Capital One Financial Corporation (COF) — Financial Flexibility Index
Capital One Financial Corporation (COF) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of $6.58 Billion (operating CF $6.02 Billion minus capex $553.00 Million) represents 0% of total liabilities ($570.64 Billion). Check asset allocation strategy of Capital One Financial Corporation to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Capital One Financial Corporation Financial Flexibility Index (1994–2025)
Historical Financial Flexibility Index trend for Capital One Financial Corporation across 32 annual periods. See Capital One Financial Corporation short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Capital One Financial Corporation (1994–2025)
Year-by-year free cash flow to debt coverage for Capital One Financial Corporation. For the full company profile including market capitalisation, see COF market cap.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.05x | $29.30 Billion | $27.72 Billion | $555.39 Billion | ▲ +17.0% |
| 2024 | 0.05x | $19.36 Billion | $18.16 Billion | $429.36 Billion | ▼ -12.0% |
| 2023 | 0.05x | $21.54 Billion | $20.57 Billion | $420.38 Billion | ▲ +39.9% |
| 2022 | 0.04x | $14.74 Billion | $13.81 Billion | $402.67 Billion | ▲ +4.5% |
| 2021 | 0.04x | $13.01 Billion | $12.31 Billion | $371.35 Billion | ▼ -27.3% |
| 2020 | 0.05x | $17.41 Billion | $16.70 Billion | $361.40 Billion | ▼ -8.7% |
| 2019 | 0.05x | $17.53 Billion | $16.64 Billion | $332.35 Billion | ▲ +22.2% |
| 2018 | 0.04x | $13.85 Billion | $12.98 Billion | $320.87 Billion | ▼ -10.0% |
| 2017 | 0.05x | $15.20 Billion | $14.18 Billion | $316.96 Billion | ▲ +17.5% |
| 2016 | 0.04x | $12.63 Billion | $11.86 Billion | $309.52 Billion | ▲ +9.8% |
| 2015 | 0.04x | $10.66 Billion | $10.13 Billion | $286.76 Billion | ▼ 0.0% |
| 2014 | 0.04x | $9.81 Billion | $9.30 Billion | $263.80 Billion | ▼ -12.1% |
| 2013 | 0.04x | $10.80 Billion | $9.98 Billion | $255.30 Billion | ▲ +19.8% |
| 2012 | 0.04x | $9.62 Billion | $9.06 Billion | $272.42 Billion | ▼ -19.9% |
| 2011 | 0.04x | $7.77 Billion | $7.46 Billion | $176.35 Billion | ▼ -11.2% |
| 2010 | 0.05x | $8.48 Billion | $8.14 Billion | $170.96 Billion | ▲ +134.4% |
| 2009 | 0.02x | $3.03 Billion | $2.80 Billion | $143.06 Billion | ▼ -23.2% |
| 2008 | 0.03x | $3.84 Billion | $3.48 Billion | $139.30 Billion | ▼ -74.1% |
| 2007 | 0.11x | $13.45 Billion | $13.01 Billion | $126.30 Billion | ▲ +224.2% |
| 2006 | 0.03x | $4.09 Billion | $3.38 Billion | $124.50 Billion | ▼ -35.4% |
| 2005 | 0.05x | $3.79 Billion | $3.63 Billion | $74.57 Billion | ▼ -51.3% |
| 2004 | 0.10x | $4.74 Billion | $4.53 Billion | $45.36 Billion | ▲ +84.2% |
| 2003 | 0.06x | $2.28 Billion | $2.03 Billion | $40.23 Billion | ▼ -27.2% |
| 2002 | 0.08x | $2.55 Billion | $2.28 Billion | $32.76 Billion | ▲ +21.4% |
| 2001 | 0.06x | $1.59 Billion | $1.27 Billion | $24.86 Billion | ▼ -38.7% |
| 2000 | 0.10x | $1.77 Billion | $1.40 Billion | $16.93 Billion | ▼ -23.9% |
| 1999 | 0.14x | $1.62 Billion | $1.27 Billion | $11.82 Billion | ▲ +19.9% |
| 1998 | 0.11x | $933.60 Million | $780.60 Million | $8.15 Billion | ▲ +26.5% |
| 1997 | 0.09x | $560.20 Million | $508.60 Million | $6.18 Billion | ▲ +48.1% |
| 1996 | 0.06x | $350.20 Million | $275.30 Million | $5.73 Billion | ▲ +41.9% |
| 1995 | 0.04x | $179.30 Million | $117.70 Million | $4.16 Billion | ▼ -3.7% |
| 1994 | 0.04x | $117.20 Million | $59.10 Million | $2.62 Billion | — |