Capital One Financial Corporation (COF) — Defensive Interval Ratio
Capital One Financial Corporation (COF) has a Defensive Interval Ratio of 2017 days as of March 2026. Defensive assets of $3.46 Billion (cash $-, short-term investments $-, receivables $3.46 Billion) cover 2017 days of daily cash needs of $1.72 Million/day. Check COF goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Capital One Financial Corporation Defensive Interval Ratio (1994–2025)
This chart shows how Capital One Financial Corporation's Defensive Interval Ratio has evolved across 32 annual periods from 1994 to 2025. As of March 2026, the ratio stands at 2017 days, meaning defensive assets of $3.46 Billion can fund 2017 days of operations without new revenue. Also explore COF year-over-year net asset growth to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Capital One Financial Corporation (1994–2025)
The table below presents the year-by-year Defensive Interval Ratio for Capital One Financial Corporation from 1994 to 2025, covering 32 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Capital One Financial Corporation market cap and net worth.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 6 days | $7.77 Billion | $1.31 Billion/day | $- | $4.27 Billion | ▼ 0 days |
| 2024 | 6 days | $6.39 Billion | $997.08 Million/day | $- | $3.85 Billion | ▼ -79 days |
| 2023 | 85 days | $81.59 Billion | $957.81 Million/day | $- | $79.12 Billion | ▼ -54646 days |
| 2022 | 54731 days | $79.02 Billion | $1.44 Million/day | $- | $76.92 Billion | ▼ -70903 days |
| 2021 | 125634 days | $96.72 Billion | $769.86K/day | $- | $95.26 Billion | ▲ +19954 days |
| 2020 | 105680 days | $101.92 Billion | $964.38K/day | $- | $100.44 Billion | ▲ +101707 days |
| 2019 | 3973 days | $80.97 Billion | $20.38 Million/day | $- | $79.21 Billion | ▲ +3911 days |
| 2018 | 61 days | $47.76 Billion | $777.47 Million/day | $- | $46.15 Billion | ▲ +9 days |
| 2017 | 52 days | $39.19 Billion | $749.46 Million/day | $- | $37.66 Billion | ▼ -3 days |
| 2016 | 55 days | $42.09 Billion | $759.75 Million/day | $- | $40.74 Billion | ▼ -4 days |
| 2015 | 59 days | $40.25 Billion | $681.54 Million/day | $- | $39.06 Billion | ▼ -5 days |
| 2014 | 64 days | $40.94 Billion | $639.71 Million/day | $- | $39.51 Billion | ▼ -13 days |
| 2013 | 77 days | $43.56 Billion | $563.68 Million/day | $- | $42.14 Billion | ▼ -35 days |
| 2012 | 112 days | $65.67 Billion | $586.80 Million/day | $- | $63.98 Billion | ▲ +8 days |
| 2011 | 104 days | $40.13 Billion | $386.82 Million/day | $- | $39.10 Billion | ▼ -14 days |
| 2010 | 118 days | $43.01 Billion | $364.01 Million/day | $- | $41.94 Billion | ▼ -19 days |
| 2009 | 137 days | $47.44 Billion | $346.58 Million/day | $- | $39.37 Billion | ▲ +17 days |
| 2008 | 120 days | $38.81 Billion | $324.49 Million/day | $- | $31.64 Billion | ▲ +11 days |
| 2007 | 109 days | $27.11 Billion | $249.09 Million/day | $- | $21.55 Billion | ▲ +22 days |
| 2006 | 86 days | $21.96 Billion | $254.06 Million/day | $- | $16.55 Billion | ▼ -65 days |
| 2005 | 152 days | $21.02 Billion | $138.40 Million/day | $- | $15.55 Billion | ▲ +94 days |
| 2004 | 58 days | $5.11 Billion | $88.13 Million/day | $- | $773.70 Million | ▼ -24 days |
| 2003 | 82 days | $5.97 Billion | $73.27 Million/day | $- | $1.01 Billion | ▲ +25 days |
| 2002 | 56 days | $3.69 Billion | $65.55 Million/day | $- | $373.83 Million | ▲ +8 days |
| 2001 | 48 days | $2.58 Billion | $53.50 Million/day | $- | $19.80 Million | ▲ +7 days |
| 2000 | 41 days | $1.29 Billion | $31.31 Million/day | $- | $60.60 Million | ▲ +3 days |
| 1999 | 38 days | $726.50 Million | $19.13 Million/day | $- | $- | ▼ -49 days |
| 1998 | 87 days | $886.00 Million | $10.24 Million/day | $- | $- | ▲ +78 days |
| 1997 | 9 days | $51.90 Million | $5.97 Million/day | $- | $- | ▼ -10 days |
| 1996 | 18 days | $78.60 Million | $4.26 Million/day | $- | $- | ▲ +6 days |
| 1995 | 13 days | $55.60 Million | $4.33 Million/day | $- | $- | ▼ -4 days |
| 1994 | 17 days | $113.70 Million | $6.77 Million/day | $- | $99.10 Million | — |