Banco Santander (Brasil) S.A. (SANB3) — Free Cash Flow Generation Index
Banco Santander (Brasil) S.A. (SANB3) has a Free Cash Flow Generation Index of 1.10x as of September 2025. Free cash flow of R$27.38 Billion represents 1% of operating cash flow (R$24.83 Billion). See Banco Santander (Brasil) S.A. short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Banco Santander (Brasil) S.A. Free Cash Flow Generation Index (2013–2023)
Historical FCF Generation Index trend for Banco Santander (Brasil) S.A. across 10 annual periods. Explore Banco Santander (Brasil) S.A. debt service capacity to assess how comfortably operating cash covers total debt obligations.
Annual Free Cash Flow Generation for Banco Santander (Brasil) S.A. (2013–2023)
Year-by-year Free Cash Flow Generation Index for Banco Santander (Brasil) S.A.. For the full company profile including market capitalisation, see market value of Banco Santander (Brasil) S.A..
| Year | FCG Index | Free Cash Flow (BRL) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2023 | 0.94x | R$46.42 Billion | R$49.42 Billion | R$3.01 Billion | ▲ +61.4% |
| 2022 | 0.58x | R$3.98 Billion | R$6.85 Billion | R$1.13 Billion | ▼ -10.8% |
| 2021 | 0.65x | R$4.44 Billion | R$6.81 Billion | R$1.16 Billion | ▼ -31.5% |
| 2020 | 0.95x | R$40.31 Billion | R$42.32 Billion | R$2.01 Billion | ▲ +10.6% |
| 2019 | 0.86x | R$21.43 Billion | R$24.87 Billion | R$3.50 Billion | ▲ +35.4% |
| 2018 | 0.64x | R$5.27 Billion | R$8.28 Billion | R$3.01 Billion | ▼ -33.9% |
| 2017 | 0.96x | R$48.45 Billion | R$50.29 Billion | R$1.89 Billion | ▼ -21.7% |
| 2016 | 1.23x | R$8.30 Billion | R$6.75 Billion | R$1.55 Billion | ▼ -19.6% |
| 2015 | 1.53x | R$6.16 Billion | R$4.03 Billion | R$2.14 Billion | ▲ +41.0% |
| 2013 | 1.09x | R$22.45 Billion | R$20.68 Billion | R$1.77 Billion | — |