Bank Handlowy w Warszawie SA (BHW) — Working Capital to Net Assets Ratio
Bank Handlowy w Warszawie SA (BHW) has a Working Capital to Net Assets ratio of -366.2% as of March 2026. Working capital of zł-36.93 Billion (current assets of zł13.75 Billion minus current liabilities of zł50.67 Billion) is measured against net assets of zł10.08 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See BHW cash and liquid assets coverage to measure how many days the company can operate on defensive assets alone.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Bank Handlowy w Warszawie SA Working Capital to Net Assets (2004–2025)
This chart shows how Bank Handlowy w Warszawie SA's Working Capital to Net Assets ratio has evolved across 18 annual periods from 2004 to 2025. As of March 2026, the ratio stands at -366.2%, reflecting working capital of zł-36.93 Billion against net assets of zł10.08 Billion PLN. For the complete balance sheet picture, see BHW current and non-current assets.
Annual Working Capital to Net Assets for Bank Handlowy w Warszawie SA (2004–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Bank Handlowy w Warszawie SA from 2004 to 2025, covering 18 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. Check BHW financial resilience to evaluate the company's liquid asset resilience ratio.
| Year | WC/NA Ratio | Working Capital (PLN) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -198.7% | zł-19.95 Billion | zł10.04 Billion | zł21.61 Billion | zł41.56 Billion | ▲ +322.8 pp |
| 2024 | -521.4% | zł-51.46 Billion | zł9.87 Billion | zł5.98 Billion | zł57.44 Billion | ▲ +56.2 pp |
| 2023 | -577.7% | zł-56.20 Billion | zł9.73 Billion | zł1.42 Billion | zł57.62 Billion | ▲ +140.5 pp |
| 2022 | -718.1% | zł-57.17 Billion | zł7.96 Billion | zł1.77 Billion | zł58.94 Billion | ▼ -92.3 pp |
| 2021 | -625.8% | zł-46.21 Billion | zł7.38 Billion | zł6.80 Billion | zł53.01 Billion | ▲ +3.4 pp |
| 2020 | -629.3% | zł-47.70 Billion | zł7.58 Billion | zł4.66 Billion | zł52.37 Billion | ▼ -74.1 pp |
| 2019 | -555.2% | zł-39.28 Billion | zł7.07 Billion | zł4.31 Billion | zł43.58 Billion | ▼ -84.6 pp |
| 2018 | -470.6% | zł-33.21 Billion | zł7.06 Billion | zł8.03 Billion | zł41.24 Billion | ▲ +25.8 pp |
| 2017 | -496.4% | zł-34.44 Billion | zł6.94 Billion | zł661.02 Million | zł35.11 Billion | ▲ +40.9 pp |
| 2016 | -537.3% | zł-36.48 Billion | zł6.79 Billion | zł820.81 Million | zł37.30 Billion | ▲ +8.3 pp |
| 2015 | -545.6% | zł-37.38 Billion | zł6.85 Billion | zł2.53 Billion | zł39.91 Billion | ▼ -41.5 pp |
| 2014 | -504.2% | zł-37.36 Billion | zł7.41 Billion | zł2.29 Billion | zł39.65 Billion | ▼ -53.3 pp |
| 2013 | -450.8% | zł-32.94 Billion | zł7.31 Billion | zł1.88 Billion | zł34.82 Billion | ▼ -50.0 pp |
| 2012 | -400.8% | zł-29.62 Billion | zł7.39 Billion | zł1.82 Billion | zł31.44 Billion | ▲ +115.0 pp |
| 2011 | -515.8% | zł-33.24 Billion | zł6.44 Billion | zł1.34 Billion | zł34.57 Billion | ▼ -467.6 pp |
| 2006 | -48.2% | zł-2.61 Billion | zł5.42 Billion | zł999.98 Million | zł3.61 Billion | ▼ -124.2 pp |
| 2005 | 76.0% | zł3.99 Billion | zł5.25 Billion | zł7.63 Billion | zł3.65 Billion | ▲ +167.6 pp |
| 2004 | -91.6% | zł-5.72 Billion | zł6.24 Billion | zł2.43 Billion | zł8.15 Billion | — |