Banco Santander (Brasil) S.A. (SANB3) — Free Cash Flow Generation Index

Latest as of September 2025: 1.10x

Banco Santander (Brasil) S.A. (SANB3) has a Free Cash Flow Generation Index of 1.10x as of September 2025. Free cash flow of R$27.38 Billion represents 1% of operating cash flow (R$24.83 Billion). Read how much debt does Banco Santander (Brasil) S.A. carry for a breakdown of total debt and financial obligations.

FCF Generation Index

1.10x
Free Cash Flow / Operating CF

Free Cash Flow

R$27.38 Billion
BRL

Operating Cash Flow

R$24.83 Billion
BRL

Capital Expenditures

R$2.55 Billion
BRL

Banco Santander (Brasil) S.A. Free Cash Flow Generation Index (2013–2023)

Historical FCF Generation Index trend for Banco Santander (Brasil) S.A. across 10 annual periods. Explore capital reinvestment ratio of Banco Santander (Brasil) S.A. to see what proportion of operating cash flow is directed to capital expenditures.

Annual Free Cash Flow Generation for Banco Santander (Brasil) S.A. (2013–2023)

Year-by-year Free Cash Flow Generation Index for Banco Santander (Brasil) S.A.. For the full company profile including market capitalisation, see SANB3 company net worth.

Year FCG Index Free Cash Flow (BRL) Operating CF Capital Expenditures YoY Change
2023 0.94x R$46.42 Billion R$49.42 Billion R$3.01 Billion ▲ +61.4%
2022 0.58x R$3.98 Billion R$6.85 Billion R$1.13 Billion ▼ -10.8%
2021 0.65x R$4.44 Billion R$6.81 Billion R$1.16 Billion ▼ -31.5%
2020 0.95x R$40.31 Billion R$42.32 Billion R$2.01 Billion ▲ +10.6%
2019 0.86x R$21.43 Billion R$24.87 Billion R$3.50 Billion ▲ +35.4%
2018 0.64x R$5.27 Billion R$8.28 Billion R$3.01 Billion ▼ -33.9%
2017 0.96x R$48.45 Billion R$50.29 Billion R$1.89 Billion ▼ -21.7%
2016 1.23x R$8.30 Billion R$6.75 Billion R$1.55 Billion ▼ -19.6%
2015 1.53x R$6.16 Billion R$4.03 Billion R$2.14 Billion ▲ +41.0%
2013 1.09x R$22.45 Billion R$20.68 Billion R$1.77 Billion
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).