Citizens Inc (CIA) — Working Capital to Net Assets Ratio
Citizens Inc (CIA) has a Working Capital to Net Assets ratio of 13.9% as of March 2026. Working capital of $33.14 Million (current assets of $82.07 Million minus current liabilities of $48.93 Million) is measured against net assets of $238.67 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. See Citizens Inc (CIA) liquidity interval to measure how many days the company can operate on defensive assets alone.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Citizens Inc Working Capital to Net Assets (1991–2025)
This chart shows how Citizens Inc's Working Capital to Net Assets ratio has evolved across 33 annual periods from 1991 to 2025. As of March 2026, the ratio stands at 13.9%, reflecting working capital of $33.14 Million against net assets of $238.67 Million USD. For the complete balance sheet picture, see Citizens Inc balance sheet assets.
Annual Working Capital to Net Assets for Citizens Inc (1991–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Citizens Inc from 1991 to 2025, covering 33 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. Check how resilient are Citizens Inc's assets to evaluate the company's liquid asset resilience ratio.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | 18.9% | $44.41 Million | $234.99 Million | $92.42 Million | $48.01 Million | ▲ +9.2 pp |
| 2024 | 9.7% | $20.45 Million | $210.35 Million | $29.27 Million | $8.82 Million | ▼ -1.5 pp |
| 2023 | 11.2% | $19.34 Million | $172.13 Million | $29.43 Million | $10.08 Million | ▼ -936.4 pp |
| 2022 | 947.6% | $1.21 Billion | $127.79 Million | $1.22 Billion | $9.88 Million | ▲ +479.6 pp |
| 2021 | 468.0% | $1.50 Billion | $320.57 Million | $1.51 Billion | $14.59 Million | ▼ -39.5 pp |
| 2020 | 507.5% | $1.53 Billion | $300.94 Million | $1.54 Billion | $13.21 Million | ▼ -44.3 pp |
| 2019 | 551.8% | $1.43 Billion | $259.84 Million | $1.44 Billion | $8.06 Million | ▼ -137.4 pp |
| 2018 | 689.2% | $1.29 Billion | $187.73 Million | $1.30 Billion | $7.61 Million | ▲ +679.4 pp |
| 2017 | 9.8% | $21.86 Million | $223.51 Million | $30.47 Million | $8.61 Million | ▲ +6.2 pp |
| 2016 | 3.5% | $8.82 Million | $249.10 Million | $18.36 Million | $9.54 Million | ▼ -0.6 pp |
| 2015 | 4.1% | $10.04 Million | $242.52 Million | $19.69 Million | $9.65 Million | ▲ +0.8 pp |
| 2014 | 3.3% | $8.51 Million | $258.36 Million | $18.07 Million | $9.56 Million | ▼ -1.2 pp |
| 2013 | 4.5% | $11.07 Million | $245.81 Million | $20.56 Million | $9.49 Million | ▲ +1.2 pp |
| 2012 | 3.3% | $8.66 Million | $263.11 Million | $19.67 Million | $11.02 Million | ▼ -3.4 pp |
| 2011 | 6.7% | $17.09 Million | $255.69 Million | $19.94 Million | $2.85 Million | ▼ -0.6 pp |
| 2010 | 7.3% | $16.53 Million | $227.63 Million | $25.94 Million | $9.41 Million | ▼ -0.5 pp |
| 2009 | 7.8% | $16.76 Million | $216.07 Million | $25.19 Million | $8.43 Million | ▼ -21.0 pp |
| 2007 | 28.7% | $50.59 Million | $176.16 Million | $52.98 Million | $2.38 Million | ▲ +1.5 pp |
| 2006 | 27.2% | $37.98 Million | $139.61 Million | $40.56 Million | $2.58 Million | ▲ +1.8 pp |
| 2005 | 25.4% | $34.76 Million | $136.96 Million | $37.43 Million | $2.67 Million | ▼ -9.5 pp |
| 2004 | 34.9% | $47.20 Million | $135.13 Million | $49.53 Million | $2.33 Million | ▲ +22.3 pp |
| 2003 | 12.7% | $16.08 Million | $127.03 Million | $18.35 Million | $2.27 Million | ▼ -6.5 pp |
| 2002 | 19.2% | $19.55 Million | $101.79 Million | $21.47 Million | $1.91 Million | ▼ -303.0 pp |
| 2001 | 322.2% | $266.50 Million | $82.72 Million | $268.00 Million | $1.51 Million | ▼ -9.8 pp |
| 1999 | 331.9% | $239.88 Million | $72.27 Million | $240.41 Million | $530.93K | ▲ +15.9 pp |
| 1998 | 316.0% | $236.73 Million | $74.90 Million | $237.56 Million | $833.88K | ▲ +36.6 pp |
| 1997 | 279.4% | $222.38 Million | $79.58 Million | $223.66 Million | $1.28 Million | ▼ -8.0 pp |
| 1996 | 287.5% | $192.27 Million | $66.88 Million | $193.70 Million | $1.43 Million | ▼ -114.5 pp |
| 1995 | 402.0% | $141.10 Million | $35.10 Million | $141.80 Million | $700.00K | ▲ +0.0 pp |
| 1994 | 402.0% | $141.10 Million | $35.10 Million | $141.80 Million | $700.00K | ▼ -42.5 pp |
| 1993 | 444.5% | $125.80 Million | $28.30 Million | $126.90 Million | $1.10 Million | ▼ -16.9 pp |
| 1992 | 461.4% | $105.20 Million | $22.80 Million | $106.60 Million | $1.40 Million | ▲ +466.0 pp |
| 1991 | -4.6% | $-600.00K | $13.10 Million | $800.00K | $1.40 Million | — |