Bank Handlowy w Warszawie SA (BHW) — Tangible Net Worth Ratio
Bank Handlowy w Warszawie SA (BHW) has a Tangible Net Worth Ratio of 91.3% as of March 2026. This metric is calculated by deducting intangible assets (zł882.02 Million) from net assets (zł10.08 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. Also explore BHW shareholders equity momentum to track the company's year-over-year net asset growth rate.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
Bank Handlowy w Warszawie SA Tangible Net Worth Ratio (2004–2025)
This chart shows how Bank Handlowy w Warszawie SA's Tangible Net Worth Ratio has changed across 22 annual periods from 2004 to 2025. As of March 2026, the ratio stands at 91.3%, reflecting net assets of zł10.08 Billion with intangible assets of zł882.02 Million PLN. For live market cap and overall valuation, see BHW stock market capitalisation.
Annual Tangible Net Worth Ratio for Bank Handlowy w Warszawie SA (2004–2025)
The table below presents the year-by-year Tangible Net Worth Ratio for Bank Handlowy w Warszawie SA from 2004 to 2025, covering 22 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. Explore how much does Bank Handlowy w Warszawie SA reinvest in capital to see what proportion of operating cash flow is directed to capital expenditures.
| Year | Tangible NW Ratio | Net Assets (PLN) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 99.7% | zł10.04 Billion | zł27.18 Million | zł78.85 Billion | ▼ -4.1 pp |
| 2024 | 103.8% | zł9.87 Billion | zł-373.10 Million | zł72.48 Billion | ▲ +4.2 pp |
| 2023 | 99.6% | zł9.73 Billion | zł39.34 Million | zł72.57 Billion | ▼ -0.2 pp |
| 2022 | 99.8% | zł7.96 Billion | zł17.89 Million | zł68.47 Billion | ▼ -0.3 pp |
| 2021 | 100.0% | zł7.38 Billion | zł-2.82 Million | zł61.86 Billion | ▲ +0.1 pp |
| 2020 | 99.9% | zł7.58 Billion | zł6.61 Million | zł60.94 Billion | ▲ +2.7 pp |
| 2019 | 97.2% | zł7.07 Billion | zł197.16 Million | zł51.98 Billion | ▼ -0.3 pp |
| 2018 | 97.6% | zł7.06 Billion | zł172.82 Million | zł49.30 Billion | ▼ -0.9 pp |
| 2017 | 98.5% | zł6.94 Billion | zł106.44 Million | zł43.04 Billion | ▲ +0.0 pp |
| 2016 | 98.5% | zł6.79 Billion | zł104.89 Million | zł45.21 Billion | ▲ +0.3 pp |
| 2015 | 98.2% | zł6.85 Billion | zł125.90 Million | zł49.51 Billion | ▲ +0.1 pp |
| 2014 | 98.1% | zł7.41 Billion | zł141.77 Million | zł49.84 Billion | ▲ +0.4 pp |
| 2013 | 97.7% | zł7.31 Billion | zł171.39 Million | zł45.40 Billion | ▼ -0.5 pp |
| 2012 | 98.2% | zł7.39 Billion | zł133.96 Million | zł43.51 Billion | ▼ -1.1 pp |
| 2011 | 99.3% | zł6.44 Billion | zł46.09 Million | zł42.28 Billion | ▲ +19.1 pp |
| 2010 | 80.2% | zł6.49 Billion | zł1.29 Billion | zł37.52 Billion | ▲ +0.9 pp |
| 2009 | 79.3% | zł6.20 Billion | zł1.28 Billion | zł37.63 Billion | ▲ +2.1 pp |
| 2008 | 77.2% | zł5.63 Billion | zł1.28 Billion | zł42.55 Billion | ▲ +0.1 pp |
| 2007 | 77.1% | zł5.60 Billion | zł1.28 Billion | zł38.91 Billion | ▲ +0.8 pp |
| 2006 | 76.3% | zł5.42 Billion | zł1.29 Billion | zł35.99 Billion | ▼ -22.4 pp |
| 2005 | 98.7% | zł5.25 Billion | zł67.82 Million | zł32.88 Billion | ▼ -0.2 pp |
| 2004 | 98.9% | zł6.24 Billion | zł66.12 Million | zł34.08 Billion | — |