion | ▲ +47.0% |
| 2023 | 0.02x | $22.50 Million | $22.06 Million | $1.50 Billion | ▼ -61.4% |
| 2022 | 0.04x | $57.02 Million | $56.92 Million | $1.46 Billion | ▲ +44.2% |
| 2021 | 0.03x | $41.46 Million | $40.45 Million | $1.53 Billion | ▼ -15.0% |
| 2020 | 0.03x | $49.05 Million | $48.83 Million | $1.54 Billion | ▼ -35.1% |
| 2019 | 0.05x | $72.73 Million | $72.22 Million | $1.49 Billion | ▼ -18.1% |
| 2018 | 0.06x | $85.34 Million | $84.62 Million | $1.43 Billion | ▼ -10.0% |
| 2017 | 0.07x | $94.34 Million | $93.01 Million | $1.42 Billion | ▼ -15.2% |
| 2016 | 0.08x | $104.48 Million | $102.27 Million | $1.33 Billion | ▲ +10.8% |
| 2015 | 0.07x | $87.74 Million | $87.15 Million | $1.24 Billion | ▼ -16.8% |
| 2014 | 0.08x | $98.42 Million | $97.93 Million | $1.16 Billion | ▲ +0.7% |
| 2013 | 0.08x | $81.81 Million | $81.41 Million | $970.47 Million | ▲ +10.0% |
| 2012 | 0.08x | $69.89 Million | $69.27 Million | $911.84 Million | ▼ -3.1% |
| 2011 | 0.08x | $66.08 Million | $64.28 Million | $835.59 Million | ▼ -4.6% |
| 2010 | 0.08x | $62.91 Million | $60.54 Million | $758.87 Million | ▲ +7.5% |
| 2009 | 0.08x | $54.83 Million | $52.09 Million | $711.25 Million | ▲ +7.1% |
| 2008 | 0.07x | $47.54 Million | $46.43 Million | $660.74 Million | ▲ +4.1% |
| 2007 | 0.07x | $42.27 Million | $37.92 Million | $611.75 Million | ▼ -2.1% |
| 2006 | 0.07x | $40.35 Million | $39.08 Million | $571.57 Million | ▲ +6.1% |
| 2005 | 0.07x | $34.94 Million | $34.51 Million | $524.93 Million | ▲ +170.3% |
| 2004 | 0.02x | $12.95 Million | $9.47 Million | $526.08 Million | ▼ -56.4% |
| 2003 | 0.06x | $14.86 Million | $13.63 Million | $263.07 Million | ▲ +14.4% |
| 2002 | 0.05x | $11.08 Million | $10.60 Million | $224.50 Million | ▼ -38.6% |
| 2001 | 0.08x | $16.02 Million | $14.52 Million | $199.36 Million | ▲ +46.1% |
| 2000 | 0.05x | $10.48 Million | $9.40 Million | $190.53 Million | ▲ +20.6% |
| 1999 | 0.05x | $8.35 Million | $7.63 Million | $183.22 Million | ▼ -42.6% |
| 1998 | 0.08x | $14.16 Million | $13.14 Million | $178.48 Million | ▼ -4.5% |
| 1997 | 0.08x | $14.12 Million | $13.93 Million | $169.94 Million | ▼ -2.9% |
| 1996 | 0.09x | $12.64 Million | $11.94 Million | $147.57 Million | ▲ +5.6% |
| 1995 | 0.08x | $9.30 Million | $8.10 Million | $114.70 Million | ▲ +0.0% |
| 1994 | 0.08x | $9.30 Million | $8.10 Million | $114.70 Million | ▼ -30.3% |
| 1993 | 0.12x | $12.30 Million | $10.30 Million | $105.80 Million | ▲ +60.1% |
| 1992 | 0.07x | $6.50 Million | $6.50 Million | $89.50 Million | ▼ -33.4% |
| 1991 | 0.11x | $6.90 Million | $6.90 Million | $63.30 Million | ▲ +50.1% |
| 1990 | 0.07x | $3.90 Million | $3.90 Million | $53.70 Million | ▲ +33.8% |
| 1989 | 0.05x | $2.60 Million | $2.60 Million | $47.90 Million | — |