Capital One Financial Corporation (COF) — Cash Flow-to-Debt Ratio
Capital One Financial Corporation (COF) has a Cash Flow-to-Debt Ratio of 0.01x as of March 2026, meaning its operating cash flow of $6.02 Billion could theoretically repay 0% of its total liabilities ($570.64 Billion) in one year. See COF cash flow after capex ratio to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Capital One Financial Corporation Cash Flow-to-Debt Ratio (1994–2025)
Historical debt coverage capacity for Capital One Financial Corporation across 32 annual periods. Also explore Capital One Financial Corporation equity growth rate to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Capital One Financial Corporation (1994–2025)
Year-by-year debt coverage analysis for Capital One Financial Corporation. For market capitalisation and broader financial context, see market value of Capital One Financial Corporation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.05x | $27.72 Billion | $555.39 Billion | ▲ +18.0% |
| 2024 | 0.04x | $18.16 Billion | $429.36 Billion | ▼ -13.6% |
| 2023 | 0.05x | $20.57 Billion | $420.38 Billion | ▲ +42.7% |
| 2022 | 0.03x | $13.81 Billion | $402.67 Billion | ▲ +3.5% |
| 2021 | 0.03x | $12.31 Billion | $371.35 Billion | ▼ -28.3% |
| 2020 | 0.05x | $16.70 Billion | $361.40 Billion | ▼ -7.7% |
| 2019 | 0.05x | $16.64 Billion | $332.35 Billion | ▲ +23.8% |
| 2018 | 0.04x | $12.98 Billion | $320.87 Billion | ▼ -9.6% |
| 2017 | 0.04x | $14.18 Billion | $316.96 Billion | ▲ +16.8% |
| 2016 | 0.04x | $11.86 Billion | $309.52 Billion | ▲ +8.5% |
| 2015 | 0.04x | $10.13 Billion | $286.76 Billion | ▲ +0.1% |
| 2014 | 0.04x | $9.30 Billion | $263.80 Billion | ▼ -9.8% |
| 2013 | 0.04x | $9.98 Billion | $255.30 Billion | ▲ +17.6% |
| 2012 | 0.03x | $9.06 Billion | $272.42 Billion | ▼ -21.3% |
| 2011 | 0.04x | $7.46 Billion | $176.35 Billion | ▼ -11.2% |
| 2010 | 0.05x | $8.14 Billion | $170.96 Billion | ▲ +143.6% |
| 2009 | 0.02x | $2.80 Billion | $143.06 Billion | ▼ -21.8% |
| 2008 | 0.03x | $3.48 Billion | $139.30 Billion | ▼ -75.7% |
| 2007 | 0.10x | $13.01 Billion | $126.30 Billion | ▲ +279.8% |
| 2006 | 0.03x | $3.38 Billion | $124.50 Billion | ▼ -44.3% |
| 2005 | 0.05x | $3.63 Billion | $74.57 Billion | ▼ -51.2% |
| 2004 | 0.10x | $4.53 Billion | $45.36 Billion | ▲ +98.0% |
| 2003 | 0.05x | $2.03 Billion | $40.23 Billion | ▼ -27.4% |
| 2002 | 0.07x | $2.28 Billion | $32.76 Billion | ▲ +36.2% |
| 2001 | 0.05x | $1.27 Billion | $24.86 Billion | ▼ -38.2% |
| 2000 | 0.08x | $1.40 Billion | $16.93 Billion | ▼ -23.4% |
| 1999 | 0.11x | $1.27 Billion | $11.82 Billion | ▲ +12.4% |
| 1998 | 0.10x | $780.60 Million | $8.15 Billion | ▲ +16.5% |
| 1997 | 0.08x | $508.60 Million | $6.18 Billion | ▲ +71.1% |
| 1996 | 0.05x | $275.30 Million | $5.73 Billion | ▲ +69.9% |
| 1995 | 0.03x | $117.70 Million | $4.16 Billion | ▲ +25.3% |
| 1994 | 0.02x | $59.10 Million | $2.62 Billion | — |