Citizens Inc (CIA) - Total Assets
Based on the latest financial reports, Citizens Inc (CIA) holds total assets worth $1.73 Billion USD as of March 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Check Citizens Inc cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Citizens Inc - Total Assets Trend (1987–2025)
This chart illustrates how Citizens Inc's total assets have evolved over time, based on quarterly financial data. Explore Citizens Inc long-term investment allocation to see how much of total assets are deployed in long-term investments.
Citizens Inc - Asset Composition Analysis
Current Asset Composition (December 2025)
Citizens Inc's total assets of $1.73 Billion consist of 5.3% current assets and 94.7% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $22.98 Million | 1.2% |
| Accounts Receivable | $41.13 Million | 2.3% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $9.84 Million | 0.6% |
| Intangible Assets | $229.53 Million | 13.1% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (1987–2025)
This chart illustrates how Citizens Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see CIA market cap overview.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Citizens Inc's current assets represent 5.3% of total assets in 2025, an increase from 0.0% in 1987.
- Cash Position: Cash and equivalents constituted 1.2% of total assets in 2025, up from 0.0% in 1987.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 13.0% of total assets, an increase from 0.0% in 1987.
- Asset Diversification: The largest asset category is intangible assets at 13.1% of total assets.
Citizens Inc Competitors by Total Assets
Key competitors of Citizens Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Life Insurance Corporation Of India
NSE:LICI
|
India | Rs59.49 Trillion |
|
New China Life Insurance Co Ltd
SHG:601336
|
China | CN¥1.85 Trillion |
|
Power Corporation Of Canada
TO:POW
|
Canada | CA$930.28 Billion |
|
Challenger Ltd
AU:CGF
|
Australia | AU$35.37 Billion |
|
Prudential plc
LSE:PRU
|
UK | GBX212.27 Billion |
|
Clearview Wealth Ltd
AU:CVW
|
Australia | AU$1.07 Billion |
|
Nobleoak Life Ltd
AU:NOL
|
Australia | AU$600.63 Million |
|
Hapvida Participações e Investimentos S.A.
SA:HAPV3
|
Brazil | R$72.99 Billion |
Citizens Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 1.93 | 2.82 | 3.80 |
| Quick Ratio | 1.93 | 2.82 | 3.80 |
| Cash Ratio | 0.48 | 3.32 | 0.00 |
| Working Capital | $44.41 Million | $16.07 Million | $37.01 Million |
Citizens Inc - Advanced Valuation Insights
This section examines the relationship between Citizens Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.14 |
| Latest Market Cap to Assets Ratio | 0.16 |
| Asset Growth Rate (YoY) | 4.1% |
| Total Assets | $1.75 Billion |
| Market Capitalization | $278.04 Million USD |
Valuation Analysis
Below Book Valuation: The market values Citizens Inc's assets below their book value (0.16x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Citizens Inc's assets grew by 4.1% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Citizens Inc (1987–2025)
The table below shows the annual total assets of Citizens Inc from 1987 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $1.75 Billion | +4.12% |
| 2024-12-31 | $1.69 Billion | +0.98% |
| 2023-12-31 | $1.67 Billion | +4.92% |
| 2022-12-31 | $1.59 Billion | -14.23% |
| 2021-12-31 | $1.85 Billion | +0.60% |
| 2020-12-31 | $1.84 Billion | +5.64% |
| 2019-12-31 | $1.74 Billion | +8.01% |
| 2018-12-31 | $1.62 Billion | -1.76% |
| 2017-12-31 | $1.64 Billion | +3.84% |
| 2016-12-31 | $1.58 Billion | +6.71% |
| 2015-12-31 | $1.48 Billion | +4.69% |
| 2014-12-31 | $1.42 Billion | +16.55% |
| 2013-12-31 | $1.22 Billion | +3.52% |
| 2012-12-31 | $1.17 Billion | +7.67% |
| 2011-12-31 | $1.09 Billion | +10.62% |
| 2010-12-31 | $986.51 Million | +6.38% |
| 2009-12-31 | $927.33 Million | +11.42% |
| 2008-12-31 | $832.28 Million | +5.63% |
| 2007-12-31 | $787.91 Million | +10.79% |
| 2006-12-31 | $711.18 Million | +7.45% |
| 2005-12-31 | $661.89 Million | +0.10% |
| 2004-12-31 | $661.21 Million | +69.50% |
| 2003-12-31 | $390.09 Million | +19.55% |
| 2002-12-31 | $326.29 Million | +15.67% |
| 2001-12-31 | $282.09 Million | +5.32% |
| 2000-12-31 | $267.84 Million | +4.84% |
| 1999-12-31 | $255.48 Million | +0.83% |
| 1998-12-31 | $253.38 Million | +1.55% |
| 1997-12-31 | $249.52 Million | +16.35% |
| 1996-12-31 | $214.45 Million | +43.16% |
| 1995-12-31 | $149.80 Million | 0.00% |
| 1994-12-31 | $149.80 Million | +11.71% |
| 1993-12-31 | $134.10 Million | +19.41% |
| 1992-12-31 | $112.30 Million | +46.99% |
| 1991-12-31 | $76.40 Million | +23.82% |
| 1990-12-31 | $61.70 Million | +13.42% |
| 1989-12-31 | $54.40 Million | +20.89% |
| 1988-12-31 | $45.00 Million | +662.71% |
| 1987-12-31 | $5.90 Million | -- |
About Citizens Inc
Citizens, Inc., is a diversified financial services company providing life, living benefits and final expense insurance and other financial products to individuals and small businesses in the U.S., Latin America, and Asia. The company operates in two segments, Life Insurance and Home Service Insurance. The Life Insurance segment sells U.S. dollar-denominated whole life insurance, endowment, and c… Read more