Banco Santander (Brasil) S.A. (SANB3) — Net Asset Quality Index
Banco Santander (Brasil) S.A. (SANB3) has a Net Asset Quality Index of 9.8% as of September 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of R$1.26 Trillion minus total liabilities of R$1.14 Trillion yields net assets of R$123.85 Billion. A higher index indicates a stronger, lower-leverage balance sheet. See SANB3 defensive asset coverage days to measure how many days the company can operate on defensive assets alone.
Quality Index
Net Assets
Total Assets
Total Liabilities
Banco Santander (Brasil) S.A. Net Asset Quality Index Over Time (2013–2024)
This chart shows how Banco Santander (Brasil) S.A.'s Net Asset Quality Index has evolved across 12 annual periods from 2013 to 2024. As of September 2025, the index stands at 9.8%, representing net assets of R$123.85 Billion against total assets of R$1.26 Trillion BRL. Explore Banco Santander (Brasil) S.A. cash flow conversion to assess how effectively this company generates cash.
Annual Net Asset Quality Index for Banco Santander (Brasil) S.A. (2013–2024)
The table below presents the year-by-year Net Asset Quality Index for Banco Santander (Brasil) S.A. from 2013 to 2024, covering 12 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see SANB3 market cap.
| Year | Quality Index | Net Assets (BRL) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2024 | 9.6% | R$119.49 Billion | R$1.24 Trillion | R$1.12 Trillion | ▼ -0.6 pp |
| 2023 | 10.3% | R$114.45 Billion | R$1.12 Trillion | R$1.00 Trillion | ▼ -0.9 pp |
| 2022 | 11.2% | R$110.18 Billion | R$985.45 Billion | R$875.27 Billion | ▼ -0.2 pp |
| 2021 | 11.4% | R$105.97 Billion | R$931.21 Billion | R$825.23 Billion | ▲ +0.1 pp |
| 2020 | 11.3% | R$105.78 Billion | R$936.20 Billion | R$830.42 Billion | ▼ -1.4 pp |
| 2019 | 12.7% | R$96.65 Billion | R$762.24 Billion | R$665.59 Billion | ▲ +0.1 pp |
| 2018 | 12.6% | R$91.00 Billion | R$723.87 Billion | R$632.86 Billion | ▼ -0.8 pp |
| 2017 | 13.4% | R$86.65 Billion | R$645.70 Billion | R$559.05 Billion | ▲ +0.2 pp |
| 2016 | 13.3% | R$84.09 Billion | R$634.39 Billion | R$550.31 Billion | ▲ +0.1 pp |
| 2015 | 13.1% | R$79.40 Billion | R$605.39 Billion | R$525.99 Billion | ▼ -2.0 pp |
| 2014 | 15.1% | R$78.68 Billion | R$520.23 Billion | R$441.55 Billion | ▼ -2.9 pp |
| 2013 | 18.0% | R$81.66 Billion | R$453.05 Billion | R$371.40 Billion | — |