Powszechny Zaklad Ubezpieczen SA (WAR:PZU) — Stock Price
Powszechny Zaklad Ubezpieczen SA (WAR:PZU) is currently trading at zł73.06 PLN, up 0.00% today. Over the past 52 weeks, shares have ranged between zł54.04 and zł73.22. This page tracks Powszechny Zaklad Ubezpieczen SA's live share price on the WAR exchange, its daily price and volume history, and — where reported — its income statement, balance sheet, cash flow statement, and earnings history. For company valuation and market capitalisation context, see Powszechny Zaklad Ubezpieczen SA (PZU) total market value.
Powszechny Zaklad Ubezpieczen SA (PZU) Stock Price Chart — Daily History & Trading Volume
The chart below tracks Powszechny Zaklad Ubezpieczen SA's daily closing share price and trading volume on the WAR exchange over the past year, giving a clear view of recent price momentum and liquidity.
Powszechny Zaklad Ubezpieczen SA Income Statement — Revenue, Profit & Earnings by Year
Powszechny Zaklad Ubezpieczen SA's annual income statement shows how revenue converts into profit each fiscal year, including gross profit, operating income, EBITDA, and net income.
| Fiscal Year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Total Revenue | zł64.70 Billion | zł55.37 Billion | zł55.13 Billion | zł49.48 Billion | zł40.83 Billion |
| Cost of Revenue | — | zł-692.00 Million | — | — | — |
| Gross Profit | — | zł56.06 Billion | zł55.13 Billion | zł49.48 Billion | zł40.83 Billion |
| Research & Development | — | — | — | — | — |
| SG&A | zł360.00 Million | zł284.00 Million | zł295.00 Million | zł1.81 Billion | zł1.49 Billion |
| Total Operating Expenses | zł46.86 Billion | zł45.19 Billion | zł39.05 Billion | zł-38.97 Billion | zł-36.57 Billion |
| Operating Income | — | zł24.68 Billion | zł25.22 Billion | zł10.50 Billion | zł4.26 Billion |
| EBITDA | — | zł23.94 Billion | zł26.35 Billion | zł13.89 Billion | zł9.10 Billion |
| EBIT | — | zł22.44 Billion | zł25.38 Billion | zł12.93 Billion | zł7.89 Billion |
| Interest Expense | zł7.42 Billion | zł8.24 Billion | zł8.89 Billion | zł4.77 Billion | zł423.00 Million |
| Income Before Tax | zł17.84 Billion | zł15.70 Billion | zł16.08 Billion | zł7.61 Billion | zł7.45 Billion |
| Income Tax Expense | — | zł3.48 Billion | zł3.62 Billion | zł2.35 Billion | zł2.02 Billion |
| Net Income | zł6.70 Billion | zł5.34 Billion | zł5.77 Billion | zł5.26 Billion | zł5.43 Billion |
Powszechny Zaklad Ubezpieczen SA Balance Sheet — Assets, Liabilities & Shareholder Equity
The balance sheet below summarizes Powszechny Zaklad Ubezpieczen SA's financial position at each fiscal year-end — what it owns (assets), what it owes (liabilities), and the resulting shareholder equity.
| Fiscal Year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Total Assets | zł535.48 Billion | zł503.26 Billion | zł467.89 Billion | zł436.12 Billion | zł402.13 Billion |
| Total Current Assets | — | zł15.13 Billion | zł91.93 Billion | zł46.82 Billion | zł51.92 Billion |
| Cash & Equivalents | — | — | — | — | — |
| Short-term Investments | zł68.85 Billion | zł53.13 Billion | zł44.37 Billion | zł39.73 Billion | zł44.90 Billion |
| Net Receivables | zł4.69 Billion | zł5.31 Billion | zł4.96 Billion | zł9.15 Billion | zł8.59 Billion |
| Inventory | zł54.00 Million | zł52.00 Million | zł37.00 Million | zł56.00 Million | zł57.00 Million |
| Property, Plant & Equipment | — | — | — | — | zł4.14 Billion |
| Goodwill | zł2.82 Billion | zł2.79 Billion | zł2.80 Billion | zł2.81 Billion | zł2.78 Billion |
| Total Liabilities | zł462.83 Billion | zł438.00 Billion | zł407.41 Billion | zł396.37 Billion | zł362.13 Billion |
| Total Current Liabilities | — | zł34.07 Billion | zł3.38 Billion | zł1.51 Billion | zł1.61 Billion |
| Long-term Debt | zł35.12 Billion | zł28.81 Billion | zł23.91 Billion | zł22.76 Billion | zł19.58 Billion |
| Net Debt | zł28.27 Billion | zł19.40 Billion | zł16.93 Billion | zł17.02 Billion | zł10.99 Billion |
| Total Stockholder Equity | zł35.47 Billion | zł32.11 Billion | zł30.02 Billion | zł17.49 Billion | zł17.08 Billion |
| Retained Earnings | zł27.87 Billion | zł9.95 Billion | zł26.78 Billion | zł17.45 Billion | zł16.87 Billion |
Powszechny Zaklad Ubezpieczen SA Cash Flow Statement — Operating, Investing & Financing Activities
This cash flow statement breaks down how Powszechny Zaklad Ubezpieczen SA generates and spends cash across operating, investing, and financing activities each fiscal year, including free cash flow and capital expenditures.
| Fiscal Year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Operating Cash Flow | zł10.52 Billion | zł28.34 Billion | zł28.04 Billion | zł21.69 Billion | zł7.41 Billion |
| Capital Expenditures | zł1.51 Billion | zł1.39 Billion | zł1.30 Billion | zł1.03 Billion | zł1.25 Billion |
| Free Cash Flow | zł9.01 Billion | zł30.50 Billion | zł26.75 Billion | zł20.66 Billion | zł6.16 Billion |
| Investing Cash Flow | — | zł-26.79 Billion | zł-24.13 Billion | zł-17.36 Billion | zł1.85 Billion |
| Financing Cash Flow | — | zł-4.10 Billion | zł-1.92 Billion | zł2.11 Billion | zł-7.82 Billion |
| Dividends Paid | zł3.86 Billion | zł3.75 Billion | zł2.07 Billion | zł1.68 Billion | zł3.02 Billion |
| Stock-Based Compensation | — | — | — | — | — |
| Depreciation | zł1.52 Billion | zł1.50 Billion | zł1.39 Billion | zł1.33 Billion | zł1.35 Billion |
| Change in Cash | zł1.23 Billion | zł-2.58 Billion | zł1.74 Billion | zł6.51 Billion | zł1.51 Billion |
Powszechny Zaklad Ubezpieczen SA Earnings History — EPS Actual vs. Analyst Estimates
Track Powszechny Zaklad Ubezpieczen SA's quarterly earnings per share (EPS) against Wall Street estimates, along with the earnings surprise percentage for each reporting period.
| Report Date | EPS Actual | EPS Estimate | Surprise |
|---|---|---|---|
| May 14, 2026 | — | 1.69 | — |
| Feb 26, 2026 | 1.75 | 1.82 | -3.85% |
| Nov 20, 2025 | 2.31 | 1.70 | +35.88% |
| Aug 26, 2025 | 1.70 | 1.70 | +0.00% |
| May 15, 2025 | 2.04 | 1.49 | +36.91% |
| Mar 19, 2025 | 1.95 | 1.42 | +37.72% |
| Nov 21, 2024 | 1.41 | 1.42 | -0.70% |
| Aug 28, 2024 | 1.38 | 1.42 | -2.82% |