Capital One Financial Corporation Cash Flow-to-Debt Ratio
Capital One Financial Corporation cash flow-to-debt ratio. Capital One Financial Corporation (COF) has a Cash Flow-to-Debt Ratio of 0.02x as of June 2026, meaning its operating cash flow of $8.44 Billion could theoretically repay 0% of its total liabilities ($560.04 Billion) in one year. Check earnings quality score of Capital One Financial Corporation to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Capital One Financial Corporation (1994–2025)
Cash flow-to-debt ratio of Capital One Financial Corporation from 1994 to 2025. Historical debt coverage capacity for Capital One Financial Corporation across 32 annual periods. Check Capital One Financial Corporation total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.
Capital One Financial Corporation Cash Flow-to-Debt Ratio by Year (1994–2025)
Capital One Financial Corporation cash flow-to-debt ratio by year from 1994 to 2025. Year-by-year debt coverage analysis for Capital One Financial Corporation. For the full cash flow conversion analysis, see Capital One Financial Corporation operating cash flow efficiency.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.05x | $27.72 Billion | $555.39 Billion | ▲ +18.0% |
| 2024 | 0.04x | $18.16 Billion | $429.36 Billion | ▼ -13.6% |
| 2023 | 0.05x | $20.57 Billion | $420.38 Billion | ▲ +42.7% |
| 2022 | 0.03x | $13.81 Billion | $402.67 Billion | ▲ +3.5% |
| 2021 | 0.03x | $12.31 Billion | $371.35 Billion | ▼ -28.3% |
| 2020 | 0.05x | $16.70 Billion | $361.40 Billion | ▼ -7.7% |
| 2019 | 0.05x | $16.64 Billion | $332.35 Billion | ▲ +23.8% |
| 2018 | 0.04x | $12.98 Billion | $320.87 Billion | ▼ -9.6% |
| 2017 | 0.04x | $14.18 Billion | $316.96 Billion | ▲ +16.8% |
| 2016 | 0.04x | $11.86 Billion | $309.52 Billion | ▲ +8.5% |
| 2015 | 0.04x | $10.13 Billion | $286.76 Billion | ▲ +0.1% |
| 2014 | 0.04x | $9.30 Billion | $263.80 Billion | ▼ -9.8% |
| 2013 | 0.04x | $9.98 Billion | $255.30 Billion | ▲ +17.6% |
| 2012 | 0.03x | $9.06 Billion | $272.42 Billion | ▼ -21.3% |
| 2011 | 0.04x | $7.46 Billion | $176.35 Billion | ▼ -11.2% |
| 2010 | 0.05x | $8.14 Billion | $170.96 Billion | ▲ +143.6% |
| 2009 | 0.02x | $2.80 Billion | $143.06 Billion | ▼ -21.8% |
| 2008 | 0.03x | $3.48 Billion | $139.30 Billion | ▼ -75.7% |
| 2007 | 0.10x | $13.01 Billion | $126.30 Billion | ▲ +279.8% |
| 2006 | 0.03x | $3.38 Billion | $124.50 Billion | ▼ -44.3% |
| 2005 | 0.05x | $3.63 Billion | $74.57 Billion | ▼ -51.2% |
| 2004 | 0.10x | $4.53 Billion | $45.36 Billion | ▲ +98.0% |
| 2003 | 0.05x | $2.03 Billion | $40.23 Billion | ▼ -27.4% |
| 2002 | 0.07x | $2.28 Billion | $32.76 Billion | ▲ +36.2% |
| 2001 | 0.05x | $1.27 Billion | $24.86 Billion | ▼ -38.2% |
| 2000 | 0.08x | $1.40 Billion | $16.93 Billion | ▼ -23.4% |
| 1999 | 0.11x | $1.27 Billion | $11.82 Billion | ▲ +12.4% |
| 1998 | 0.10x | $780.60 Million | $8.15 Billion | ▲ +16.5% |
| 1997 | 0.08x | $508.60 Million | $6.18 Billion | ▲ +71.1% |
| 1996 | 0.05x | $275.30 Million | $5.73 Billion | ▲ +69.9% |
| 1995 | 0.03x | $117.70 Million | $4.16 Billion | ▲ +25.3% |
| 1994 | 0.02x | $59.10 Million | $2.62 Billion | — |