Citizens Inc (CIA) — Net Asset Quality Index

Latest as of March 2026: 13.7%

Citizens Inc (CIA) has a Net Asset Quality Index of 13.7% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $1.74 Billion minus total liabilities of $1.51 Billion yields net assets of $238.67 Million. A higher index indicates a stronger, lower-leverage balance sheet. Check CIA asset liquidity ratio to evaluate the company's liquid asset resilience ratio.

Quality Index

13.7%
Equity / Total Assets

Net Assets

$238.67 Million
USD

Total Assets

$1.74 Billion
USD

Total Liabilities

$1.51 Billion
USD

Citizens Inc Net Asset Quality Index Over Time (1987–2025)

This chart shows how Citizens Inc's Net Asset Quality Index has evolved across 39 annual periods from 1987 to 2025. As of March 2026, the index stands at 13.7%, representing net assets of $238.67 Million against total assets of $1.74 Billion USD. See how liquid is Citizens Inc's working capital to evaluate short-term liquidity relative to the company's equity base.

Annual Net Asset Quality Index for Citizens Inc (1987–2025)

The table below presents the year-by-year Net Asset Quality Index for Citizens Inc from 1987 to 2025, covering 39 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see Citizens Inc (CIA) total market value.

Year Quality Index Net Assets (USD) Total Assets Total Liabilities Change (pp)
2025 13.4% $234.99 Million $1.75 Billion $1.52 Billion ▲ +0.9 pp
2024 12.5% $210.35 Million $1.69 Billion $1.47 Billion ▲ +2.2 pp
2023 10.3% $172.13 Million $1.67 Billion $1.50 Billion ▲ +2.3 pp
2022 8.0% $127.79 Million $1.59 Billion $1.46 Billion ▼ -9.3 pp
2021 17.3% $320.57 Million $1.85 Billion $1.53 Billion ▲ +1.0 pp
2020 16.3% $300.94 Million $1.84 Billion $1.54 Billion ▲ +1.4 pp
2019 14.9% $259.84 Million $1.74 Billion $1.49 Billion ▲ +3.3 pp
2018 11.6% $187.73 Million $1.62 Billion $1.43 Billion ▼ -2.0 pp
2017 13.6% $223.51 Million $1.64 Billion $1.42 Billion ▼ -2.1 pp
2016 15.7% $249.10 Million $1.58 Billion $1.33 Billion ▼ -0.6 pp
2015 16.3% $242.52 Million $1.48 Billion $1.24 Billion ▼ -1.9 pp
2014 18.2% $258.36 Million $1.42 Billion $1.16 Billion ▼ -2.0 pp
2013 20.2% $245.81 Million $1.22 Billion $970.47 Million ▼ -2.2 pp
2012 22.4% $263.11 Million $1.17 Billion $911.84 Million ▼ -1.0 pp
2011 23.4% $255.69 Million $1.09 Billion $835.59 Million ▲ +0.4 pp
2010 23.1% $227.63 Million $986.51 Million $758.87 Million ▼ -0.2 pp
2009 23.3% $216.07 Million $927.33 Million $711.25 Million ▲ +2.7 pp
2008 20.6% $171.54 Million $832.28 Million $660.74 Million ▼ -1.7 pp
2007 22.4% $176.16 Million $787.91 Million $611.75 Million ▲ +2.7 pp
2006 19.6% $139.61 Million $711.18 Million $571.57 Million ▼ -1.1 pp
2005 20.7% $136.96 Million $661.89 Million $524.93 Million ▲ +0.3 pp
2004 20.4% $135.13 Million $661.21 Million $526.08 Million ▼ -12.1 pp
2003 32.6% $127.03 Million $390.09 Million $263.07 Million ▲ +1.4 pp
2002 31.2% $101.79 Million $326.29 Million $224.50 Million ▲ +1.9 pp
2001 29.3% $82.72 Million $282.09 Million $199.36 Million ▲ +0.5 pp
2000 28.9% $77.31 Million $267.84 Million $190.53 Million ▲ +0.6 pp
1999 28.3% $72.27 Million $255.48 Million $183.22 Million ▼ -1.3 pp
1998 29.6% $74.90 Million $253.38 Million $178.48 Million ▼ -2.3 pp
1997 31.9% $79.58 Million $249.52 Million $169.94 Million ▲ +0.7 pp
1996 31.2% $66.88 Million $214.45 Million $147.57 Million ▲ +7.8 pp
1995 23.4% $35.10 Million $149.80 Million $114.70 Million ▲ +0.0 pp
1994 23.4% $35.10 Million $149.80 Million $114.70 Million ▲ +2.3 pp
1993 21.1% $28.30 Million $134.10 Million $105.80 Million ▲ +0.8 pp
1992 20.3% $22.80 Million $112.30 Million $89.50 Million ▲ +3.2 pp
1991 17.1% $13.10 Million $76.40 Million $63.30 Million ▲ +4.2 pp
1990 13.0% $8.00 Million $61.70 Million $53.70 Million ▲ +1.0 pp
1989 11.9% $6.50 Million $54.40 Million $47.90 Million ▲ +1.5 pp
1988 10.4% $4.70 Million $45.00 Million $40.30 Million ▼ -9.9 pp
1987 20.3% $1.20 Million $5.90 Million $4.70 Million
pp = percentage points