Citizens Inc (CIA) — Cash Flow Quality Index
Citizens Inc (CIA) has a Cash Flow Quality Index of -0.14x as of March 2026. Operating cash flow of $-323.00K is below net income of $2.27 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Citizens Inc strategic investment ratio to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Citizens Inc Cash Flow Quality Index (1990–2025)
Historical Cash Flow Quality Index for Citizens Inc across 27 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check tangible equity quality of Citizens Inc to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Citizens Inc (1990–2025)
Year-by-year earnings quality comparison for Citizens Inc. For live market cap and the full company financial profile, see Citizens Inc market capitalisation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.23x | $17.99 Million | $14.59 Million | ▼ -42.4% |
| 2024 | 2.14x | $31.92 Million | $14.91 Million | ▲ +137.1% |
| 2023 | 0.90x | $22.06 Million | $24.44 Million | ▲ +62.2% |
| 2021 | 0.56x | $40.45 Million | $72.71 Million | ▼ -98.9% |
| 2016 | 51.94x | $102.27 Million | $1.97 Million | ▲ +205.8% |
| 2013 | 16.99x | $81.41 Million | $4.79 Million | ▲ +11.1% |
| 2012 | 15.29x | $69.27 Million | $4.53 Million | ▲ +99.3% |
| 2011 | 7.68x | $64.28 Million | $8.38 Million | ▲ +96.7% |
| 2010 | 3.90x | $60.54 Million | $15.51 Million | ▲ +29.9% |
| 2009 | 3.00x | $52.09 Million | $17.34 Million | ▲ +31.2% |
| 2007 | 2.29x | $37.92 Million | $16.56 Million | ▼ -49.1% |
| 2006 | 4.50x | $39.08 Million | $8.68 Million | ▼ -4.7% |
| 2005 | 4.73x | $34.51 Million | $7.30 Million | ▲ +285.8% |
| 2004 | 1.22x | $9.47 Million | $7.73 Million | ▼ -71.9% |
| 2003 | 4.36x | $13.63 Million | $3.13 Million | ▲ +75.0% |
| 2002 | 2.49x | $10.60 Million | $4.25 Million | ▼ -32.0% |
| 2001 | 3.66x | $14.52 Million | $3.96 Million | ▼ -20.0% |
| 2000 | 4.58x | $9.40 Million | $2.05 Million | ▼ -23.7% |
| 1999 | 6.00x | $7.63 Million | $1.27 Million | ▲ +46.6% |
| 1997 | 4.10x | $13.93 Million | $3.40 Million | ▼ -24.6% |
| 1996 | 5.43x | $11.94 Million | $2.20 Million | ▲ +181.5% |
| 1995 | 1.93x | $8.10 Million | $4.20 Million | ▲ +0.0% |
| 1994 | 1.93x | $8.10 Million | $4.20 Million | ▲ +8.6% |
| 1993 | 1.78x | $10.30 Million | $5.80 Million | ▲ +9.3% |
| 1992 | 1.63x | $6.50 Million | $4.00 Million | ▼ -19.9% |
| 1991 | 2.03x | $6.90 Million | $3.40 Million | ▼ -48.0% |
| 1990 | 3.90x | $3.90 Million | $1.00 Million | — |