Banco Santander (Brasil) S.A. Free Cash Flow Generation Index

Latest as of September 2025: 1.10x

Banco Santander (Brasil) S.A. free cash flow generation index. Banco Santander (Brasil) S.A. (SANB3) has a Free Cash Flow Generation Index of 1.10x as of September 2025. Free cash flow of R$27.38 Billion represents 1% of operating cash flow (R$24.83 Billion).

FCF Generation Index

1.10x
Free Cash Flow / Operating CF

Free Cash Flow

R$27.38 Billion
BRL

Operating Cash Flow

R$24.83 Billion
BRL

Capital Expenditures

R$2.55 Billion
BRL

Free Cash Flow Generation Index of Banco Santander (Brasil) S.A. (2013–2023)

Free cash flow generation index of Banco Santander (Brasil) S.A. from 2013 to 2023. Historical FCF Generation Index trend for Banco Santander (Brasil) S.A. across 10 annual periods. See Banco Santander (Brasil) S.A. (SANB3) financial flexibility to measure the company's free cash flow as a share of total liabilities.

Banco Santander (Brasil) S.A. Free Cash Flow Generation Index by Year (2013–2023)

Banco Santander (Brasil) S.A. free cash flow generation index by year from 2013 to 2023. Year-by-year Free Cash Flow Generation Index for Banco Santander (Brasil) S.A.. For the full cash flow conversion analysis, see SANB3 operating cash flow.

Year FCG Index Free Cash Flow (BRL) Operating CF Capital Expenditures YoY Change
2023 0.94x R$46.42 Billion R$49.42 Billion R$3.01 Billion ▲ +61.4%
2022 0.58x R$3.98 Billion R$6.85 Billion R$1.13 Billion ▼ -10.8%
2021 0.65x R$4.44 Billion R$6.81 Billion R$1.16 Billion ▼ -31.5%
2020 0.95x R$40.31 Billion R$42.32 Billion R$2.01 Billion ▲ +10.6%
2019 0.86x R$21.43 Billion R$24.87 Billion R$3.50 Billion ▲ +35.4%
2018 0.64x R$5.27 Billion R$8.28 Billion R$3.01 Billion ▼ -33.9%
2017 0.96x R$48.45 Billion R$50.29 Billion R$1.89 Billion ▼ -21.7%
2016 1.23x R$8.30 Billion R$6.75 Billion R$1.55 Billion ▼ -19.6%
2015 1.53x R$6.16 Billion R$4.03 Billion R$2.14 Billion ▲ +41.0%
2013 1.09x R$22.45 Billion R$20.68 Billion R$1.77 Billion —
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).