Citizens Inc (CIA) — Cash Flow-to-Debt Ratio
Citizens Inc (CIA) has a Cash Flow-to-Debt Ratio of 0.00x as of June 2026, meaning its operating cash flow of $1.72 Million could theoretically repay 0% of its total liabilities ($1.47 Billion) in one year. See CIA financial flexibility score to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Citizens Inc Cash Flow-to-Debt Ratio (1989–2025)
Historical debt coverage capacity for Citizens Inc across 37 annual periods. For the full cash flow conversion analysis, see Citizens Inc operating cash flow efficiency.
Annual Cash Flow-to-Debt Ratio for Citizens Inc (1989–2025)
Year-by-year debt coverage analysis for Citizens Inc. Check Citizens Inc (CIA) cash flow quality to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | $17.99 Million | $1.52 Billion | ▼ -45.3% |
| 2024 | 0.02x | $31.92 Million | $1.47 Billion | ▲ +46.9% |
| 2023 | 0.01x | $22.06 Million | $1.50 Billion | ▼ -62.1% |
| 2022 | 0.04x | $56.92 Million | $1.46 Billion | ▲ +47.5% |
| 2021 | 0.03x | $40.45 Million | $1.53 Billion | ▼ -16.7% |
| 2020 | 0.03x | $48.83 Million | $1.54 Billion | ▼ -34.9% |
| 2019 | 0.05x | $72.22 Million | $1.49 Billion | ▼ -17.9% |
| 2018 | 0.06x | $84.62 Million | $1.43 Billion | ▼ -9.5% |
| 2017 | 0.07x | $93.01 Million | $1.42 Billion | ▼ -14.6% |
| 2016 | 0.08x | $102.27 Million | $1.33 Billion | ▲ +9.2% |
| 2015 | 0.07x | $87.15 Million | $1.24 Billion | ▼ -16.9% |
| 2014 | 0.08x | $97.93 Million | $1.16 Billion | ▲ +0.7% |
| 2013 | 0.08x | $81.41 Million | $970.47 Million | ▲ +10.4% |
| 2012 | 0.08x | $69.27 Million | $911.84 Million | ▼ -1.3% |
| 2011 | 0.08x | $64.28 Million | $835.59 Million | ▼ -3.6% |
| 2010 | 0.08x | $60.54 Million | $758.87 Million | ▲ +8.9% |
| 2009 | 0.07x | $52.09 Million | $711.25 Million | ▲ +4.2% |
| 2008 | 0.07x | $46.43 Million | $660.74 Million | ▲ +13.4% |
| 2007 | 0.06x | $37.92 Million | $611.75 Million | ▼ -9.3% |
| 2006 | 0.07x | $39.08 Million | $571.57 Million | ▲ +4.0% |
| 2005 | 0.07x | $34.51 Million | $524.93 Million | ▲ +265.2% |
| 2004 | 0.02x | $9.47 Million | $526.08 Million | ▼ -65.3% |
| 2003 | 0.05x | $13.63 Million | $263.07 Million | ▲ +9.8% |
| 2002 | 0.05x | $10.60 Million | $224.50 Million | ▼ -35.2% |
| 2001 | 0.07x | $14.52 Million | $199.36 Million | ▲ +47.6% |
| 2000 | 0.05x | $9.40 Million | $190.53 Million | ▲ +18.5% |
| 1999 | 0.04x | $7.63 Million | $183.22 Million | ▼ -43.4% |
| 1998 | 0.07x | $13.14 Million | $178.48 Million | ▼ -10.2% |
| 1997 | 0.08x | $13.93 Million | $169.94 Million | ▲ +1.3% |
| 1996 | 0.08x | $11.94 Million | $147.57 Million | ▲ +14.6% |
| 1995 | 0.07x | $8.10 Million | $114.70 Million | ▲ +0.0% |
| 1994 | 0.07x | $8.10 Million | $114.70 Million | ▼ -27.5% |
| 1993 | 0.10x | $10.30 Million | $105.80 Million | ▲ +34.0% |
| 1992 | 0.07x | $6.50 Million | $89.50 Million | ▼ -33.4% |
| 1991 | 0.11x | $6.90 Million | $63.30 Million | ▲ +50.1% |
| 1990 | 0.07x | $3.90 Million | $53.70 Million | ▲ +33.8% |
| 1989 | 0.05x | $2.60 Million | $47.90 Million | — |