Banco Santander (Brasil) S.A. (SANB3) — Cash Flow Reinvestment Rate

Latest as of September 2025: 0.10x

Banco Santander (Brasil) S.A. (SANB3) has a Cash Flow Reinvestment Rate of 0.10x as of September 2025, reinvesting R$2.55 Billion (capex R$2.55 Billion ) from operating cash flow of R$24.83 Billion. See free cash flow generation of Banco Santander (Brasil) S.A. to measure how efficiently the company converts operating cash flow to free cash.

Reinvestment Rate

0.10x
(Capex + Investments) / Operating CF

Total Reinvested

R$2.55 Billion
Capex + Investments

Operating Cash Flow

R$24.83 Billion
BRL

Capital Expenditures

R$2.55 Billion
BRL

Banco Santander (Brasil) S.A. Cash Flow Reinvestment Rate (2013–2023)

Historical reinvestment intensity for Banco Santander (Brasil) S.A. across 10 annual periods. For the full cash flow conversion analysis, see Banco Santander (Brasil) S.A. cash conversion from operations.

Annual Cash Flow Reinvestment Rate for Banco Santander (Brasil) S.A. (2013–2023)

Year-by-year capital reinvestment analysis for Banco Santander (Brasil) S.A.. See SANB3 free cash flow debt coverage to measure the company's free cash flow as a share of total liabilities.

Year Reinvestment Rate Total Reinvested (BRL) Operating CF Capex YoY Change
2023 0.11x R$5.57 Billion R$49.42 Billion R$3.01 Billion ▼ -79.8%
2022 0.56x R$3.83 Billion R$6.85 Billion R$1.13 Billion ▲ +23.3%
2021 0.45x R$3.09 Billion R$6.81 Billion R$1.16 Billion ▲ +653.8%
2020 0.06x R$2.55 Billion R$42.32 Billion R$2.01 Billion ▼ -63.6%
2019 0.17x R$4.11 Billion R$24.87 Billion R$3.50 Billion ▼ -55.1%
2018 0.37x R$3.05 Billion R$8.28 Billion R$3.01 Billion ▲ +862.7%
2017 0.04x R$1.92 Billion R$50.29 Billion R$1.89 Billion ▼ -90.9%
2016 0.42x R$2.82 Billion R$6.75 Billion R$1.55 Billion ▼ -32.4%
2015 0.62x R$2.49 Billion R$4.03 Billion R$2.14 Billion ▲ +501.2%
2013 0.10x R$2.13 Billion R$20.68 Billion R$1.77 Billion
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow