Citizens Inc Cash Flow Quality Index
Citizens Inc cash flow quality index. Citizens Inc (CIA) has a Cash Flow Quality Index of 0.94x as of June 2026. Operating cash flow of $1.72 Million is below net income of $1.84 Million, suggesting accrual-heavy earnings not yet converted to cash. See financial agility of Citizens Inc to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Citizens Inc (1990–2025)
Cash flow quality index of Citizens Inc from 1990 to 2025. Historical Cash Flow Quality Index for Citizens Inc across 27 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore how well can Citizens Inc service its debt to assess how comfortably operating cash covers total debt obligations.
Citizens Inc Cash Flow Quality Index by Year (1990–2025)
Citizens Inc cash flow quality index by year from 1990 to 2025. Year-by-year earnings quality comparison for Citizens Inc. For the full cash flow conversion analysis, see cash efficiency ratio of Citizens Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.23x | $17.99 Million | $14.59 Million | ▼ -42.4% |
| 2024 | 2.14x | $31.92 Million | $14.91 Million | ▲ +137.1% |
| 2023 | 0.90x | $22.06 Million | $24.44 Million | ▲ +62.2% |
| 2021 | 0.56x | $40.45 Million | $72.71 Million | ▼ -98.9% |
| 2016 | 51.94x | $102.27 Million | $1.97 Million | ▲ +205.8% |
| 2013 | 16.99x | $81.41 Million | $4.79 Million | ▲ +11.1% |
| 2012 | 15.29x | $69.27 Million | $4.53 Million | ▲ +99.3% |
| 2011 | 7.68x | $64.28 Million | $8.38 Million | ▲ +96.7% |
| 2010 | 3.90x | $60.54 Million | $15.51 Million | ▲ +29.9% |
| 2009 | 3.00x | $52.09 Million | $17.34 Million | ▲ +31.2% |
| 2007 | 2.29x | $37.92 Million | $16.56 Million | ▼ -49.1% |
| 2006 | 4.50x | $39.08 Million | $8.68 Million | ▼ -4.7% |
| 2005 | 4.73x | $34.51 Million | $7.30 Million | ▲ +285.8% |
| 2004 | 1.22x | $9.47 Million | $7.73 Million | ▼ -71.9% |
| 2003 | 4.36x | $13.63 Million | $3.13 Million | ▲ +75.0% |
| 2002 | 2.49x | $10.60 Million | $4.25 Million | ▼ -32.0% |
| 2001 | 3.66x | $14.52 Million | $3.96 Million | ▼ -20.0% |
| 2000 | 4.58x | $9.40 Million | $2.05 Million | ▼ -23.7% |
| 1999 | 6.00x | $7.63 Million | $1.27 Million | ▲ +46.6% |
| 1997 | 4.10x | $13.93 Million | $3.40 Million | ▼ -24.6% |
| 1996 | 5.43x | $11.94 Million | $2.20 Million | ▲ +181.5% |
| 1995 | 1.93x | $8.10 Million | $4.20 Million | ▲ +0.0% |
| 1994 | 1.93x | $8.10 Million | $4.20 Million | ▲ +8.6% |
| 1993 | 1.78x | $10.30 Million | $5.80 Million | ▲ +9.3% |
| 1992 | 1.63x | $6.50 Million | $4.00 Million | ▼ -19.9% |
| 1991 | 2.03x | $6.90 Million | $3.40 Million | ▼ -48.0% |
| 1990 | 3.90x | $3.90 Million | $1.00 Million | — |