Bank Handlowy w Warszawie SA (BHW) — Financial Flexibility Index
Bank Handlowy w Warszawie SA (BHW) has a Financial Flexibility Index of 0.06x as of March 2026. Free cash flow of zł4.54 Billion (operating CF zł4.54 Billion minus capex zł0.00) represents 0% of total liabilities (zł78.15 Billion). Also explore BHW year-over-year net asset growth to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Bank Handlowy w Warszawie SA Financial Flexibility Index (2004–2025)
Historical Financial Flexibility Index trend for Bank Handlowy w Warszawie SA across 22 annual periods. Check how strategically is Bank Handlowy w Warszawie SA's equity deployed to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for Bank Handlowy w Warszawie SA (2004–2025)
Year-by-year free cash flow to debt coverage for Bank Handlowy w Warszawie SA. For the full company profile including market capitalisation, see Bank Handlowy w Warszawie SA (BHW) market capitalisation.
| Year | Flexibility Index | Free Cash Flow (PLN) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.08x | zł5.58 Billion | zł5.52 Billion | zł68.81 Billion | ▼ -4.2% |
| 2024 | 0.08x | zł5.30 Billion | zł5.13 Billion | zł62.61 Billion | ▲ +248.6% |
| 2023 | 0.02x | zł1.55 Billion | zł1.42 Billion | zł63.66 Billion | ▲ +130.1% |
| 2022 | -0.08x | zł-4.99 Billion | zł-5.05 Billion | zł61.84 Billion | ▼ -293.4% |
| 2021 | 0.04x | zł2.27 Billion | zł2.25 Billion | zł54.48 Billion | ▲ +181.8% |
| 2020 | -0.05x | zł-2.72 Billion | zł-2.75 Billion | zł53.36 Billion | ▲ +23.8% |
| 2019 | -0.07x | zł-3.00 Billion | zł-3.10 Billion | zł44.90 Billion | ▼ -136.9% |
| 2018 | 0.18x | zł7.66 Billion | zł7.64 Billion | zł42.25 Billion | ▲ +757.4% |
| 2017 | 0.02x | zł763.21 Million | zł631.96 Million | zł36.10 Billion | ▲ +188.1% |
| 2016 | -0.02x | zł-922.26 Million | zł-951.21 Million | zł38.42 Billion | ▼ -156.5% |
| 2015 | 0.04x | zł1.81 Billion | zł1.78 Billion | zł42.66 Billion | ▲ +11.4% |
| 2014 | 0.04x | zł1.62 Billion | zł1.57 Billion | zł42.43 Billion | ▲ +222.1% |
| 2013 | 0.01x | zł451.59 Million | zł360.12 Million | zł38.09 Billion | ▼ -61.7% |
| 2012 | 0.03x | zł1.12 Billion | zł1.09 Billion | zł36.12 Billion | ▲ +181.3% |
| 2011 | -0.04x | zł-1.36 Billion | zł-1.44 Billion | zł35.83 Billion | ▼ -1574425.4% |
| 2010 | 0.00x | zł-75.00K | zł-55.37 Million | zł31.02 Billion | ▼ -100.0% |
| 2009 | 0.03x | zł960.52 Million | zł913.23 Million | zł31.43 Billion | ▲ +202.6% |
| 2008 | 0.01x | zł372.88 Million | zł297.35 Million | zł36.92 Billion | ▼ -87.6% |
| 2007 | 0.08x | zł2.71 Billion | zł2.64 Billion | zł33.30 Billion | ▲ +309.3% |
| 2006 | 0.02x | zł608.78 Million | zł553.58 Million | zł30.57 Billion | ▼ -76.2% |
| 2005 | 0.08x | zł2.31 Billion | zł2.19 Billion | zł27.63 Billion | ▲ +681.7% |
| 2004 | 0.01x | zł298.10 Million | zł202.03 Million | zł27.84 Billion | — |