Capital One Financial Corporation (COF) — Defensive Interval Ratio
Capital One Financial Corporation (COF) has a Defensive Interval Ratio of 4 days as of June 2026. Defensive assets of $5.46 Billion (cash $-, short-term investments $2.02 Billion, receivables $3.43 Billion) cover 4 days of daily cash needs of $1.33 Billion/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Capital One Financial Corporation Defensive Interval Ratio (1994–2025)
This chart shows how Capital One Financial Corporation's Defensive Interval Ratio has evolved across 32 annual periods from 1994 to 2025. As of June 2026, the ratio stands at 4 days, meaning defensive assets of $5.46 Billion can fund 4 days of operations without new revenue. For the complete balance sheet picture, see balance sheet size of Capital One Financial Corporation.
Annual Defensive Interval Ratio for Capital One Financial Corporation (1994–2025)
The table below presents the year-by-year Defensive Interval Ratio for Capital One Financial Corporation from 1994 to 2025, covering 32 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Capital One Financial Corporation current assets vs equity to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 6 days | $7.77 Billion | $1.31 Billion/day | $- | $4.27 Billion | ▼ 0 days |
| 2024 | 6 days | $6.39 Billion | $997.08 Million/day | $- | $3.85 Billion | ▼ -79 days |
| 2023 | 85 days | $81.59 Billion | $957.81 Million/day | $- | $79.12 Billion | ▼ -54646 days |
| 2022 | 54731 days | $79.02 Billion | $1.44 Million/day | $- | $76.92 Billion | ▼ -70903 days |
| 2021 | 125634 days | $96.72 Billion | $769.86K/day | $- | $95.26 Billion | ▲ +19954 days |
| 2020 | 105680 days | $101.92 Billion | $964.38K/day | $- | $100.44 Billion | ▲ +101707 days |
| 2019 | 3973 days | $80.97 Billion | $20.38 Million/day | $- | $79.21 Billion | ▲ +3911 days |
| 2018 | 61 days | $47.76 Billion | $777.47 Million/day | $- | $46.15 Billion | ▲ +9 days |
| 2017 | 52 days | $39.19 Billion | $749.46 Million/day | $- | $37.66 Billion | ▼ -3 days |
| 2016 | 55 days | $42.09 Billion | $759.75 Million/day | $- | $40.74 Billion | ▼ -4 days |
| 2015 | 59 days | $40.25 Billion | $681.54 Million/day | $- | $39.06 Billion | ▼ -5 days |
| 2014 | 64 days | $40.94 Billion | $639.71 Million/day | $- | $39.51 Billion | ▼ -13 days |
| 2013 | 77 days | $43.56 Billion | $563.68 Million/day | $- | $42.14 Billion | ▼ -35 days |
| 2012 | 112 days | $65.67 Billion | $586.80 Million/day | $- | $63.98 Billion | ▲ +8 days |
| 2011 | 104 days | $40.13 Billion | $386.82 Million/day | $- | $39.10 Billion | ▼ -14 days |
| 2010 | 118 days | $43.01 Billion | $364.01 Million/day | $- | $41.94 Billion | ▼ -19 days |
| 2009 | 137 days | $47.44 Billion | $346.58 Million/day | $- | $39.37 Billion | ▲ +17 days |
| 2008 | 120 days | $38.81 Billion | $324.49 Million/day | $- | $31.64 Billion | ▲ +11 days |
| 2007 | 109 days | $27.11 Billion | $249.09 Million/day | $- | $21.55 Billion | ▲ +22 days |
| 2006 | 86 days | $21.96 Billion | $254.06 Million/day | $- | $16.55 Billion | ▼ -65 days |
| 2005 | 152 days | $21.02 Billion | $138.40 Million/day | $- | $15.55 Billion | ▲ +94 days |
| 2004 | 58 days | $5.11 Billion | $88.13 Million/day | $- | $773.70 Million | ▼ -24 days |
| 2003 | 82 days | $5.97 Billion | $73.27 Million/day | $- | $1.01 Billion | ▲ +25 days |
| 2002 | 56 days | $3.69 Billion | $65.55 Million/day | $- | $373.83 Million | ▲ +8 days |
| 2001 | 48 days | $2.58 Billion | $53.50 Million/day | $- | $19.80 Million | ▲ +7 days |
| 2000 | 41 days | $1.29 Billion | $31.31 Million/day | $- | $60.60 Million | ▲ +3 days |
| 1999 | 38 days | $726.50 Million | $19.13 Million/day | $- | $- | ▼ -49 days |
| 1998 | 87 days | $886.00 Million | $10.24 Million/day | $- | $- | ▲ +78 days |
| 1997 | 9 days | $51.90 Million | $5.97 Million/day | $- | $- | ▼ -10 days |
| 1996 | 18 days | $78.60 Million | $4.26 Million/day | $- | $- | ▲ +6 days |
| 1995 | 13 days | $55.60 Million | $4.33 Million/day | $- | $- | ▼ -4 days |
| 1994 | 17 days | $113.70 Million | $6.77 Million/day | $- | $99.10 Million | — |