Bank Handlowy w Warszawie SA (BHW) — Defensive Interval Ratio

Latest as of March 2026: 0 days

Bank Handlowy w Warszawie SA (BHW) has a Defensive Interval Ratio of 0 days as of March 2026. Defensive assets of zł41.18 Million (cash zł-, short-term investments zł-, receivables zł41.18 Million) cover 0 days of daily cash needs of zł138.83 Million/day.

Defensive Interval Ratio

0 days
Days of operational coverage

Defensive Assets

zł41.18 Million
Cash + ST Investments + Receivables

Daily Cash Need

zł138.83 Million
Current Liabilities ÷ 365

Current Liabilities

zł50.67 Billion
PLN

Bank Handlowy w Warszawie SA Defensive Interval Ratio (2005–2025)

This chart shows how Bank Handlowy w Warszawie SA's Defensive Interval Ratio has evolved across 17 annual periods from 2005 to 2025. As of March 2026, the ratio stands at 0 days, meaning defensive assets of zł41.18 Million can fund 0 days of operations without new revenue. For the complete balance sheet picture, see BHW asset base.

Annual Defensive Interval Ratio for Bank Handlowy w Warszawie SA (2005–2025)

The table below presents the year-by-year Defensive Interval Ratio for Bank Handlowy w Warszawie SA from 2005 to 2025, covering 17 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Bank Handlowy w Warszawie SA (BHW) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (PLN) Daily Cash Need Cash ST Investments Change (days)
2025 109 days zł12.41 Billion zł113.86 Million/day zł- zł12.41 Billion ▲ +42 days
2024 67 days zł10.47 Billion zł157.36 Million/day zł- zł10.33 Billion ▲ +66 days
2023 1 days zł109.64 Million zł157.87 Million/day zł- zł- ▼ 0 days
2022 1 days zł123.62 Million zł161.48 Million/day zł- zł- ▼ -211 days
2021 212 days zł30.82 Billion zł145.24 Million/day zł- zł30.64 Billion ▲ +211 days
2020 1 days zł130.80 Million zł143.47 Million/day zł- zł- ▼ 0 days
2019 1 days zł122.07 Million zł119.41 Million/day zł- zł- ▼ 0 days
2018 1 days zł159.37 Million zł112.99 Million/day zł- zł- ▲ +0 days
2017 1 days zł131.44 Million zł96.18 Million/day zł- zł- ▲ +0 days
2016 1 days zł137.91 Million zł102.20 Million/day zł- zł- ▲ +0 days
2015 1 days zł133.70 Million zł109.33 Million/day zł- zł- ▼ 0 days
2014 1 days zł139.08 Million zł108.63 Million/day zł- zł- ▼ 0 days
2013 1 days zł128.59 Million zł95.40 Million/day zł- zł- ▼ -1 days
2012 2 days zł183.37 Million zł86.15 Million/day zł- zł- ▲ +0 days
2011 2 days zł163.12 Million zł94.73 Million/day zł- zł- ▼ -872 days
2006 873 days zł8.64 Billion zł9.89 Million/day zł- zł8.22 Billion ▲ +845 days
2005 28 days zł281.35 Million zł9.99 Million/day zł- zł- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)