Banco Santander (Brasil) S.A. Cash Flow Quality Index

Latest as of September 2025: 6.29x

Banco Santander (Brasil) S.A. cash flow quality index. Banco Santander (Brasil) S.A. (SANB3) has a Cash Flow Quality Index of 6.29x as of September 2025. Operating cash flow of R$24.83 Billion exceeds net income of R$3.94 Billion, indicating high earnings quality where cash backs reported profits. See Banco Santander (Brasil) S.A. financial flexibility index to measure the company's free cash flow as a share of total liabilities.

Cash Flow Quality Index

6.29x
Operating CF / Net Income

Operating Cash Flow

R$24.83 Billion
BRL

Net Income

R$3.94 Billion
BRL

Data as of

Sep 2025
Most recent filing

Cash Flow Quality Index of Banco Santander (Brasil) S.A. (2013–2024)

Cash flow quality index of Banco Santander (Brasil) S.A. from 2013 to 2024. Historical Cash Flow Quality Index for Banco Santander (Brasil) S.A. across 12 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore debt repayment capacity of Banco Santander (Brasil) S.A. to assess how comfortably operating cash covers total debt obligations.

Banco Santander (Brasil) S.A. Cash Flow Quality Index by Year (2013–2024)

Banco Santander (Brasil) S.A. cash flow quality index by year from 2013 to 2024. Year-by-year earnings quality comparison for Banco Santander (Brasil) S.A.. For the full cash flow conversion analysis, see SANB3 cash generation efficiency.

Year Quality Index Operating CF (BRL) Net Income YoY Change
2024 -1.57x R$-21.13 Billion R$13.48 Billion ▼ -128.5%
2023 5.51x R$49.42 Billion R$8.97 Billion ▲ +911.1%
2022 0.54x R$6.85 Billion R$12.57 Billion ▲ +19.9%
2021 0.45x R$6.81 Billion R$14.99 Billion ▼ -85.6%
2020 3.15x R$42.32 Billion R$13.45 Billion ▲ +110.4%
2019 1.50x R$24.87 Billion R$16.63 Billion ▲ +131.3%
2018 0.65x R$8.28 Billion R$12.80 Billion ▼ -88.2%
2017 5.50x R$50.29 Billion R$9.14 Billion ▲ +508.8%
2016 0.90x R$6.75 Billion R$7.46 Billion ▲ +120.8%
2015 0.41x R$4.03 Billion R$9.83 Billion ▲ +149.9%
2014 -0.82x R$-4.62 Billion R$5.63 Billion ▼ -122.7%
2013 3.61x R$20.68 Billion R$5.72 Billion —
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.