Citizens Inc (CIA) - Total Liabilities
Based on the latest financial reports, Citizens Inc (CIA) has total liabilities worth $1.49 Billion USD as of March 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Also explore net asset growth rate of Citizens Inc to track the company's year-over-year net asset growth rate.
Citizens Inc - Total Liabilities Trend (1987–2025)
This chart illustrates how Citizens Inc's total liabilities have evolved over time, based on quarterly financial data. See Citizens Inc free cash flow ratio to measure how efficiently the company converts operating cash flow to free cash.
Citizens Inc Competitors by Total Liabilities
The table below lists competitors of Citizens Inc ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
MegaStudyEdu Co. Ltd
KQ:215200
|
Korea | ₩460.86 Billion |
|
Jaya Tiasa Holdings Bhd
KLSE:4383
|
Malaysia | RM362.93 Million |
|
agilon health Inc
NYSE:AGL
|
USA | $1.14 Billion |
|
Space Asset Acquisition Corp. Class A Ordinary Shares
NASDAQ:SAAQ
|
USA | $90.06K |
|
Arima Real Estate SOCIMI SA
MC:ARM
|
Spain | €256.53 Million |
|
Jiangxi Everbright Measurement Cont
SHE:300906
|
China | CN¥121.76 Million |
|
Lightbridge Corp
NASDAQ:LTBR
|
USA | $1.29 Million |
|
Talon Capital Corp. Class A Ordinary Shares
NASDAQ:TLNC
|
USA | $10.37 Million |
Liability Composition Analysis (1987–2025)
This chart breaks down Citizens Inc's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see CIA market cap overview.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | N/A | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 6.25 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.86 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Citizens Inc's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Citizens Inc (1987–2025)
The table below shows the annual total liabilities of Citizens Inc from 1987 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $1.52 Billion | +3.04% |
| 2024-12-31 | $1.47 Billion | -1.46% |
| 2023-12-31 | $1.50 Billion | +2.32% |
| 2022-12-31 | $1.46 Billion | -4.63% |
| 2021-12-31 | $1.53 Billion | -0.55% |
| 2020-12-31 | $1.54 Billion | +3.86% |
| 2019-12-31 | $1.49 Billion | +4.01% |
| 2018-12-31 | $1.43 Billion | +0.48% |
| 2017-12-31 | $1.42 Billion | +6.47% |
| 2016-12-31 | $1.33 Billion | +7.49% |
| 2015-12-31 | $1.24 Billion | +7.10% |
| 2014-12-31 | $1.16 Billion | +19.45% |
| 2013-12-31 | $970.47 Million | +6.43% |
| 2012-12-31 | $911.84 Million | +9.13% |
| 2011-12-31 | $835.59 Million | +10.11% |
| 2010-12-31 | $758.87 Million | +6.70% |
| 2009-12-31 | $711.25 Million | +7.65% |
| 2008-12-31 | $660.74 Million | +8.01% |
| 2007-12-31 | $611.75 Million | +7.03% |
| 2006-12-31 | $571.57 Million | +8.89% |
| 2005-12-31 | $524.93 Million | -0.22% |
| 2004-12-31 | $526.08 Million | +99.98% |
| 2003-12-31 | $263.07 Million | +17.18% |
| 2002-12-31 | $224.50 Million | +12.61% |
| 2001-12-31 | $199.36 Million | +4.64% |
| 2000-12-31 | $190.53 Million | +3.99% |
| 1999-12-31 | $183.22 Million | +2.65% |
| 1998-12-31 | $178.48 Million | +5.03% |
| 1997-12-31 | $169.94 Million | +15.16% |
| 1996-12-31 | $147.57 Million | +28.66% |
| 1995-12-31 | $114.70 Million | 0.00% |
| 1994-12-31 | $114.70 Million | +8.41% |
| 1993-12-31 | $105.80 Million | +18.21% |
| 1992-12-31 | $89.50 Million | +41.39% |
| 1991-12-31 | $63.30 Million | +17.88% |
| 1990-12-31 | $53.70 Million | +12.11% |
| 1989-12-31 | $47.90 Million | +18.86% |
| 1988-12-31 | $40.30 Million | +757.45% |
| 1987-12-31 | $4.70 Million | -- |
About Citizens Inc
Citizens, Inc., is a diversified financial services company providing life, living benefits and final expense insurance and other financial products to individuals and small businesses in the U.S., Latin America, and Asia. The company operates in two segments, Life Insurance and Home Service Insurance. The Life Insurance segment sells U.S. dollar-denominated whole life insurance, endowment, and c… Read more