Bank Handlowy w Warszawie SA (BHW) — Financial Flexibility Index
Bank Handlowy w Warszawie SA (BHW) has a Financial Flexibility Index of 0.06x as of March 2026. Free cash flow of zł4.54 Billion (operating CF zł4.54 Billion minus capex zł0.00) represents 0% of total liabilities (zł78.15 Billion). Check Bank Handlowy w Warszawie SA (BHW) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Bank Handlowy w Warszawie SA Financial Flexibility Index (2004–2025)
Historical Financial Flexibility Index trend for Bank Handlowy w Warszawie SA across 22 annual periods. For the full cash flow conversion analysis, see Bank Handlowy w Warszawie SA (BHW) cash flow conversion.
Annual Financial Flexibility Index for Bank Handlowy w Warszawie SA (2004–2025)
Year-by-year free cash flow to debt coverage for Bank Handlowy w Warszawie SA. Explore BHW operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (PLN) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | zł1.09 Billion | zł1.05 Billion | zł68.81 Billion | ▼ -81.3% |
| 2024 | 0.08x | zł5.30 Billion | zł5.13 Billion | zł62.61 Billion | ▲ +225.5% |
| 2023 | 0.03x | zł1.63 Billion | zł1.42 Billion | zł62.84 Billion | ▲ +132.2% |
| 2022 | -0.08x | zł-4.89 Billion | zł-5.04 Billion | zł60.51 Billion | ▼ -288.8% |
| 2021 | 0.04x | zł2.33 Billion | zł2.25 Billion | zł54.48 Billion | ▲ +139.0% |
| 2020 | 0.02x | zł956.37 Million | zł837.00 Million | zł53.36 Billion | ▲ +126.8% |
| 2019 | -0.07x | zł-3.00 Billion | zł-3.10 Billion | zł44.90 Billion | ▼ -136.4% |
| 2018 | 0.18x | zł7.77 Billion | zł7.64 Billion | zł42.25 Billion | ▲ +780.5% |
| 2017 | 0.02x | zł753.78 Million | zł622.53 Million | zł36.10 Billion | ▲ +188.5% |
| 2016 | -0.02x | zł-906.82 Million | zł-951.21 Million | zł38.42 Billion | ▼ -154.9% |
| 2015 | 0.04x | zł1.83 Billion | zł1.78 Billion | zł42.66 Billion | ▲ +12.6% |
| 2014 | 0.04x | zł1.62 Billion | zł1.57 Billion | zł42.43 Billion | ▲ +222.1% |
| 2013 | 0.01x | zł451.59 Million | zł360.12 Million | zł38.09 Billion | ▼ -65.6% |
| 2012 | 0.03x | zł1.24 Billion | zł1.13 Billion | zł36.12 Billion | ▲ +190.5% |
| 2011 | -0.04x | zł-1.36 Billion | zł-1.44 Billion | zł35.83 Billion | ▼ -1574425.4% |
| 2010 | 0.00x | zł-75.00K | zł-55.37 Million | zł31.02 Billion | ▼ -100.0% |
| 2009 | 0.03x | zł960.52 Million | zł913.23 Million | zł31.43 Billion | ▲ +188.3% |
| 2008 | 0.01x | zł391.30 Million | zł297.35 Million | zł36.92 Billion | ▼ -87.1% |
| 2007 | 0.08x | zł2.73 Billion | zł2.64 Billion | zł33.30 Billion | ▲ +303.7% |
| 2006 | 0.02x | zł621.54 Million | zł557.18 Million | zł30.57 Billion | ▼ -75.7% |
| 2005 | 0.08x | zł2.31 Billion | zł2.19 Billion | zł27.63 Billion | ▲ +681.7% |
| 2004 | 0.01x | zł298.10 Million | zł202.03 Million | zł27.84 Billion | — |