Banco Santander (Brasil) S.A. (SANB3) — Financial Flexibility Index
Banco Santander (Brasil) S.A. (SANB3) has a Financial Flexibility Index of 0.02x as of September 2025. Free cash flow of R$27.38 Billion (operating CF R$24.83 Billion minus capex R$2.55 Billion) represents 0% of total liabilities (R$1.14 Trillion). Also explore SANB3 shareholders equity momentum to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Banco Santander (Brasil) S.A. Financial Flexibility Index (2013–2024)
Historical Financial Flexibility Index trend for Banco Santander (Brasil) S.A. across 12 annual periods. Check Banco Santander (Brasil) S.A. strategic asset allocation index to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for Banco Santander (Brasil) S.A. (2013–2024)
Year-by-year free cash flow to debt coverage for Banco Santander (Brasil) S.A.. For the full company profile including market capitalisation, see SANB3 market cap overview.
| Year | Flexibility Index | Free Cash Flow (BRL) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | -0.02x | R$-17.81 Billion | R$-21.13 Billion | R$1.12 Trillion | ▼ -130.4% |
| 2023 | 0.05x | R$52.43 Billion | R$49.42 Billion | R$1.00 Trillion | ▲ +474.9% |
| 2022 | 0.01x | R$7.97 Billion | R$6.85 Billion | R$875.27 Billion | ▼ -5.7% |
| 2021 | 0.01x | R$7.97 Billion | R$6.81 Billion | R$825.23 Billion | ▼ -81.9% |
| 2020 | 0.05x | R$44.32 Billion | R$42.32 Billion | R$830.42 Billion | ▲ +25.2% |
| 2019 | 0.04x | R$28.37 Billion | R$24.87 Billion | R$665.59 Billion | ▲ +139.0% |
| 2018 | 0.02x | R$11.29 Billion | R$8.28 Billion | R$632.86 Billion | ▼ -80.9% |
| 2017 | 0.09x | R$52.18 Billion | R$50.29 Billion | R$559.05 Billion | ▲ +518.6% |
| 2016 | 0.02x | R$8.30 Billion | R$6.75 Billion | R$550.31 Billion | ▲ +28.8% |
| 2015 | 0.01x | R$6.16 Billion | R$4.03 Billion | R$525.99 Billion | ▲ +286.3% |
| 2014 | -0.01x | R$-2.78 Billion | R$-4.62 Billion | R$441.55 Billion | ▼ -110.4% |
| 2013 | 0.06x | R$22.45 Billion | R$20.68 Billion | R$371.40 Billion | — |