Bank Handlowy w Warszawie SA (BHW) — Net Asset Quality Index
Bank Handlowy w Warszawie SA (BHW) has a Net Asset Quality Index of 11.4% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of zł88.23 Billion minus total liabilities of zł78.15 Billion yields net assets of zł10.08 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Read BHW total liabilities for a breakdown of total debt and financial obligations.
Quality Index
Net Assets
Total Assets
Total Liabilities
Bank Handlowy w Warszawie SA Net Asset Quality Index Over Time (2004–2025)
This chart shows how Bank Handlowy w Warszawie SA's Net Asset Quality Index has evolved across 22 annual periods from 2004 to 2025. As of March 2026, the index stands at 11.4%, representing net assets of zł10.08 Billion against total assets of zł88.23 Billion PLN. For live market cap and overall valuation, see Bank Handlowy w Warszawie SA (BHW) total market value.
Annual Net Asset Quality Index for Bank Handlowy w Warszawie SA (2004–2025)
The table below presents the year-by-year Net Asset Quality Index for Bank Handlowy w Warszawie SA from 2004 to 2025, covering 22 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check BHW PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.
| Year | Quality Index | Net Assets (PLN) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 12.7% | zł10.04 Billion | zł78.85 Billion | zł68.81 Billion | ▼ -0.9 pp |
| 2024 | 13.6% | zł9.87 Billion | zł72.48 Billion | zł62.61 Billion | ▲ +0.2 pp |
| 2023 | 13.4% | zł9.73 Billion | zł72.57 Billion | zł62.84 Billion | ▲ +1.8 pp |
| 2022 | 11.6% | zł7.96 Billion | zł68.47 Billion | zł60.51 Billion | ▼ -0.3 pp |
| 2021 | 11.9% | zł7.38 Billion | zł61.86 Billion | zł54.48 Billion | ▼ -0.5 pp |
| 2020 | 12.4% | zł7.58 Billion | zł60.94 Billion | zł53.36 Billion | ▼ -1.2 pp |
| 2019 | 13.6% | zł7.07 Billion | zł51.98 Billion | zł44.90 Billion | ▼ -0.7 pp |
| 2018 | 14.3% | zł7.06 Billion | zł49.30 Billion | zł42.25 Billion | ▼ -1.8 pp |
| 2017 | 16.1% | zł6.94 Billion | zł43.04 Billion | zł36.10 Billion | ▲ +1.1 pp |
| 2016 | 15.0% | zł6.79 Billion | zł45.21 Billion | zł38.42 Billion | ▲ +1.2 pp |
| 2015 | 13.8% | zł6.85 Billion | zł49.51 Billion | zł42.66 Billion | ▼ -1.0 pp |
| 2014 | 14.9% | zł7.41 Billion | zł49.84 Billion | zł42.43 Billion | ▼ -1.2 pp |
| 2013 | 16.1% | zł7.31 Billion | zł45.40 Billion | zł38.09 Billion | ▼ -0.9 pp |
| 2012 | 17.0% | zł7.39 Billion | zł43.51 Billion | zł36.12 Billion | ▲ +1.7 pp |
| 2011 | 15.2% | zł6.44 Billion | zł42.28 Billion | zł35.83 Billion | ▼ -2.1 pp |
| 2010 | 17.3% | zł6.49 Billion | zł37.52 Billion | zł31.02 Billion | ▲ +0.8 pp |
| 2009 | 16.5% | zł6.20 Billion | zł37.63 Billion | zł31.43 Billion | ▲ +3.3 pp |
| 2008 | 13.2% | zł5.63 Billion | zł42.55 Billion | zł36.92 Billion | ▼ -1.2 pp |
| 2007 | 14.4% | zł5.60 Billion | zł38.91 Billion | zł33.30 Billion | ▼ -0.7 pp |
| 2006 | 15.1% | zł5.42 Billion | zł35.99 Billion | zł30.57 Billion | ▼ -0.9 pp |
| 2005 | 16.0% | zł5.25 Billion | zł32.88 Billion | zł27.63 Billion | ▼ -2.3 pp |
| 2004 | 18.3% | zł6.24 Billion | zł34.08 Billion | zł27.84 Billion | — |