Bank Handlowy w Warszawie SA (BHW) — Tangible Net Worth Ratio
Bank Handlowy w Warszawie SA (BHW) has a Tangible Net Worth Ratio of 100.0% as of March 2026. This metric is calculated by deducting intangible assets (zł0.00) from net assets (zł10.08 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. See working capital to net assets of Bank Handlowy w Warszawie SA to evaluate short-term liquidity relative to the company's equity base.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
Bank Handlowy w Warszawie SA Tangible Net Worth Ratio (2004–2025)
This chart shows how Bank Handlowy w Warszawie SA's Tangible Net Worth Ratio has changed across 22 annual periods from 2004 to 2025. As of March 2026, the ratio stands at 100.0%, reflecting net assets of zł10.08 Billion with intangible assets of zł0.00 PLN. See operational self-sufficiency of Bank Handlowy w Warszawie SA to measure how many days the company can operate on defensive assets alone.
Annual Tangible Net Worth Ratio for Bank Handlowy w Warszawie SA (2004–2025)
The table below presents the year-by-year Tangible Net Worth Ratio for Bank Handlowy w Warszawie SA from 2004 to 2025, covering 22 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For the full company profile including market capitalisation, see Bank Handlowy w Warszawie SA stock valuation.
| Year | Tangible NW Ratio | Net Assets (PLN) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 103.7% | zł10.04 Billion | zł-367.59 Million | zł78.85 Billion | ▼ -0.1 pp |
| 2024 | 103.8% | zł9.87 Billion | zł-373.10 Million | zł72.48 Billion | ▲ +6.6 pp |
| 2023 | 97.1% | zł8.91 Billion | zł254.04 Million | zł72.57 Billion | ▼ -2.6 pp |
| 2022 | 99.8% | zł7.96 Billion | zł17.89 Million | zł69.80 Billion | ▲ +2.6 pp |
| 2021 | 97.1% | zł7.38 Billion | zł211.89 Million | zł61.86 Billion | ▲ +0.0 pp |
| 2020 | 97.1% | zł7.58 Billion | zł221.31 Million | zł60.94 Billion | ▼ -0.1 pp |
| 2019 | 97.2% | zł7.07 Billion | zł197.16 Million | zł51.98 Billion | ▼ -0.3 pp |
| 2018 | 97.6% | zł7.06 Billion | zł172.82 Million | zł49.30 Billion | ▼ -0.9 pp |
| 2017 | 98.5% | zł6.94 Billion | zł106.44 Million | zł43.04 Billion | ▲ +0.0 pp |
| 2016 | 98.5% | zł6.79 Billion | zł104.89 Million | zł45.21 Billion | ▲ +0.3 pp |
| 2015 | 98.2% | zł6.85 Billion | zł125.90 Million | zł49.51 Billion | ▲ +0.1 pp |
| 2014 | 98.1% | zł7.41 Billion | zł141.77 Million | zł49.84 Billion | ▲ +0.4 pp |
| 2013 | 97.7% | zł7.31 Billion | zł171.39 Million | zł45.40 Billion | ▼ -0.5 pp |
| 2012 | 98.2% | zł7.39 Billion | zł133.96 Million | zł43.51 Billion | ▼ -1.1 pp |
| 2011 | 99.3% | zł6.44 Billion | zł46.09 Million | zł42.28 Billion | ▲ +19.1 pp |
| 2010 | 80.2% | zł6.49 Billion | zł1.29 Billion | zł37.52 Billion | ▲ +0.9 pp |
| 2009 | 79.3% | zł6.20 Billion | zł1.28 Billion | zł37.63 Billion | ▲ +2.1 pp |
| 2008 | 77.2% | zł5.63 Billion | zł1.28 Billion | zł42.55 Billion | ▲ +0.1 pp |
| 2007 | 77.1% | zł5.60 Billion | zł1.28 Billion | zł38.91 Billion | ▼ -22.2 pp |
| 2006 | 99.3% | zł5.42 Billion | zł39.78 Million | zł35.99 Billion | ▲ +0.6 pp |
| 2005 | 98.7% | zł5.25 Billion | zł67.82 Million | zł32.88 Billion | ▼ -0.2 pp |
| 2004 | 98.9% | zł6.24 Billion | zł66.12 Million | zł34.08 Billion | — |