Capital One Financial Corporation (COF) — Financial Flexibility Index
Capital One Financial Corporation (COF) has a Financial Flexibility Index of 0.02x as of June 2026. Free cash flow of $9.00 Billion (operating CF $8.44 Billion minus capex $553.00 Million) represents 0% of total liabilities ($560.04 Billion). Check Capital One Financial Corporation investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Capital One Financial Corporation Financial Flexibility Index (1994–2025)
Historical Financial Flexibility Index trend for Capital One Financial Corporation across 32 annual periods. For the full cash flow conversion analysis, see Capital One Financial Corporation operating cash flow efficiency.
Annual Financial Flexibility Index for Capital One Financial Corporation (1994–2025)
Year-by-year free cash flow to debt coverage for Capital One Financial Corporation. Explore Capital One Financial Corporation (COF) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.05x | $29.30 Billion | $27.72 Billion | $555.39 Billion | ▲ +17.0% |
| 2024 | 0.05x | $19.36 Billion | $18.16 Billion | $429.36 Billion | ▼ -12.0% |
| 2023 | 0.05x | $21.54 Billion | $20.57 Billion | $420.38 Billion | ▲ +39.9% |
| 2022 | 0.04x | $14.74 Billion | $13.81 Billion | $402.67 Billion | ▲ +4.5% |
| 2021 | 0.04x | $13.01 Billion | $12.31 Billion | $371.35 Billion | ▼ -27.3% |
| 2020 | 0.05x | $17.41 Billion | $16.70 Billion | $361.40 Billion | ▼ -8.7% |
| 2019 | 0.05x | $17.53 Billion | $16.64 Billion | $332.35 Billion | ▲ +22.2% |
| 2018 | 0.04x | $13.85 Billion | $12.98 Billion | $320.87 Billion | ▼ -10.0% |
| 2017 | 0.05x | $15.20 Billion | $14.18 Billion | $316.96 Billion | ▲ +17.5% |
| 2016 | 0.04x | $12.63 Billion | $11.86 Billion | $309.52 Billion | ▲ +9.8% |
| 2015 | 0.04x | $10.66 Billion | $10.13 Billion | $286.76 Billion | ▼ 0.0% |
| 2014 | 0.04x | $9.81 Billion | $9.30 Billion | $263.80 Billion | ▼ -12.1% |
| 2013 | 0.04x | $10.80 Billion | $9.98 Billion | $255.30 Billion | ▲ +19.8% |
| 2012 | 0.04x | $9.62 Billion | $9.06 Billion | $272.42 Billion | ▼ -19.9% |
| 2011 | 0.04x | $7.77 Billion | $7.46 Billion | $176.35 Billion | ▼ -11.2% |
| 2010 | 0.05x | $8.48 Billion | $8.14 Billion | $170.96 Billion | ▲ +134.4% |
| 2009 | 0.02x | $3.03 Billion | $2.80 Billion | $143.06 Billion | ▼ -23.2% |
| 2008 | 0.03x | $3.84 Billion | $3.48 Billion | $139.30 Billion | ▼ -74.1% |
| 2007 | 0.11x | $13.45 Billion | $13.01 Billion | $126.30 Billion | ▲ +224.2% |
| 2006 | 0.03x | $4.09 Billion | $3.38 Billion | $124.50 Billion | ▼ -35.4% |
| 2005 | 0.05x | $3.79 Billion | $3.63 Billion | $74.57 Billion | ▼ -51.3% |
| 2004 | 0.10x | $4.74 Billion | $4.53 Billion | $45.36 Billion | ▲ +84.2% |
| 2003 | 0.06x | $2.28 Billion | $2.03 Billion | $40.23 Billion | ▼ -27.2% |
| 2002 | 0.08x | $2.55 Billion | $2.28 Billion | $32.76 Billion | ▲ +21.4% |
| 2001 | 0.06x | $1.59 Billion | $1.27 Billion | $24.86 Billion | ▼ -38.7% |
| 2000 | 0.10x | $1.77 Billion | $1.40 Billion | $16.93 Billion | ▼ -23.9% |
| 1999 | 0.14x | $1.62 Billion | $1.27 Billion | $11.82 Billion | ▲ +19.9% |
| 1998 | 0.11x | $933.60 Million | $780.60 Million | $8.15 Billion | ▲ +26.5% |
| 1997 | 0.09x | $560.20 Million | $508.60 Million | $6.18 Billion | ▲ +48.1% |
| 1996 | 0.06x | $350.20 Million | $275.30 Million | $5.73 Billion | ▲ +41.9% |
| 1995 | 0.04x | $179.30 Million | $117.70 Million | $4.16 Billion | ▼ -3.7% |
| 1994 | 0.04x | $117.20 Million | $59.10 Million | $2.62 Billion | — |