Bank Handlowy w Warszawie SA (BHW) — Financial Flexibility Index
Bank Handlowy w Warszawie SA (BHW) has a Financial Flexibility Index of 0.06x as of March 2026. Free cash flow of zł4.54 Billion (operating CF zł4.54 Billion minus capex zł0.00) represents 0% of total liabilities (zł78.15 Billion). Check BHW strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Bank Handlowy w Warszawie SA Financial Flexibility Index (2004–2025)
Historical Financial Flexibility Index trend for Bank Handlowy w Warszawie SA across 22 annual periods. See working capital position of Bank Handlowy w Warszawie SA to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Bank Handlowy w Warszawie SA (2004–2025)
Year-by-year free cash flow to debt coverage for Bank Handlowy w Warszawie SA. For the full company profile including market capitalisation, see how much is Bank Handlowy w Warszawie SA worth.
| Year | Flexibility Index | Free Cash Flow (PLN) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.08x | zł5.58 Billion | zł5.52 Billion | zł68.81 Billion | ▼ -4.2% |
| 2024 | 0.08x | zł5.30 Billion | zł5.13 Billion | zł62.61 Billion | ▲ +248.6% |
| 2023 | 0.02x | zł1.55 Billion | zł1.42 Billion | zł63.66 Billion | ▲ +130.1% |
| 2022 | -0.08x | zł-4.99 Billion | zł-5.05 Billion | zł61.84 Billion | ▼ -293.4% |
| 2021 | 0.04x | zł2.27 Billion | zł2.25 Billion | zł54.48 Billion | ▲ +181.8% |
| 2020 | -0.05x | zł-2.72 Billion | zł-2.75 Billion | zł53.36 Billion | ▲ +23.8% |
| 2019 | -0.07x | zł-3.00 Billion | zł-3.10 Billion | zł44.90 Billion | ▼ -136.9% |
| 2018 | 0.18x | zł7.66 Billion | zł7.64 Billion | zł42.25 Billion | ▲ +757.4% |
| 2017 | 0.02x | zł763.21 Million | zł631.96 Million | zł36.10 Billion | ▲ +188.1% |
| 2016 | -0.02x | zł-922.26 Million | zł-951.21 Million | zł38.42 Billion | ▼ -156.5% |
| 2015 | 0.04x | zł1.81 Billion | zł1.78 Billion | zł42.66 Billion | ▲ +11.4% |
| 2014 | 0.04x | zł1.62 Billion | zł1.57 Billion | zł42.43 Billion | ▲ +222.1% |
| 2013 | 0.01x | zł451.59 Million | zł360.12 Million | zł38.09 Billion | ▼ -61.7% |
| 2012 | 0.03x | zł1.12 Billion | zł1.09 Billion | zł36.12 Billion | ▲ +181.3% |
| 2011 | -0.04x | zł-1.36 Billion | zł-1.44 Billion | zł35.83 Billion | ▼ -1574425.4% |
| 2010 | 0.00x | zł-75.00K | zł-55.37 Million | zł31.02 Billion | ▼ -100.0% |
| 2009 | 0.03x | zł960.52 Million | zł913.23 Million | zł31.43 Billion | ▲ +202.6% |
| 2008 | 0.01x | zł372.88 Million | zł297.35 Million | zł36.92 Billion | ▼ -87.6% |
| 2007 | 0.08x | zł2.71 Billion | zł2.64 Billion | zł33.30 Billion | ▲ +309.3% |
| 2006 | 0.02x | zł608.78 Million | zł553.58 Million | zł30.57 Billion | ▼ -76.2% |
| 2005 | 0.08x | zł2.31 Billion | zł2.19 Billion | zł27.63 Billion | ▲ +681.7% |
| 2004 | 0.01x | zł298.10 Million | zł202.03 Million | zł27.84 Billion | — |