Banco Santander (Brasil) S.A. (SANB3) — Cash Flow Quality Index
Banco Santander (Brasil) S.A. (SANB3) has a Cash Flow Quality Index of 6.29x as of September 2025. Operating cash flow of R$24.83 Billion exceeds net income of R$3.94 Billion, indicating high earnings quality where cash backs reported profits. Explore SANB3 cash flow metrics to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Banco Santander (Brasil) S.A. Cash Flow Quality Index (2013–2024)
Historical Cash Flow Quality Index for Banco Santander (Brasil) S.A. across 12 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check cash flow reinvestment rate of Banco Santander (Brasil) S.A. to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Banco Santander (Brasil) S.A. (2013–2024)
Year-by-year earnings quality comparison for Banco Santander (Brasil) S.A.. For live market cap and the full company financial profile, see SANB3 market cap.
| Year | Quality Index | Operating CF (BRL) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | -1.57x | R$-21.13 Billion | R$13.48 Billion | ▼ -128.5% |
| 2023 | 5.51x | R$49.42 Billion | R$8.97 Billion | ▲ +911.1% |
| 2022 | 0.54x | R$6.85 Billion | R$12.57 Billion | ▲ +19.9% |
| 2021 | 0.45x | R$6.81 Billion | R$14.99 Billion | ▼ -85.6% |
| 2020 | 3.15x | R$42.32 Billion | R$13.45 Billion | ▲ +110.4% |
| 2019 | 1.50x | R$24.87 Billion | R$16.63 Billion | ▲ +131.3% |
| 2018 | 0.65x | R$8.28 Billion | R$12.80 Billion | ▼ -88.2% |
| 2017 | 5.50x | R$50.29 Billion | R$9.14 Billion | ▲ +508.8% |
| 2016 | 0.90x | R$6.75 Billion | R$7.46 Billion | ▲ +120.8% |
| 2015 | 0.41x | R$4.03 Billion | R$9.83 Billion | ▲ +149.9% |
| 2014 | -0.82x | R$-4.62 Billion | R$5.63 Billion | ▼ -122.7% |
| 2013 | 3.61x | R$20.68 Billion | R$5.72 Billion | — |