Capital One Financial Corporation (COF) — Free Cash Flow Generation Index
Capital One Financial Corporation (COF) has a Free Cash Flow Generation Index of 0.91x as of March 2026. Free cash flow of $5.47 Billion represents 1% of operating cash flow ($6.02 Billion). See working capital position of Capital One Financial Corporation to evaluate short-term liquidity relative to the company's equity base.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Capital One Financial Corporation Free Cash Flow Generation Index (1994–2025)
Historical FCF Generation Index trend for Capital One Financial Corporation across 32 annual periods. Explore Capital One Financial Corporation (COF) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Annual Free Cash Flow Generation for Capital One Financial Corporation (1994–2025)
Year-by-year Free Cash Flow Generation Index for Capital One Financial Corporation. For the full company profile including market capitalisation, see COF company net worth.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.94x | $26.14 Billion | $27.72 Billion | $1.58 Billion | ▲ +1.0% |
| 2024 | 0.93x | $16.95 Billion | $18.16 Billion | $1.20 Billion | ▼ -2.1% |
| 2023 | 0.95x | $19.61 Billion | $20.57 Billion | $961.00 Million | ▲ +2.2% |
| 2022 | 0.93x | $12.88 Billion | $13.81 Billion | $934.00 Million | ▼ -1.2% |
| 2021 | 0.94x | $11.61 Billion | $12.31 Billion | $698.00 Million | ▼ -1.5% |
| 2020 | 0.96x | $15.99 Billion | $16.70 Billion | $710.00 Million | ▲ +1.1% |
| 2019 | 0.95x | $15.75 Billion | $16.64 Billion | $887.00 Million | ▲ +1.5% |
| 2018 | 0.93x | $12.10 Billion | $12.98 Billion | $874.00 Million | ▲ +0.5% |
| 2017 | 0.93x | $13.16 Billion | $14.18 Billion | $1.02 Billion | ▼ -0.7% |
| 2016 | 0.93x | $11.08 Billion | $11.86 Billion | $779.00 Million | ▼ -1.4% |
| 2015 | 0.95x | $9.60 Billion | $10.13 Billion | $532.00 Million | ▲ +0.2% |
| 2014 | 0.95x | $8.80 Billion | $9.30 Billion | $502.00 Million | ▲ +3.0% |
| 2013 | 0.92x | $9.17 Billion | $9.98 Billion | $818.00 Million | ▼ -2.1% |
| 2012 | 0.94x | $8.50 Billion | $9.06 Billion | $560.00 Million | ▼ -2.0% |
| 2011 | 0.96x | $7.14 Billion | $7.46 Billion | $315.00 Million | ▼ -0.1% |
| 2010 | 0.96x | $7.80 Billion | $8.14 Billion | $340.00 Million | ▲ +4.5% |
| 2009 | 0.92x | $2.57 Billion | $2.80 Billion | $231.62 Million | ▲ +2.2% |
| 2008 | 0.90x | $3.13 Billion | $3.48 Billion | $356.33 Million | ▼ -7.1% |
| 2007 | 0.97x | $12.57 Billion | $13.01 Billion | $437.55 Million | ▲ +22.5% |
| 2006 | 0.79x | $2.66 Billion | $3.38 Billion | $712.19 Million | ▼ -17.5% |
| 2005 | 0.96x | $3.47 Billion | $3.63 Billion | $159.82 Million | ▲ +0.2% |
| 2004 | 0.95x | $4.32 Billion | $4.53 Billion | $208.97 Million | ▲ +8.9% |
| 2003 | 0.88x | $1.78 Billion | $2.03 Billion | $252.40 Million | ▼ -0.4% |
| 2002 | 0.88x | $2.00 Billion | $2.28 Billion | $275.44 Million | ▲ +18.4% |
| 2001 | 0.74x | $941.15 Million | $1.27 Billion | $326.59 Million | ▲ +1.4% |
| 2000 | 0.73x | $1.02 Billion | $1.40 Billion | $374.02 Million | ▲ +1.1% |
| 1999 | 0.72x | $921.30 Million | $1.27 Billion | $351.00 Million | ▼ -9.9% |
| 1998 | 0.80x | $627.60 Million | $780.60 Million | $153.00 Million | ▼ -10.5% |
| 1997 | 0.90x | $457.00 Million | $508.60 Million | $51.60 Million | ▲ +23.4% |
| 1996 | 0.73x | $200.40 Million | $275.30 Million | $74.90 Million | ▲ +52.7% |
| 1995 | 0.48x | $56.10 Million | $117.70 Million | $61.60 Million | ▲ +2716.9% |
| 1994 | 0.02x | $1.00 Million | $59.10 Million | $58.10 Million | — |