Citizens Inc (CIA) — Cash Flow Quality Index
Citizens Inc (CIA) has a Cash Flow Quality Index of -0.14x as of March 2026. Operating cash flow of $-323.00K is below net income of $2.27 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Citizens Inc (CIA) cash conversion ratio to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Citizens Inc Cash Flow Quality Index (1990–2025)
Historical Cash Flow Quality Index for Citizens Inc across 27 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check CIA capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Citizens Inc (1990–2025)
Year-by-year earnings quality comparison for Citizens Inc. For live market cap and the full company financial profile, see CIA market cap.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.23x | $17.99 Million | $14.59 Million | ▼ -42.4% |
| 2024 | 2.14x | $31.92 Million | $14.91 Million | ▲ +137.1% |
| 2023 | 0.90x | $22.06 Million | $24.44 Million | ▲ +62.2% |
| 2021 | 0.56x | $40.45 Million | $72.71 Million | ▼ -98.9% |
| 2016 | 51.94x | $102.27 Million | $1.97 Million | ▲ +205.8% |
| 2013 | 16.99x | $81.41 Million | $4.79 Million | ▲ +11.1% |
| 2012 | 15.29x | $69.27 Million | $4.53 Million | ▲ +99.3% |
| 2011 | 7.68x | $64.28 Million | $8.38 Million | ▲ +96.7% |
| 2010 | 3.90x | $60.54 Million | $15.51 Million | ▲ +29.9% |
| 2009 | 3.00x | $52.09 Million | $17.34 Million | ▲ +31.2% |
| 2007 | 2.29x | $37.92 Million | $16.56 Million | ▼ -49.1% |
| 2006 | 4.50x | $39.08 Million | $8.68 Million | ▼ -4.7% |
| 2005 | 4.73x | $34.51 Million | $7.30 Million | ▲ +285.8% |
| 2004 | 1.22x | $9.47 Million | $7.73 Million | ▼ -71.9% |
| 2003 | 4.36x | $13.63 Million | $3.13 Million | ▲ +75.0% |
| 2002 | 2.49x | $10.60 Million | $4.25 Million | ▼ -32.0% |
| 2001 | 3.66x | $14.52 Million | $3.96 Million | ▼ -20.0% |
| 2000 | 4.58x | $9.40 Million | $2.05 Million | ▼ -23.7% |
| 1999 | 6.00x | $7.63 Million | $1.27 Million | ▲ +46.6% |
| 1997 | 4.10x | $13.93 Million | $3.40 Million | ▼ -24.6% |
| 1996 | 5.43x | $11.94 Million | $2.20 Million | ▲ +181.5% |
| 1995 | 1.93x | $8.10 Million | $4.20 Million | ▲ +0.0% |
| 1994 | 1.93x | $8.10 Million | $4.20 Million | ▲ +8.6% |
| 1993 | 1.78x | $10.30 Million | $5.80 Million | ▲ +9.3% |
| 1992 | 1.63x | $6.50 Million | $4.00 Million | ▼ -19.9% |
| 1991 | 2.03x | $6.90 Million | $3.40 Million | ▼ -48.0% |
| 1990 | 3.90x | $3.90 Million | $1.00 Million | — |