Bank Handlowy w Warszawie SA Cash Flow Quality Index
Bank Handlowy w Warszawie SA cash flow quality index. Bank Handlowy w Warszawie SA (BHW) has a Cash Flow Quality Index of -10.46x as of June 2026. Operating cash flow of zł-2.88 Billion is below net income of zł275.70 Million, suggesting accrual-heavy earnings not yet converted to cash. See financial agility of Bank Handlowy w Warszawie SA to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Bank Handlowy w Warszawie SA (2004–2025)
Cash flow quality index of Bank Handlowy w Warszawie SA from 2004 to 2025. Historical Cash Flow Quality Index for Bank Handlowy w Warszawie SA across 22 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore BHW operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
Bank Handlowy w Warszawie SA Cash Flow Quality Index by Year (2004–2025)
Bank Handlowy w Warszawie SA cash flow quality index by year from 2004 to 2025. Year-by-year earnings quality comparison for Bank Handlowy w Warszawie SA. For the full cash flow conversion analysis, see BHW cash flow metrics.
| Year | Quality Index | Operating CF (PLN) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.60x | zł1.05 Billion | zł1.76 Billion | ▼ -79.5% |
| 2024 | 2.91x | zł5.13 Billion | zł1.76 Billion | ▲ +361.3% |
| 2023 | 0.63x | zł1.42 Billion | zł2.26 Billion | ▲ +119.4% |
| 2022 | -3.26x | zł-5.04 Billion | zł1.55 Billion | ▼ -204.0% |
| 2021 | 3.13x | zł2.25 Billion | zł717.47 Million | ▼ -35.5% |
| 2020 | 4.86x | zł837.00 Million | zł172.40 Million | ▲ +175.1% |
| 2019 | -6.47x | zł-3.10 Billion | zł480.12 Million | ▼ -154.1% |
| 2018 | 11.96x | zł7.64 Billion | zł638.85 Million | ▲ +928.9% |
| 2017 | 1.16x | zł622.53 Million | zł535.57 Million | ▲ +173.5% |
| 2016 | -1.58x | zł-951.21 Million | zł601.58 Million | ▼ -155.7% |
| 2015 | 2.84x | zł1.78 Billion | zł626.42 Million | ▲ +71.1% |
| 2014 | 1.66x | zł1.57 Billion | zł947.31 Million | ▲ +348.5% |
| 2013 | 0.37x | zł360.12 Million | zł972.71 Million | ▼ -68.1% |
| 2012 | 1.16x | zł1.13 Billion | zł970.13 Million | ▲ +159.2% |
| 2011 | -1.96x | zł-1.44 Billion | zł736.41 Million | ▼ -2570.0% |
| 2010 | -0.07x | zł-55.37 Million | zł754.81 Million | ▼ -104.1% |
| 2009 | 1.81x | zł913.23 Million | zł504.40 Million | ▲ +265.6% |
| 2008 | 0.50x | zł297.35 Million | zł600.43 Million | ▼ -84.5% |
| 2007 | 3.20x | zł2.64 Billion | zł824.22 Million | ▲ +277.5% |
| 2006 | 0.85x | zł557.18 Million | zł657.06 Million | ▼ -76.0% |
| 2005 | 3.54x | zł2.19 Billion | zł618.10 Million | ▲ +766.8% |
| 2004 | 0.41x | zł202.03 Million | zł494.96 Million | — |