Banco Santander (Brasil) S.A. Financial Flexibility Index
Banco Santander (Brasil) S.A. financial flexibility index. Banco Santander (Brasil) S.A. (SANB3) has a Financial Flexibility Index of 0.02x as of September 2025. Free cash flow of R$27.38 Billion (operating CF R$24.83 Billion minus capex R$2.55 Billion) represents 0% of total liabilities (R$1.14 Trillion). See Banco Santander (Brasil) S.A. (SANB3) free cash flow to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Banco Santander (Brasil) S.A. (2013–2024)
Financial flexibility index of Banco Santander (Brasil) S.A. from 2013 to 2024. Historical Financial Flexibility Index trend for Banco Santander (Brasil) S.A. across 12 annual periods. Check SANB3 cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
Banco Santander (Brasil) S.A. Financial Flexibility Index by Year (2013–2024)
Banco Santander (Brasil) S.A. financial flexibility index by year from 2013 to 2024. Year-by-year free cash flow to debt coverage for Banco Santander (Brasil) S.A.. For the full cash flow conversion analysis, see Banco Santander (Brasil) S.A. cash flow conversion.
| Year | Flexibility Index | Free Cash Flow (BRL) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | -0.02x | R$-17.81 Billion | R$-21.13 Billion | R$1.12 Trillion | ▼ -130.4% |
| 2023 | 0.05x | R$52.43 Billion | R$49.42 Billion | R$1.00 Trillion | ▲ +474.9% |
| 2022 | 0.01x | R$7.97 Billion | R$6.85 Billion | R$875.27 Billion | ▼ -5.7% |
| 2021 | 0.01x | R$7.97 Billion | R$6.81 Billion | R$825.23 Billion | ▼ -81.9% |
| 2020 | 0.05x | R$44.32 Billion | R$42.32 Billion | R$830.42 Billion | ▲ +25.2% |
| 2019 | 0.04x | R$28.37 Billion | R$24.87 Billion | R$665.59 Billion | ▲ +139.0% |
| 2018 | 0.02x | R$11.29 Billion | R$8.28 Billion | R$632.86 Billion | ▼ -80.9% |
| 2017 | 0.09x | R$52.18 Billion | R$50.29 Billion | R$559.05 Billion | ▲ +518.6% |
| 2016 | 0.02x | R$8.30 Billion | R$6.75 Billion | R$550.31 Billion | ▲ +28.8% |
| 2015 | 0.01x | R$6.16 Billion | R$4.03 Billion | R$525.99 Billion | ▲ +286.3% |
| 2014 | -0.01x | R$-2.78 Billion | R$-4.62 Billion | R$441.55 Billion | ▼ -110.4% |
| 2013 | 0.06x | R$22.45 Billion | R$20.68 Billion | R$371.40 Billion | — |