Capital One Financial Corporation (COF) — Cash Flow Quality Index
Capital One Financial Corporation (COF) has a Cash Flow Quality Index of 2.77x as of March 2026. Operating cash flow of $6.02 Billion exceeds net income of $2.17 Billion, indicating high earnings quality where cash backs reported profits. Explore COF long-term investments to assets to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Capital One Financial Corporation Cash Flow Quality Index (1994–2025)
Historical Cash Flow Quality Index for Capital One Financial Corporation across 31 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Capital One Financial Corporation (COF) tangible equity ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Capital One Financial Corporation (1994–2025)
Year-by-year earnings quality comparison for Capital One Financial Corporation. For live market cap and the full company financial profile, see Capital One Financial Corporation (COF) market capitalisation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 11.30x | $27.72 Billion | $2.45 Billion | ▲ +195.6% |
| 2024 | 3.82x | $18.16 Billion | $4.75 Billion | ▼ -9.2% |
| 2023 | 4.21x | $20.57 Billion | $4.89 Billion | ▲ +124.4% |
| 2022 | 1.88x | $13.81 Billion | $7.36 Billion | ▲ +88.8% |
| 2021 | 0.99x | $12.31 Billion | $12.39 Billion | ▼ -83.9% |
| 2020 | 6.15x | $16.70 Billion | $2.71 Billion | ▲ +105.1% |
| 2019 | 3.00x | $16.64 Billion | $5.55 Billion | ▲ +39.1% |
| 2018 | 2.16x | $12.98 Billion | $6.01 Billion | ▼ -69.8% |
| 2017 | 7.16x | $14.18 Billion | $1.98 Billion | ▲ +126.4% |
| 2016 | 3.16x | $11.86 Billion | $3.75 Billion | ▲ +26.4% |
| 2015 | 2.50x | $10.13 Billion | $4.05 Billion | ▲ +19.0% |
| 2014 | 2.10x | $9.30 Billion | $4.43 Billion | ▼ -12.5% |
| 2013 | 2.40x | $9.98 Billion | $4.16 Billion | ▼ -6.8% |
| 2012 | 2.58x | $9.06 Billion | $3.52 Billion | ▲ +8.7% |
| 2011 | 2.37x | $7.46 Billion | $3.15 Billion | ▼ -20.2% |
| 2010 | 2.97x | $8.14 Billion | $2.74 Billion | ▼ -6.2% |
| 2009 | 3.16x | $2.80 Billion | $883.78 Million | ▼ -61.8% |
| 2007 | 8.29x | $13.01 Billion | $1.57 Billion | ▲ +492.4% |
| 2006 | 1.40x | $3.38 Billion | $2.41 Billion | ▼ -30.3% |
| 2005 | 2.01x | $3.63 Billion | $1.81 Billion | ▼ -31.6% |
| 2004 | 2.93x | $4.53 Billion | $1.54 Billion | ▲ +64.3% |
| 2003 | 1.79x | $2.03 Billion | $1.14 Billion | ▼ -29.4% |
| 2002 | 2.53x | $2.28 Billion | $899.64 Million | ▲ +28.1% |
| 2001 | 1.97x | $1.27 Billion | $641.97 Million | ▼ -33.6% |
| 2000 | 2.97x | $1.40 Billion | $469.63 Million | ▼ -15.2% |
| 1999 | 3.50x | $1.27 Billion | $363.10 Million | ▲ +23.5% |
| 1998 | 2.84x | $780.60 Million | $275.20 Million | ▲ +5.6% |
| 1997 | 2.69x | $508.60 Million | $189.40 Million | ▲ +51.5% |
| 1996 | 1.77x | $275.30 Million | $155.30 Million | ▲ +90.5% |
| 1995 | 0.93x | $117.70 Million | $126.50 Million | ▲ +49.9% |
| 1994 | 0.62x | $59.10 Million | $95.20 Million | — |