Capital One Financial Corporation (COF) — Cash Flow Reinvestment Rate

Latest as of June 2026: 0.20x

Capital One Financial Corporation (COF) has a Cash Flow Reinvestment Rate of 0.20x as of June 2026, reinvesting $1.66 Billion (capex $553.00 Million plus investments $-1.11 Billion) from operating cash flow of $8.44 Billion. See Capital One Financial Corporation free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.

Reinvestment Rate

0.20x
(Capex + Investments) / Operating CF

Total Reinvested

$1.66 Billion
Capex + Investments

Operating Cash Flow

$8.44 Billion
USD

Capital Expenditures

$553.00 Million
USD

Capital One Financial Corporation Cash Flow Reinvestment Rate (1994–2025)

Historical reinvestment intensity for Capital One Financial Corporation across 32 annual periods. For the full cash flow conversion analysis, see cash flow conversion of Capital One Financial Corporation.

Annual Cash Flow Reinvestment Rate for Capital One Financial Corporation (1994–2025)

Year-by-year capital reinvestment analysis for Capital One Financial Corporation. See Capital One Financial Corporation leverage flexibility ratio to measure the company's free cash flow as a share of total liabilities.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 0.40x $11.02 Billion $27.72 Billion $1.58 Billion ▼ -73.9%
2024 1.52x $27.61 Billion $18.16 Billion $1.20 Billion ▲ +27.0%
2023 1.20x $24.64 Billion $20.57 Billion $961.00 Million ▲ +68.4%
2022 0.71x $9.82 Billion $13.81 Billion $934.00 Million ▲ +72.8%
2021 0.41x $5.07 Billion $12.31 Billion $698.00 Million ▼ -62.1%
2020 1.09x $18.15 Billion $16.70 Billion $710.00 Million ▲ +31.7%
2019 0.83x $13.73 Billion $16.64 Billion $887.00 Million ▼ -24.7%
2018 1.10x $14.22 Billion $12.98 Billion $874.00 Million ▲ +32.9%
2017 0.82x $11.69 Billion $14.18 Billion $1.02 Billion ▼ -60.2%
2016 2.07x $24.57 Billion $11.86 Billion $779.00 Million ▲ +6.0%
2015 1.96x $19.80 Billion $10.13 Billion $532.00 Million ▲ +13.0%
2014 1.73x $16.10 Billion $9.30 Billion $502.00 Million ▲ +238.5%
2013 0.51x $5.11 Billion $9.98 Billion $818.00 Million ▲ +520.2%
2012 0.08x $747.00 Million $9.06 Billion $560.00 Million ▲ +95.1%
2011 0.04x $315.00 Million $7.46 Billion $315.00 Million ▼ -42.9%
2010 0.07x $602.00 Million $8.14 Billion $340.00 Million ▼ -10.7%
2009 0.08x $231.62 Million $2.80 Billion $231.62 Million ▼ -19.1%
2008 0.10x $356.33 Million $3.48 Billion $356.33 Million ▲ +204.2%
2007 0.03x $437.55 Million $13.01 Billion $437.55 Million ▼ -84.1%
2006 0.21x $712.19 Million $3.38 Billion $712.19 Million ▲ +379.3%
2005 0.04x $159.82 Million $3.63 Billion $159.82 Million ▼ -4.7%
2004 0.05x $208.97 Million $4.53 Billion $208.97 Million ▼ -62.9%
2003 0.12x $252.40 Million $2.03 Billion $252.40 Million ▲ +2.8%
2002 0.12x $275.44 Million $2.28 Billion $275.44 Million ▼ -53.0%
2001 0.26x $326.59 Million $1.27 Billion $326.59 Million ▼ -3.8%
2000 0.27x $374.02 Million $1.40 Billion $374.02 Million ▼ -2.9%
1999 0.28x $351.00 Million $1.27 Billion $351.00 Million ▲ +40.8%
1998 0.20x $153.00 Million $780.60 Million $153.00 Million ▲ +93.2%
1997 0.10x $51.60 Million $508.60 Million $51.60 Million ▼ -62.7%
1996 0.27x $74.90 Million $275.30 Million $74.90 Million ▼ -48.0%
1995 0.52x $61.60 Million $117.70 Million $61.60 Million ▼ -46.8%
1994 0.98x $58.10 Million $59.10 Million $58.10 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow