Banco Santander (Brasil) S.A. (SANB3) — Cash Flow-to-Debt Ratio
Banco Santander (Brasil) S.A. (SANB3) has a Cash Flow-to-Debt Ratio of 0.02x as of September 2025, meaning its operating cash flow of R$24.83 Billion could theoretically repay 0% of its total liabilities (R$1.14 Trillion) in one year. See cash generation quality of Banco Santander (Brasil) S.A. to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Banco Santander (Brasil) S.A. Cash Flow-to-Debt Ratio (2013–2024)
Historical debt coverage capacity for Banco Santander (Brasil) S.A. across 12 annual periods. Also explore Banco Santander (Brasil) S.A. (SANB3) net asset momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Banco Santander (Brasil) S.A. (2013–2024)
Year-by-year debt coverage analysis for Banco Santander (Brasil) S.A.. For market capitalisation and broader financial context, see Banco Santander (Brasil) S.A. market cap and net worth.
| Year | CF-to-Debt Ratio | Operating CF (BRL) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | -0.02x | R$-21.13 Billion | R$1.12 Trillion | ▼ -138.2% |
| 2023 | 0.05x | R$49.42 Billion | R$1.00 Trillion | ▲ +531.0% |
| 2022 | 0.01x | R$6.85 Billion | R$875.27 Billion | ▼ -5.2% |
| 2021 | 0.01x | R$6.81 Billion | R$825.23 Billion | ▼ -83.8% |
| 2020 | 0.05x | R$42.32 Billion | R$830.42 Billion | ▲ +36.4% |
| 2019 | 0.04x | R$24.87 Billion | R$665.59 Billion | ▲ +185.7% |
| 2018 | 0.01x | R$8.28 Billion | R$632.86 Billion | ▼ -85.5% |
| 2017 | 0.09x | R$50.29 Billion | R$559.05 Billion | ▲ +633.5% |
| 2016 | 0.01x | R$6.75 Billion | R$550.31 Billion | ▲ +60.2% |
| 2015 | 0.01x | R$4.03 Billion | R$525.99 Billion | ▲ +173.2% |
| 2014 | -0.01x | R$-4.62 Billion | R$441.55 Billion | ▼ -118.8% |
| 2013 | 0.06x | R$20.68 Billion | R$371.40 Billion | — |