Capital One Financial Corporation (COF) — Cash Flow Quality Index
Capital One Financial Corporation (COF) has a Cash Flow Quality Index of 2.77x as of March 2026. Operating cash flow of $6.02 Billion exceeds net income of $2.17 Billion, indicating high earnings quality where cash backs reported profits. Explore Capital One Financial Corporation cash conversion from operations to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Capital One Financial Corporation Cash Flow Quality Index (1994–2025)
Historical Cash Flow Quality Index for Capital One Financial Corporation across 31 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check how aggressively does Capital One Financial Corporation reinvest cash to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Capital One Financial Corporation (1994–2025)
Year-by-year earnings quality comparison for Capital One Financial Corporation. For live market cap and the full company financial profile, see Capital One Financial Corporation stock valuation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 11.30x | $27.72 Billion | $2.45 Billion | ▲ +195.6% |
| 2024 | 3.82x | $18.16 Billion | $4.75 Billion | ▼ -9.2% |
| 2023 | 4.21x | $20.57 Billion | $4.89 Billion | ▲ +124.4% |
| 2022 | 1.88x | $13.81 Billion | $7.36 Billion | ▲ +88.8% |
| 2021 | 0.99x | $12.31 Billion | $12.39 Billion | ▼ -83.9% |
| 2020 | 6.15x | $16.70 Billion | $2.71 Billion | ▲ +105.1% |
| 2019 | 3.00x | $16.64 Billion | $5.55 Billion | ▲ +39.1% |
| 2018 | 2.16x | $12.98 Billion | $6.01 Billion | ▼ -69.8% |
| 2017 | 7.16x | $14.18 Billion | $1.98 Billion | ▲ +126.4% |
| 2016 | 3.16x | $11.86 Billion | $3.75 Billion | ▲ +26.4% |
| 2015 | 2.50x | $10.13 Billion | $4.05 Billion | ▲ +19.0% |
| 2014 | 2.10x | $9.30 Billion | $4.43 Billion | ▼ -12.5% |
| 2013 | 2.40x | $9.98 Billion | $4.16 Billion | ▼ -6.8% |
| 2012 | 2.58x | $9.06 Billion | $3.52 Billion | ▲ +8.7% |
| 2011 | 2.37x | $7.46 Billion | $3.15 Billion | ▼ -20.2% |
| 2010 | 2.97x | $8.14 Billion | $2.74 Billion | ▼ -6.2% |
| 2009 | 3.16x | $2.80 Billion | $883.78 Million | ▼ -61.8% |
| 2007 | 8.29x | $13.01 Billion | $1.57 Billion | ▲ +492.4% |
| 2006 | 1.40x | $3.38 Billion | $2.41 Billion | ▼ -30.3% |
| 2005 | 2.01x | $3.63 Billion | $1.81 Billion | ▼ -31.6% |
| 2004 | 2.93x | $4.53 Billion | $1.54 Billion | ▲ +64.3% |
| 2003 | 1.79x | $2.03 Billion | $1.14 Billion | ▼ -29.4% |
| 2002 | 2.53x | $2.28 Billion | $899.64 Million | ▲ +28.1% |
| 2001 | 1.97x | $1.27 Billion | $641.97 Million | ▼ -33.6% |
| 2000 | 2.97x | $1.40 Billion | $469.63 Million | ▼ -15.2% |
| 1999 | 3.50x | $1.27 Billion | $363.10 Million | ▲ +23.5% |
| 1998 | 2.84x | $780.60 Million | $275.20 Million | ▲ +5.6% |
| 1997 | 2.69x | $508.60 Million | $189.40 Million | ▲ +51.5% |
| 1996 | 1.77x | $275.30 Million | $155.30 Million | ▲ +90.5% |
| 1995 | 0.93x | $117.70 Million | $126.50 Million | ▲ +49.9% |
| 1994 | 0.62x | $59.10 Million | $95.20 Million | — |