Capital One Financial Corporation Cash Flow Quality Index
Capital One Financial Corporation cash flow quality index. Capital One Financial Corporation (COF) has a Cash Flow Quality Index of 2.79x as of June 2026. Operating cash flow of $8.44 Billion exceeds net income of $3.03 Billion, indicating high earnings quality where cash backs reported profits. See financial agility of Capital One Financial Corporation to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Capital One Financial Corporation (1994–2025)
Cash flow quality index of Capital One Financial Corporation from 1994 to 2025. Historical Cash Flow Quality Index for Capital One Financial Corporation across 31 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore Capital One Financial Corporation (COF) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Capital One Financial Corporation Cash Flow Quality Index by Year (1994–2025)
Capital One Financial Corporation cash flow quality index by year from 1994 to 2025. Year-by-year earnings quality comparison for Capital One Financial Corporation. For the full cash flow conversion analysis, see Capital One Financial Corporation cash conversion from operations.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 11.30x | $27.72 Billion | $2.45 Billion | ▲ +195.6% |
| 2024 | 3.82x | $18.16 Billion | $4.75 Billion | ▼ -9.2% |
| 2023 | 4.21x | $20.57 Billion | $4.89 Billion | ▲ +124.4% |
| 2022 | 1.88x | $13.81 Billion | $7.36 Billion | ▲ +88.8% |
| 2021 | 0.99x | $12.31 Billion | $12.39 Billion | ▼ -83.9% |
| 2020 | 6.15x | $16.70 Billion | $2.71 Billion | ▲ +105.1% |
| 2019 | 3.00x | $16.64 Billion | $5.55 Billion | ▲ +39.1% |
| 2018 | 2.16x | $12.98 Billion | $6.01 Billion | ▼ -69.8% |
| 2017 | 7.16x | $14.18 Billion | $1.98 Billion | ▲ +126.4% |
| 2016 | 3.16x | $11.86 Billion | $3.75 Billion | ▲ +26.4% |
| 2015 | 2.50x | $10.13 Billion | $4.05 Billion | ▲ +19.0% |
| 2014 | 2.10x | $9.30 Billion | $4.43 Billion | ▼ -12.5% |
| 2013 | 2.40x | $9.98 Billion | $4.16 Billion | ▼ -6.8% |
| 2012 | 2.58x | $9.06 Billion | $3.52 Billion | ▲ +8.7% |
| 2011 | 2.37x | $7.46 Billion | $3.15 Billion | ▼ -20.2% |
| 2010 | 2.97x | $8.14 Billion | $2.74 Billion | ▼ -6.2% |
| 2009 | 3.16x | $2.80 Billion | $883.78 Million | ▼ -61.8% |
| 2007 | 8.29x | $13.01 Billion | $1.57 Billion | ▲ +492.4% |
| 2006 | 1.40x | $3.38 Billion | $2.41 Billion | ▼ -30.3% |
| 2005 | 2.01x | $3.63 Billion | $1.81 Billion | ▼ -31.6% |
| 2004 | 2.93x | $4.53 Billion | $1.54 Billion | ▲ +64.3% |
| 2003 | 1.79x | $2.03 Billion | $1.14 Billion | ▼ -29.4% |
| 2002 | 2.53x | $2.28 Billion | $899.64 Million | ▲ +28.1% |
| 2001 | 1.97x | $1.27 Billion | $641.97 Million | ▼ -33.6% |
| 2000 | 2.97x | $1.40 Billion | $469.63 Million | ▼ -15.2% |
| 1999 | 3.50x | $1.27 Billion | $363.10 Million | ▲ +23.5% |
| 1998 | 2.84x | $780.60 Million | $275.20 Million | ▲ +5.6% |
| 1997 | 2.69x | $508.60 Million | $189.40 Million | ▲ +51.5% |
| 1996 | 1.77x | $275.30 Million | $155.30 Million | ▲ +90.5% |
| 1995 | 0.93x | $117.70 Million | $126.50 Million | ▲ +49.9% |
| 1994 | 0.62x | $59.10 Million | $95.20 Million | — |