Bank Handlowy w Warszawie SA (BHW) — Free Cash Flow Generation Index

Latest as of March 2026: 1.00x

Bank Handlowy w Warszawie SA (BHW) has a Free Cash Flow Generation Index of 1.00x as of March 2026. Free cash flow of zł4.54 Billion represents 1% of operating cash flow (zł4.54 Billion). See Bank Handlowy w Warszawie SA (BHW) working capital ratio to evaluate short-term liquidity relative to the company's equity base.

FCF Generation Index

1.00x
Free Cash Flow / Operating CF

Free Cash Flow

zł4.54 Billion
PLN

Operating Cash Flow

zł4.54 Billion
PLN

Capital Expenditures

zł0.00
PLN

Bank Handlowy w Warszawie SA Free Cash Flow Generation Index (2004–2025)

Historical FCF Generation Index trend for Bank Handlowy w Warszawie SA across 16 annual periods. Explore BHW debt coverage from operations to assess how comfortably operating cash covers total debt obligations.

Annual Free Cash Flow Generation for Bank Handlowy w Warszawie SA (2004–2025)

Year-by-year Free Cash Flow Generation Index for Bank Handlowy w Warszawie SA. For the full company profile including market capitalisation, see BHW market cap.

Year FCG Index Free Cash Flow (PLN) Operating CF Capital Expenditures YoY Change
2025 0.99x zł5.45 Billion zł5.52 Billion zł64.77 Million ▲ +2.2%
2024 0.97x zł4.96 Billion zł5.13 Billion zł171.62 Million ▲ +1080.6%
2023 -0.10x zł-140.46 Million zł1.42 Billion zł121.13 Million ▼ -106.0%
2021 1.65x zł3.71 Billion zł2.25 Billion zł25.57 Million ▲ +67.7%
2018 0.98x zł7.51 Billion zł7.64 Billion zł17.81 Million ▲ +24.1%
2017 0.79x zł500.70 Million zł631.96 Million zł131.25 Million ▼ -18.2%
2015 0.97x zł1.72 Billion zł1.78 Billion zł34.50 Million ▲ +0.3%
2014 0.97x zł1.52 Billion zł1.57 Billion zł47.14 Million ▲ +29.4%
2013 0.75x zł268.66 Million zł360.12 Million zł91.47 Million ▼ -19.6%
2012 0.93x zł1.01 Billion zł1.09 Billion zł32.14 Million ▼ -2.2%
2009 0.95x zł865.95 Million zł913.23 Million zł47.29 Million ▲ +38.6%
2008 0.68x zł203.40 Million zł297.35 Million zł75.53 Million ▼ -29.0%
2007 0.96x zł2.54 Billion zł2.64 Billion zł75.87 Million ▲ +9.1%
2006 0.88x zł489.22 Million zł553.58 Million zł55.20 Million ▼ -6.3%
2005 0.94x zł2.06 Billion zł2.19 Billion zł125.41 Million ▲ +79.7%
2004 0.52x zł105.96 Million zł202.03 Million zł96.07 Million
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).