Capital One Financial Corporation (COF) — Free Cash Flow Generation Index
Capital One Financial Corporation (COF) has a Free Cash Flow Generation Index of 1.07x as of June 2026. Free cash flow of $9.00 Billion represents 1% of operating cash flow ($8.44 Billion). Explore COF capex reinvestment rate to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Capital One Financial Corporation Free Cash Flow Generation Index (1994–2025)
Historical FCF Generation Index trend for Capital One Financial Corporation across 32 annual periods. For the full cash flow conversion analysis, see COF cash generation efficiency.
Annual Free Cash Flow Generation for Capital One Financial Corporation (1994–2025)
Year-by-year Free Cash Flow Generation Index for Capital One Financial Corporation. Check Capital One Financial Corporation investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.94x | $26.14 Billion | $27.72 Billion | $1.58 Billion | ▲ +1.0% |
| 2024 | 0.93x | $16.95 Billion | $18.16 Billion | $1.20 Billion | ▼ -2.1% |
| 2023 | 0.95x | $19.61 Billion | $20.57 Billion | $961.00 Million | ▲ +2.2% |
| 2022 | 0.93x | $12.88 Billion | $13.81 Billion | $934.00 Million | ▼ -1.2% |
| 2021 | 0.94x | $11.61 Billion | $12.31 Billion | $698.00 Million | ▼ -1.5% |
| 2020 | 0.96x | $15.99 Billion | $16.70 Billion | $710.00 Million | ▲ +1.1% |
| 2019 | 0.95x | $15.75 Billion | $16.64 Billion | $887.00 Million | ▲ +1.5% |
| 2018 | 0.93x | $12.10 Billion | $12.98 Billion | $874.00 Million | ▲ +0.5% |
| 2017 | 0.93x | $13.16 Billion | $14.18 Billion | $1.02 Billion | ▼ -0.7% |
| 2016 | 0.93x | $11.08 Billion | $11.86 Billion | $779.00 Million | ▼ -1.4% |
| 2015 | 0.95x | $9.60 Billion | $10.13 Billion | $532.00 Million | ▲ +0.2% |
| 2014 | 0.95x | $8.80 Billion | $9.30 Billion | $502.00 Million | ▲ +3.0% |
| 2013 | 0.92x | $9.17 Billion | $9.98 Billion | $818.00 Million | ▼ -2.1% |
| 2012 | 0.94x | $8.50 Billion | $9.06 Billion | $560.00 Million | ▼ -2.0% |
| 2011 | 0.96x | $7.14 Billion | $7.46 Billion | $315.00 Million | ▼ -0.1% |
| 2010 | 0.96x | $7.80 Billion | $8.14 Billion | $340.00 Million | ▲ +4.5% |
| 2009 | 0.92x | $2.57 Billion | $2.80 Billion | $231.62 Million | ▲ +2.2% |
| 2008 | 0.90x | $3.13 Billion | $3.48 Billion | $356.33 Million | ▼ -7.1% |
| 2007 | 0.97x | $12.57 Billion | $13.01 Billion | $437.55 Million | ▲ +22.5% |
| 2006 | 0.79x | $2.66 Billion | $3.38 Billion | $712.19 Million | ▼ -17.5% |
| 2005 | 0.96x | $3.47 Billion | $3.63 Billion | $159.82 Million | ▲ +0.2% |
| 2004 | 0.95x | $4.32 Billion | $4.53 Billion | $208.97 Million | ▲ +8.9% |
| 2003 | 0.88x | $1.78 Billion | $2.03 Billion | $252.40 Million | ▼ -0.4% |
| 2002 | 0.88x | $2.00 Billion | $2.28 Billion | $275.44 Million | ▲ +18.4% |
| 2001 | 0.74x | $941.15 Million | $1.27 Billion | $326.59 Million | ▲ +1.4% |
| 2000 | 0.73x | $1.02 Billion | $1.40 Billion | $374.02 Million | ▲ +1.1% |
| 1999 | 0.72x | $921.30 Million | $1.27 Billion | $351.00 Million | ▼ -9.9% |
| 1998 | 0.80x | $627.60 Million | $780.60 Million | $153.00 Million | ▼ -10.5% |
| 1997 | 0.90x | $457.00 Million | $508.60 Million | $51.60 Million | ▲ +23.4% |
| 1996 | 0.73x | $200.40 Million | $275.30 Million | $74.90 Million | ▲ +52.7% |
| 1995 | 0.48x | $56.10 Million | $117.70 Million | $61.60 Million | ▲ +2716.9% |
| 1994 | 0.02x | $1.00 Million | $59.10 Million | $58.10 Million | — |