Banco Santander (Brasil) S.A. (SANB3) — Cash Flow-to-Debt Ratio
Banco Santander (Brasil) S.A. (SANB3) has a Cash Flow-to-Debt Ratio of 0.02x as of September 2025, meaning its operating cash flow of R$24.83 Billion could theoretically repay 0% of its total liabilities (R$1.14 Trillion) in one year. Explore SANB3 long-term investment intensity to see how much of total assets are deployed in long-term investments.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Banco Santander (Brasil) S.A. Cash Flow-to-Debt Ratio (2013–2024)
Historical debt coverage capacity for Banco Santander (Brasil) S.A. across 12 annual periods. Also explore how large is Banco Santander (Brasil) S.A.'s balance sheet for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for Banco Santander (Brasil) S.A. (2013–2024)
Year-by-year debt coverage analysis for Banco Santander (Brasil) S.A.. For market capitalisation and broader financial context, see SANB3 market cap overview.
| Year | CF-to-Debt Ratio | Operating CF (BRL) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | -0.02x | R$-21.13 Billion | R$1.12 Trillion | ▼ -138.2% |
| 2023 | 0.05x | R$49.42 Billion | R$1.00 Trillion | ▲ +531.0% |
| 2022 | 0.01x | R$6.85 Billion | R$875.27 Billion | ▼ -5.2% |
| 2021 | 0.01x | R$6.81 Billion | R$825.23 Billion | ▼ -83.8% |
| 2020 | 0.05x | R$42.32 Billion | R$830.42 Billion | ▲ +36.4% |
| 2019 | 0.04x | R$24.87 Billion | R$665.59 Billion | ▲ +185.7% |
| 2018 | 0.01x | R$8.28 Billion | R$632.86 Billion | ▼ -85.5% |
| 2017 | 0.09x | R$50.29 Billion | R$559.05 Billion | ▲ +633.5% |
| 2016 | 0.01x | R$6.75 Billion | R$550.31 Billion | ▲ +60.2% |
| 2015 | 0.01x | R$4.03 Billion | R$525.99 Billion | ▲ +173.2% |
| 2014 | -0.01x | R$-4.62 Billion | R$441.55 Billion | ▼ -118.8% |
| 2013 | 0.06x | R$20.68 Billion | R$371.40 Billion | — |