Capital One Financial Corporation Financial Flexibility Index
Capital One Financial Corporation financial flexibility index. Capital One Financial Corporation (COF) has a Financial Flexibility Index of 0.02x as of June 2026. Free cash flow of $9.00 Billion (operating CF $8.44 Billion minus capex $553.00 Million) represents 0% of total liabilities ($560.04 Billion). See free cash flow generation of Capital One Financial Corporation to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Capital One Financial Corporation (1994–2025)
Financial flexibility index of Capital One Financial Corporation from 1994 to 2025. Historical Financial Flexibility Index trend for Capital One Financial Corporation across 32 annual periods. Check COF cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
Capital One Financial Corporation Financial Flexibility Index by Year (1994–2025)
Capital One Financial Corporation financial flexibility index by year from 1994 to 2025. Year-by-year free cash flow to debt coverage for Capital One Financial Corporation. For the full cash flow conversion analysis, see Capital One Financial Corporation (COF) cash flow conversion.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.05x | $29.30 Billion | $27.72 Billion | $555.39 Billion | ▲ +17.0% |
| 2024 | 0.05x | $19.36 Billion | $18.16 Billion | $429.36 Billion | ▼ -12.0% |
| 2023 | 0.05x | $21.54 Billion | $20.57 Billion | $420.38 Billion | ▲ +39.9% |
| 2022 | 0.04x | $14.74 Billion | $13.81 Billion | $402.67 Billion | ▲ +4.5% |
| 2021 | 0.04x | $13.01 Billion | $12.31 Billion | $371.35 Billion | ▼ -27.3% |
| 2020 | 0.05x | $17.41 Billion | $16.70 Billion | $361.40 Billion | ▼ -8.7% |
| 2019 | 0.05x | $17.53 Billion | $16.64 Billion | $332.35 Billion | ▲ +22.2% |
| 2018 | 0.04x | $13.85 Billion | $12.98 Billion | $320.87 Billion | ▼ -10.0% |
| 2017 | 0.05x | $15.20 Billion | $14.18 Billion | $316.96 Billion | ▲ +17.5% |
| 2016 | 0.04x | $12.63 Billion | $11.86 Billion | $309.52 Billion | ▲ +9.8% |
| 2015 | 0.04x | $10.66 Billion | $10.13 Billion | $286.76 Billion | ▼ 0.0% |
| 2014 | 0.04x | $9.81 Billion | $9.30 Billion | $263.80 Billion | ▼ -12.1% |
| 2013 | 0.04x | $10.80 Billion | $9.98 Billion | $255.30 Billion | ▲ +19.8% |
| 2012 | 0.04x | $9.62 Billion | $9.06 Billion | $272.42 Billion | ▼ -19.9% |
| 2011 | 0.04x | $7.77 Billion | $7.46 Billion | $176.35 Billion | ▼ -11.2% |
| 2010 | 0.05x | $8.48 Billion | $8.14 Billion | $170.96 Billion | ▲ +134.4% |
| 2009 | 0.02x | $3.03 Billion | $2.80 Billion | $143.06 Billion | ▼ -23.2% |
| 2008 | 0.03x | $3.84 Billion | $3.48 Billion | $139.30 Billion | ▼ -74.1% |
| 2007 | 0.11x | $13.45 Billion | $13.01 Billion | $126.30 Billion | ▲ +224.2% |
| 2006 | 0.03x | $4.09 Billion | $3.38 Billion | $124.50 Billion | ▼ -35.4% |
| 2005 | 0.05x | $3.79 Billion | $3.63 Billion | $74.57 Billion | ▼ -51.3% |
| 2004 | 0.10x | $4.74 Billion | $4.53 Billion | $45.36 Billion | ▲ +84.2% |
| 2003 | 0.06x | $2.28 Billion | $2.03 Billion | $40.23 Billion | ▼ -27.2% |
| 2002 | 0.08x | $2.55 Billion | $2.28 Billion | $32.76 Billion | ▲ +21.4% |
| 2001 | 0.06x | $1.59 Billion | $1.27 Billion | $24.86 Billion | ▼ -38.7% |
| 2000 | 0.10x | $1.77 Billion | $1.40 Billion | $16.93 Billion | ▼ -23.9% |
| 1999 | 0.14x | $1.62 Billion | $1.27 Billion | $11.82 Billion | ▲ +19.9% |
| 1998 | 0.11x | $933.60 Million | $780.60 Million | $8.15 Billion | ▲ +26.5% |
| 1997 | 0.09x | $560.20 Million | $508.60 Million | $6.18 Billion | ▲ +48.1% |
| 1996 | 0.06x | $350.20 Million | $275.30 Million | $5.73 Billion | ▲ +41.9% |
| 1995 | 0.04x | $179.30 Million | $117.70 Million | $4.16 Billion | ▼ -3.7% |
| 1994 | 0.04x | $117.20 Million | $59.10 Million | $2.62 Billion | — |