Banco Santander (Brasil) S.A. (SANB3) — Free Cash Flow Generation Index
Banco Santander (Brasil) S.A. (SANB3) has a Free Cash Flow Generation Index of 1.10x as of September 2025. Free cash flow of R$27.38 Billion represents 1% of operating cash flow (R$24.83 Billion). Explore SANB3 capital reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Banco Santander (Brasil) S.A. Free Cash Flow Generation Index (2013–2023)
Historical FCF Generation Index trend for Banco Santander (Brasil) S.A. across 10 annual periods. For the full cash flow conversion analysis, see SANB3 cash generation efficiency.
Annual Free Cash Flow Generation for Banco Santander (Brasil) S.A. (2013–2023)
Year-by-year Free Cash Flow Generation Index for Banco Santander (Brasil) S.A.. Check Banco Santander (Brasil) S.A. (SANB3) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (BRL) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2023 | 0.94x | R$46.42 Billion | R$49.42 Billion | R$3.01 Billion | ▲ +61.4% |
| 2022 | 0.58x | R$3.98 Billion | R$6.85 Billion | R$1.13 Billion | ▼ -10.8% |
| 2021 | 0.65x | R$4.44 Billion | R$6.81 Billion | R$1.16 Billion | ▼ -31.5% |
| 2020 | 0.95x | R$40.31 Billion | R$42.32 Billion | R$2.01 Billion | ▲ +10.6% |
| 2019 | 0.86x | R$21.43 Billion | R$24.87 Billion | R$3.50 Billion | ▲ +35.4% |
| 2018 | 0.64x | R$5.27 Billion | R$8.28 Billion | R$3.01 Billion | ▼ -33.9% |
| 2017 | 0.96x | R$48.45 Billion | R$50.29 Billion | R$1.89 Billion | ▼ -21.7% |
| 2016 | 1.23x | R$8.30 Billion | R$6.75 Billion | R$1.55 Billion | ▼ -19.6% |
| 2015 | 1.53x | R$6.16 Billion | R$4.03 Billion | R$2.14 Billion | ▲ +41.0% |
| 2013 | 1.09x | R$22.45 Billion | R$20.68 Billion | R$1.77 Billion | — |