Bank Handlowy w Warszawie SA (BHW) — Cash Flow Quality Index
Bank Handlowy w Warszawie SA (BHW) has a Cash Flow Quality Index of 11.78x as of March 2026. Operating cash flow of zł4.54 Billion exceeds net income of zł385.60 Million, indicating high earnings quality where cash backs reported profits. Explore long-term investment intensity of Bank Handlowy w Warszawie SA to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Bank Handlowy w Warszawie SA Cash Flow Quality Index (2004–2025)
Historical Cash Flow Quality Index for Bank Handlowy w Warszawie SA across 22 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check BHW tangible net assets ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Bank Handlowy w Warszawie SA (2004–2025)
Year-by-year earnings quality comparison for Bank Handlowy w Warszawie SA. For live market cap and the full company financial profile, see Bank Handlowy w Warszawie SA market capitalisation.
| Year | Quality Index | Operating CF (PLN) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 3.31x | zł5.52 Billion | zł1.67 Billion | ▲ +13.7% |
| 2024 | 2.91x | zł5.13 Billion | zł1.76 Billion | ▲ +361.3% |
| 2023 | 0.63x | zł1.42 Billion | zł2.26 Billion | ▲ +119.3% |
| 2022 | -3.27x | zł-5.05 Billion | zł1.55 Billion | ▼ -204.3% |
| 2021 | 3.13x | zł2.25 Billion | zł717.47 Million | ▲ +119.6% |
| 2020 | -15.95x | zł-2.75 Billion | zł172.40 Million | ▼ -146.7% |
| 2019 | -6.47x | zł-3.10 Billion | zł480.12 Million | ▼ -154.1% |
| 2018 | 11.96x | zł7.64 Billion | zł638.85 Million | ▲ +913.6% |
| 2017 | 1.18x | zł631.96 Million | zł535.57 Million | ▲ +174.6% |
| 2016 | -1.58x | zł-951.21 Million | zł601.58 Million | ▼ -155.7% |
| 2015 | 2.84x | zł1.78 Billion | zł626.42 Million | ▲ +71.1% |
| 2014 | 1.66x | zł1.57 Billion | zł947.31 Million | ▲ +348.5% |
| 2013 | 0.37x | zł360.12 Million | zł972.71 Million | ▼ -66.9% |
| 2012 | 1.12x | zł1.09 Billion | zł970.13 Million | ▲ +157.1% |
| 2011 | -1.96x | zł-1.44 Billion | zł736.41 Million | ▼ -2570.0% |
| 2010 | -0.07x | zł-55.37 Million | zł754.81 Million | ▼ -104.1% |
| 2009 | 1.81x | zł913.23 Million | zł504.40 Million | ▲ +265.6% |
| 2008 | 0.50x | zł297.35 Million | zł600.43 Million | ▼ -84.5% |
| 2007 | 3.20x | zł2.64 Billion | zł824.22 Million | ▲ +279.9% |
| 2006 | 0.84x | zł553.58 Million | zł657.06 Million | ▼ -76.2% |
| 2005 | 3.54x | zł2.19 Billion | zł618.10 Million | ▲ +766.8% |
| 2004 | 0.41x | zł202.03 Million | zł494.96 Million | — |